No Annual Fee Credit Cards


BMO® CashBack® Mastercard®*

Get a response in under 60 seconds!

  • Welcome Offer: Get 5% cash back in your first 3 months1.

  • Get a 1.99% introductory interest rate  on Balance Transfers for 9 months, 1% fee applies to balance amounts transferred12.

  • Then get 3% cash back on grocery purchases, 1% cash back on recurring bill payments and 0.5% unlimited cash back on all other purchases!2a,2b,2c,2d

  • Save up to 25% off rentals at participating National Car Rental®#† and Alamo Rent A Car®#† locations3.


Annual fee4 $0
Purchases419.99%
Cash advances422.99%

BMO® AIR MILES®† Mastercard®*

Get a response in under 60 seconds!

  • Welcome offer:  Get 800 AIR MILES Bonus Miles5! That is $80 in AIR MILES Cash redemption value6.

  • Get a 1.99% introductory interest rate on Balance Transfers for 9 months, 1% fee applies to balance amounts transferred7.

  • Get 2x the Miles for every $20 spent at participating AIR MILES Partners9.

  • Get 1 Mile for every $20 spent everywhere else8.

  • Double Dip at AIR MILES sponsored locations10.


Annual fee4 $0
Purchases419.99%
Cash advances422.99%


Rewards Calculator


How much do you spend on your credit card each month?

$0
$5,000

BMO® CashBack® Mastercard®*


Rewards summary
First Year Welcome Bonus
cash back
Total Cash Back Earned
1st Year
Get 3% cash back on grocery purchases2b
Get 1% cash back on recurring bill payments2c
Get 0.5% cash back on all other purchases2d
  • Use of the Rewards calculator is for illustrative purposes only. The calculation reflects 20% of monthly spend on eligible grocery, 10% on eligible recur bill payments, and 70% of the spend on all other card purchases. Values displayed as May 1st, 2020.

BMO® AIR MILES®† Mastercard®*


Rewards summary
Welcome Bonus
AIR MILES Reward Miles
Total reward miles earned
1st Year
Get 2x the Miles for every $20 spent at participating AIR MILES Partners9.

Get 1 Mile for every $20 spent everywhere else8.
travel
merchandise

Use of the AIR MILES calculator is for illustrative purposes only.
Based on the calculation that 20% of spend per month are purchases made at participating AIR MILE Partners. Values displayed as of May 1st, 2020.

Enjoy more credit card benefits and earn extra rewards