Cash Back Credit Cards


BMO® CashBack® Mastercard®*

Get a response in under 60 seconds!

  • Welcome offer: Get 5% cash back in your first 3 months1.

  • Get a 1.99% introductory interest rate  on Balance Transfers for 9 months, 1% fee applies to balance amounts transferred9.

  • Then get 3% cash back on grocery purchases, 1% cash back on recurring bill payments and 0.5% unlimited cash back on all other purchases!2a,2b,2c,2d

  • No Annual Fee Credit Card4.


Annual fee4 $0
Purchases419.99%
Cash advances422.99%

BMO® CashBack® World Elite®* Mastercard®*

Get a response in under 60 seconds!

  • Welcome Offer: Get up to 10% cash back in your first 3 months and the $120 annual fee waived in the first year5.

  • Then earn 1.5% cash back on all other card purchases2a,5.

  • Complimentary membership in Mastercard Airport Experiences provided by LoungeKey6.

  • Complimentary Roadside Assistance Program8.


Annual fee4 $120
Purchases419.99%
Cash advances422.99%
Minimum $80,000 (individual) or $150,000 (household) annual income required.


Rewards Calculator


How much do you spend on your credit card each month?

$0
$5,000

BMO® CashBack® Mastercard®*


Rewards summary
First Year Welcome Bonus
cash back
Total Cash Back Earned
1st Year
Get 3% cash back on grocery purchases2b
Get 1% cash back on recurring bill payments2c
Get 0.5% cash back on all other purchases2d
  • Use of the Rewards calculator is for illustrative purposes only. The calculation reflects 20% of monthly spend on eligible grocery, 10% on eligible recur bill payments, and 70% of the spend on all other card purchases. Values displayed as May 1st, 2020.

BMO® CashBack® World Elite®* Mastercard®*


Rewards summary
First Year Welcome Bonus
cash back
Total Cash Back Earned
1st Year
Earn 1.5% cash back on ALL card purchases6 without restrictions!
  • Use of the cash back calculator is for illustrative purposes only. Values displayed valid as of June 5, 2020.

Enjoy more credit card benefits and earn extra rewards