Cash Back Credit Cards


BMO CashBack® Mastercard®*

Get a response in under 60 seconds!

  • Welcome offer: Get 5% cash back in your first 3 months1.

  • Get a 1.99% introductory interest rate  on Balance Transfers for 9 months, 1% fee applies to balance amounts transferred9.

  • Then get 3% cash back on grocery purchases, 1% cash back on recurring bill payments and 0.5% unlimited cash back on all other purchases!2a,2b,2c,2d

  • No Annual Fee Credit Card4.


Annual fee4 $0
Purchases419.99%
Cash advances422.99%

BMO® CashBack® World Elite®* Mastercard®*

Get a response in under 60 seconds!

  • Welcome Offer: Get up to 10% cash back in your first 3 months and the $120 annual fee waived in the first year5.

  • Then earn 1.5% cash back on all other card purchases2a,5.

  • Access over 1 million Wi-Fi hotspots around the world – all at no added cost, and no added fees or roaming charges 11.

  • Complimentary membership in Mastercard Airport Experiences provided by LoungeKey6.


Annual fee4 $120
Purchases419.99%
Cash advances422.99%
Minimum $80,000 (individual) or $150,000 (household) annual income required.


Rewards Calculator


How much do you spend on your credit card each month?

Changing the calculator values will also change the potential rewards you could earn.
$0
$5,000

BMO CashBack® Mastercard®*


Rewards summary
First Year Welcome Bonus
cash back
Total Cash Back Earned
first Year
Get 3% cash back on grocery purchases2b
Get 1% cash back on recurring bill payments2c
Get 0.5% cash back on all other purchases2d
  • Use of the Rewards calculator is for illustrative purposes only. The calculation reflects 20% of monthly spend on eligible grocery, 10% on eligible recur bill payments, and 70% of the spend on all other card purchases. Values displayed as May 1st, 2020.

BMO® CashBack® World Elite®* Mastercard®*


Rewards summary
First Year Welcome Bonus
cash back
Total Cash Back Earned
first Year
Earn 1.5% cash back on ALL card purchases6 without restrictions!
  • Use of the cash back calculator is for illustrative purposes only. Values displayed valid as of June 5, 2020.

Enjoy more credit card benefits and earn extra rewards