AIR MILES®† Credit Cards
BMO® AIR MILES®† Mastercard®*
Limited time: Get up to 1,000 AIR MILES Bonus Miles1! That is up to $100 in AIR MILES Cash redemption value2.
Get a 1.99% introductory interest rate on Balance Transfers for 9 months, 1% fee applies to balance amounts transferred3.
Get 2x the Miles for every $20 spent at participating AIR MILES Partners4.
Earn 1 AIR MILES reward mile for every $20 you spend on your credit card5.
No annual fee6.
BMO® AIR MILES ®† World Elite®* Mastercard®*
Welcome Offer: Get up to 3,000 AIR MILES Bonus Miles and we’ll waive the $120 annual fee for the first year9.
1 AIR MILES reward mile for every $10 that you spend on your credit card5.
Exclusive 15% Flight Discount on all AIR MILES flights in North America with no blackout periods10.
BMO AIR MILES World Elite Travel and Medical Protection11.
Complimentary membership in Mastercard Airport Experiences provided by LoungeKey, with exclusive VIP access12, plus two annual complimentary passes.
| Annual fee* | $120 |
|---|---|
| Purchases* | 19.99% |
| Cash advances* | 22.99% |
| Minimum $80,000 (individual) or $150,000 (household) annual income required. | |
Rewards Calculator
How much do you spend on your credit card each month?
BMO® AIR MILES®† Mastercard®*
Rewards summary
First Year welcome Bonus
AIR MILES Reward MilesTotal reward miles earned
1st Year BMO® AIR MILES ®† World Elite®* Mastercard®*
Rewards summary
First Year Welcome Bonus
AIR MILES Reward MilesTotal reward miles earned
1st YearEnjoy more credit card benefits and earn extra rewards
Double Dip at AIR MILES Sponsor locations
Use your BMO AIR MILES Mastercard and AIR MILES Collector Card at an AIR MILES sponsor to earn reward miles from both7.
Extended Warranty
Save the cost of buying optional extended warranty insurance on your next purchase by paying with your BMO credit card. This coverage doubles the original manufacturer's warranty period up to a maximum of one additional year8.
Download insurance certificate (PDF) for full-coverage details.Purchase Protection
Get added protection – items bought with your card are automatically insured against theft or damage for 90 days from date of purchase8.
Download insurance certificate (PDF) for full-coverage details.
Flight Discount10
Exclusive 15% Flight Discount on all AIR MILES flights in North America with no blackout periods.
BMO AIR MILES World Elite Travel and Medical Protection11
Includes Trip Cancellation, plus Collision Damage Waiver benefits on rental cars, 15 days of Out-of-Province/Out-of-Country Emergency Medical benefits up to $2 million, and more.
Download insurance certificate (PDF) for full-coverage details.