Exclusive offers on our best BMO AIR MILES®† Credit Cards

BMO AIR MILES®† Mastercard®*
Welcome offer: Get 1,500 AIR MILES Bonus Miles!1 That’s enough for $150 towards purchases with AIR MILES Cash.2
Get a 1.99% introductory interest rate on Balance Transfers for 9 months, 1% fee applies to balance amounts transferred.3
Get 3x the Miles for every $25 spent at participating AIR MILES Reward Partners.4 Get 2x the Miles for every $12 spent at any eligible grocery store.27
Get 1 Mile for every $25 that you spend on your credit card.5
No annual fee.6
Automatically get Gold collector status17 and use fewer Dream Miles™ on flights19, 20 and merchandise20, 21, plus get VIP access to exclusive events.22

BMO AIR MILES ®† World Elite®* Mastercard®*
Welcome Offer: Get 3,000 AIR MILES Bonus Miles!9 That’s enough for $310 towards your purchases with AIR MILES Cash!2 Plus, get the $120 annual fee waived for the first year.9
Get 3x the Miles for every $12 spent at participating AIR MILES Reward Partners.14 Get 2x the Miles for every $12 spent at any eligible grocery store.28
Get 1 Mile for every $12 that you spend on your credit card.5
Use less Miles with our exclusive 25% discount on one worldwide AIR MILES flight redemption during the calendar year.12
Complimentary membership in Mastercard Travel Pass provided by DragonPass.10
Automatically get Onyx collector status18 and use fewer Dream Miles™ on flights19, 20 and merchandise20, 21, plus receive a Shell Go+ membership23 until December 31, 2022.
Rewards Calculator
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BMO AIR MILES®† Mastercard®*
Rewards summary
First Year welcome Bonus
AIR MILES Reward MilesTotal Reward Miles earned
1st YearBased on the calculation that 20% of spend per month are purchases made at participating AIR MILES Reward Partners. Values displayed as of May 3, 2021.

BMO AIR MILES ®† World Elite®* Mastercard®*
Rewards summary
First Year Welcome Bonus
AIR MILES Reward MilesTotal Reward Miles earned
1st YearEnjoy more credit card benefits and earn extra rewards
Double Dip at AIR MILES Sponsor locations
Use your BMO AIR MILES Mastercard and AIR MILES Collector Card at an AIR MILES sponsor to earn reward miles from both.7
Extended Warranty
Save the cost of buying optional extended warranty insurance on your next purchase by paying with your BMO credit card. This coverage doubles the original manufacturer's warranty period up to a maximum of one additional year.8
Download insurance certificate (PDF) for full-coverage details.Purchase Protection
Get added protection – items bought with your card are automatically insured against theft or damage for 90 days from date of purchase.8
Download insurance certificate (PDF) for full-coverage details.
Mastercard Travel Rewards Program
Shop, dine and relax with our partners to unlock Mastercard Travel Rewards cashback offers when you travel and shop with your BMO AIR MILES World Elite Mastercard outside of Canada. Discover a world of Mastercard Travel Rewards cash rebate offers at traveloffers.mastercard.com
BMO AIR MILES World Elite Travel and Medical Protection11
Includes Trip Cancellation, plus Collision Damage Waiver benefits on rental cars, 15 days of Out-of-Province/Out-of-Country Emergency Medical benefits up to $2 million, and more.
Download insurance certificate (PDF) for full-coverage details.Offers for Digital Everyday Services
Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services. Check out all the offers by visiting mastercard.ca/world
Terms & Conditions
- Ongoing interest rates, interest-free grace period, annual fees and all other applicable fees are subject to change. Cash advances include Balance Transfers, cash-like transactions and Mastercard cheques. Visit your branch; call the Customer Contact Centre at 1-800-263-2263, or visit bmo.com/creditcards for current rates and fees. This is an exclusive online offer and only available on selected website’s. It is not available in BMO branches, bmo.com or the Customer Contact Centre.
- BMO AIR MILES Mastercard applications must be received between December 17, 2020 and October 31, 2022 (the “Offer Period”). 1,500 AIR MILES Bonus Miles offer is limited to new accounts. Existing BMO AIR MILES Mastercard customers who cancel their card during the Offer Period, and existing BMO Mastercard customers who transfer into this product during the Offer Period are not eligible. 1,500 Bonus Miles will be awarded when you spend $1,000 in net card purchases (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, credit or debit adjustments) in the first three (3) months from the Credit Card open date. The 1,500 Bonus Miles will be credited to the primary Credit Cardholder’s Collector Account within ninety (90) business days following the qualifying $1,000 spend. All Bonus Miles will be credited in accordance with the set balance preference (between AIR MILES Cash and AIR MILES Dream balances) at the time of posting. The AIR MILES Bonus Miles Offer is subject to the AIR MILES Reward Program Terms and Conditions. Limit of one Bonus offer per Collector Account. If you cancel your card within ninety (90) days of opening your account, the Bonus reward miles will be cancelled. This offer may be changed, extended or withdrawn at any time without notice.
- Use the Cash Miles in your AIR MILES Cash Account in-store in increments of 95 Cash Miles for every $10 towards your purchases at participating AIR MILES Partner locations (gift cards and near-cash products are excluded and other exclusions may also apply) and online at airmiles.ca/cash in increments of 95 Cash Miles for every $10 worth of value from participating Reward Partners. Standard daily Cash Miles usage limits and Terms and Conditions apply. All Rewards offered are subject to the Terms and Conditions of the AIR MILES Reward Program, are subject to change and may be withdrawn without notice. For complete details, visit airmiles.ca.
- a) Subject to these Terms and Conditions, each balance transfer amount is eligible for a promotional interest rate of 1.99% provided that each balance transfer is posted to your BMO AIR MILES Mastercard account (the 'Account') in the first 9 (nine) statement periods from the Account open date (“Promotional Period”) , and your Account remains in good standing. Offer is available to new customers only upon Account approval for applications submitted on or after January 15, 2018. Balances from other BMO credit card accounts are not eligible to be transferred. The promotional rate will no longer apply to your Account if you transfer into a card other than the BMO AIR MILES Mastercard. Balance transfers apply to Canadian dollar amounts only.
b) Balance transfers do not qualify to earn loyalty rewards such as AIR MILES Reward Miles. Balance transfers are treated as cash advances and the promotional interest rate applies from the date the transactions are posted to your Account until the last day of the Promotional Period. After the Promotional Period expires, any remaining balance transfer amounts will be charged interest at the standard annual interest rate for cash advances. The promotional interest rate of 1.99% does not apply to purchases, fees, cash advances and other charges posted to your Account during the Promotional Period. Standard interest rates will continue to apply to those transactions. Please refer to your monthly statement for the interest rate applicable to your Account.
c) Each balance transfer is subject to a fee of 1% which will be charged to your account on the date the balance transfer is posted to your Account. For example, if an amount of $1,000 is transferred to your Account, you will be charged a fee of $10. You may request a balance transfer for as low as $100, as long as the transfer amount plus the fee, does not exceed the unused portion of the credit limit on your Account.
d) If your Account has balances with different interest rates, such as purchases with a standard interest rate and balance transfers with a promotional interest rate, any payment that exceeds the minimum payment will be allocated proportionately to those balances according to the terms set out in section 14 of the BMO Mastercard Cardholder Agreement. For example, if you have an $800 purchases balance at the standard interest rate and a $200 balance transfer balance at a promotional interest rate, 80 per cent of your payment will be allocated to your purchases balance and 20 percent will be allocated to your balance transfer balance. This offer may be withdrawn or changed without notice.
e) You will pay interest on purchases unless you pay your full Account balance by the payment due date. For example, if you complete a balance transfer for $5,000 and spend $2,000 in purchases during the same statement period, you must pay the entire balance of $7,000 before the payment due date to avoid paying interest on your purchases. You will be charged interest if you only pay the amount owing for your purchases. There is no interest-free grace period for cash advances or balance transfers.
f) To transfer balances from non-BMO credit card accounts, register for Online Banking or log in at bmo.com and do the following; select your Mastercard account, then select Set up Balance Transfer or Pre-authorized payment, then select Credit Card Balance Transfer and follow the instructions to complete the transfer. - BMO AIR MILES Mastercard cardholders will earn 3 AIR MILES Reward Miles for every $25 in purchases at participating AIR MILES Partners. Participating AIR MILES Partners may be added or removed at any time without notice, visit airmiles.ca/3xMiles for Partner details. Miles will be calculated on the total eligible cumulative purchases made at all participating AIR MILES Partners and credited to your account within 90 days after the end of the applicable statement period. The number of Miles earned will be rounded down to the nearest whole number. Fractions of Miles will not be awarded. Eligible purchases are purchases charged to your credit card account (less refunds and excluding cash advances, cash-like transactions, interest charges, fees and credit or debit adjustments). The “3x the Miles” benefit is available on eligible purchases and may be withdrawn or changed at any time without notice. The “3x the Miles” benefit is applicable to the following BMO Credit Card products with no annual fee: BMO AIR MILES Mastercard, BMO Shell AIR MILES Mastercard, BMO Affinity AIR MILES Mastercard cards & Student BMO AIR MILES Mastercard. This benefit does not apply to any BMO AIR MILES Mastercard not named in the above list.
- Offer is cumulative over the statement period. Award of AIR MILES reward miles is made for purchases charged to your account (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, payments, credit or debit adjustments) and is subject to the AIR MILES Terms and Conditions. The number of reward miles will be rounded down to the nearest whole number. Fractions of reward miles will not be awarded.
- Ongoing interest rates, interest-free grace period, annual fees and all other applicable fees are subject to change. Cash advances include Balance Transfers, cash-like transactions and Mastercard cheques. Visit your branch; call the Customer Contact Centre at 1-800-263-2263, or visit bmo.com/creditcards for current rates and fees.
- Earn twice when you use your BMO AIR MILES Mastercard and show your AIR MILES Card at AIR MILES Partners. The amount of Miles you earn depends on the earn rate offered by the AIR MILES Partner and the earn rate offered on your BMO AIR MILES credit card.
- Subject to terms and conditions, including limitations, exclusions and other important information contained in the Certificate of Insurance, which is sent to new cardholders. Insurance benefits provided by Allianz Global Risks US Insurance Company (Canadian Branch).
- BMO AIR MILES World Elite Mastercard applications must be received between December 17, 2020 and October 31, 2022 (the “Offer Period”) to be eligible for the AIR MILES Bonus Miles and Annual Fee Refund offers (each an “Offer” and collectively the “Offers”). Bonus Offers are limited to new accounts. Existing BMO AIR MILES World Elite Mastercard customers who cancel their card during the Offer Period, and existing BMO Mastercard customers who transfer into this product during the Offer Period are not eligible for the Offers.
AIR MILES Bonus Miles Offer: Receive 3,000 Bonus Miles when you spend a minimum of $3,000 (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, credit or debit adjustments) in net card purchases within the first three (3) months from the Credit Card open date. The Bonus Miles will be credited to the primary Credit Cardholder’s Collector Account within ninety (90) business days following the qualifying $3,000 spend. All Bonus Miles are credited in accordance with the set balance preference (between AIR MILES Cash and AIR MILES Dream balances) at the time of posting. The AIR MILES Bonus Miles Offer is subject to the AIR MILES Reward Program Terms and Conditions. Limit of one AIR MILES Bonus Miles Offer per Collector Number. If the Credit Card is cancelled within ninety (90) days from the date it was opened, all Miles earned within that period will be cancelled.
The primary cardholder annual fee of $120 will be waived in the first year and will appear as a fee and a credit on the primary cardholders first statement. After the first year, the annual fee will appear on your Credit Card statement twelve (12) months after the Credit Card open date. The Annual Fee Waiver Offer does not apply to the Additional Card annual fee.
These offers are subject to change or can be withdrawn without notice. - Mastercard Travel Pass benefit includes membership to participating lounges within the Mastercard Travel Pass provided by DragonPass program – approximate membership value of US$68. Enjoy lounge access for a fee of just US$32 per person, per visit. Mastercard Travel Pass provided by DragonPass is a worldwide program run by DragonPass International Ltd. This benefit will be available to all cardholders of a BMO AIR MILES World Mastercard, BMO Cashback World Mastercard, BMO AIR MILES World Elite Mastercard or BMO Cashback World Elite Mastercard (all “eligible cardholders”). Eligible cardholders are required to comply with the Conditions of Use available online at mastercardtravelpass.dragonpass.com or on the Mastercard Travel Pass mobile application, as well as any additional terms and conditions applicable to the lounge or offer being used by the eligible cardholder. The Conditions of Use are subject to change from time to time without notice to Issuer or the eligible cardholders. Eligible cardholders wishing to access a participating lounge must present their Mastercard Travel Pass mobile app or membership document showing the QR code and DragonPass membership number (this may be obtained by the eligible cardholder by registering an account at mastercardtravelpass.dragonpass.com or downloading the Mastercard Travel Pass application from the app store) to the lounge receptionist and reference “Mastercard Travel Pass provided by DragonPass.” Some offers may be subject to a per-person, per-visit charge. Where applicable and dependent upon the offer, access charges, including those for an accompanying guest, may be charged to your credit card. Value and benefits of the Mastercard Travel Pass complimentary membership are subject to change without notice.
- Subject to Terms and Conditions, including limitations and exclusions contained in the BMO AIR MILES World Elite Travel and Medical Protection Certificate of Insurance, which is sent to new cardholders; please refer to the Certificate for further details. Out-of-Province/Out-of-Country Emergency Medical benefits are only applicable to cardholders under the age of 65. BMO Mastercard insurance benefits provided by Allianz Global Risks US Insurance Company (Canadian Branch).
- Exclusive 25% Flight Booking Discount: If you have the BMO AIR MILES World Elite Mastercard, once per calendar year when you redeem Reward Miles for any flight booking, you will receive a 25% discount on the number of AIR MILES Reward Miles that are usually required (to a maximum of 750 Reward Miles) when you book through airmiles.ca or by calling 1-888-247-6453. The flight booking discount applies to the full flight booking and will be distributed equally on each ticket included in the booking, to a maximum of 750 Miles total. For example, if your booking included three 1,500 Miles flights totalling 4,500 Miles, then each flight would receive a 250 Miles discount, and you’d be required to redeem 3,750 Miles for the booking. Any portion of the maximum 750 allocated discounted Miles unused in the one eligible flight booking transaction will be forfeited. You can choose when to apply the discount – for example, on your first flight booking in the calendar year; or save it to apply on another flight booking later in the year – but it can only be used once per calendar year with no carry-overs allowed to the following year. For greater clarification, the 25% flight booking discount resets every calendar year and cannot be accumulated over the years. This benefit can only be reset for the collector to use in the same calendar year if the original booking where the benefit was used is cancelled under all of the following conditions: (i) the booking was cancelled in full (not for partial cancellations; i.e., one ticket), (ii) the cancellation happens within the same year of booking, and (iii) the airline issues a full refund for the booking. This benefit does not apply to Cash + Miles rewards. There are no blackout periods for flight redemptions. This benefit does not apply to the cash portion of the flight redemption (such as airport improvement fees and booking fees) or to the flight component of package vacations and cruises. This benefit cannot be combined with any other offer. Flight rewards offered are subject to the terms and conditions of the AIR MILES Reward Program, are subject to change, and may be withdrawn without notice. To use your Miles for flight rewards, you must have accumulated sufficient Dream Miles in your collector account. Some restrictions apply. Collectors must pay applicable surcharges, fees and taxes on flight rewards. Flight rewards may be subject to a minimum advance booking and availability from participating airlines. Changes, cancellations and refunds to flight tickets will follow the fare rules of the booking airline and may be subject to additional fees. For complete details, see current Program Terms and Conditions available at airmiles.ca.
- Terms and conditions apply. Boingo services provided by Boingo Wireless, Inc. See mastercard.boingo.com for full details.
- 3x the Miles: BMO AIR MILES World Elite Mastercard cardholders will get 3 AIR MILES Reward Miles for every $12 in purchases at participating AIR MILES Partners. Participating AIR MILES Partners may be added or removed at any time without notice, visit airmiles.ca/BMOpartners for Partner details. Miles will be calculated on the total eligible cumulative purchases made at all participating AIR MILES Partners and credited to your account within 90 days after the end of the applicable statement period. The number of Miles awarded will be rounded down to the nearest whole number. Fractions of Miles will not be awarded. Eligible purchases are purchases charged to your credit card account (less refunds and excluding cash advances, cash-like transactions, interest charges, fees and credit or debit adjustments). The “3x the Miles” benefit is available on eligible purchases and may be withdrawn or changed at any time without notice.
- This offer is only available to BMO Mastercard accounts who have opted-in to the offer and is non-transferable. In order to qualify, accounts must opt-in to the offer between September 6, 2021 and February 27, 2022.
- Upon receipt and activation of the offer, save $0.05 per litre on your purchase of Shell V-Power®† fuels at participating Shell locations in Ontario (excluding Flying J locations) (“Participating Shell Locations”) when you pay with an eligible BMO Mastercard credit card; or save $0.02 per litre on your purchase of other grades of fuel when you pay with an eligible BMO Mastercard credit card (less refunds) at Participating Shell Locations between offer activation and February 27, 2022.
At time of transaction payment must be made with your eligible BMO Mastercard in order to receive the savings. No cash surrender value. Eligible BMO Mastercard credit cards include: BMO AIR MILES Mastercard, BMO AIR MILES World Elite Mastercard, BMO AIR MILES World Mastercard, Student BMO AIR MILES Mastercard, BMO CashBack World Elite Mastercard, BMO CashBack World Mastercard, BMO CashBack Mastercard, Student BMO CashBack Mastercard, BMO World Elite Mastercard, BMO Rewards Mastercard, BMO Preferred Rate Mastercard, Shell AIR MILES World Mastercard from BMO, Shell AIR MILES Mastercard from BMO, Shell CashBack World Mastercard from BMO, Shell CashBack Mastercard from BMO, BMO Affinity AIR MILES Mastercard cards, BMO Affinity AIR MILES World Mastercard cards, BMO Affinity CashBack World Mastercard cards, BMO Affinity CashBack Mastercard cards, BMO Premium CashBack Mastercard, BMO AIR MILES Gold Mastercard, BMO Rewards Business Mastercard, BMO AIR MILES Business Mastercard, BMO CashBack Business Mastercard and BMO AIR MILES No-Fee Business Mastercard.
The $0.05 or $0.02 per litre savings will be received in the form of a rebate on your BMO credit card statement, applied to your eligible BMO credit card account. The credit will appear on your statement within 120 days after the transaction at the Participating Shell Location is posted to your credit card account statement. The rebate will not be awarded if your account is closed or not in good standing. Whole cents will be awarded, rounded up.
The cents off per litre rebate will be calculated using actual amount of litres purchased as provided by Shell.
This is a limited time offer and BMO has the right to end activations for this offer before the offer end date. The offer is subject to change and may be withdrawn without notice.
Shell and BMO reserve the right, in their sole discretion, to suspend, disqualify, limit or revoke this offer to any person or account holder manipulating or otherwise abusing the process, fairness, integrity or operation of the offer. This offer will be in addition to any other offers available for you.
Shell and their affiliates are not liable or responsible for any of the services and products offered/provided by BMO. Please note that any information you provide directly to Shell or that Shell obtains about you as a Shell customer or participant will be governed by Shell's Privacy Notice.
Offer is subject to the Terms and Conditions of your BMO Mastercard Cardholder Agreement.
This offer is only available for purchases at Participating Shell Locations. - BMO AIR MILES Mastercard cardholders enjoy automatic AIR MILES Gold collector status and have access to the corresponding benefits as long as they remain a BMO AIR MILES Mastercard cardholder (“Partner Designation”). Should their BMO AIR MILES Mastercard cardholder status terminate, then requalification for Gold collector status is based on their collection of 500 eligible Reward Miles in a calendar year. Should they qualify for Onyx collector status based on their collection of 5,000 eligible Miles in a calendar year, then the Onyx collector status supersedes the Partner Designation. Eligible Miles are collected in connection with qualifying purchases made at participating AIR MILES partners; see the partner listing section on airmiles.ca. Certain Miles do not count towards the minimum eligible Mile requirement (“Exclusions”). Exclusions include, but are not limited to, refunded Miles, transferred Miles, any Miles collected through an employee incentive program, and Miles collected in connection with any specifically excluded offer. Partner Designation is determined by AIR MILES in its sole discretion. AIR MILES Gold collector status qualification requirements and benefits are subject to change at any time and without notice. See airmiles.ca/en/profile/status-benefits for the most up-to- date information.
- Cardholders of the BMO AIR MILES World Elite Mastercard, BMO AIR MILES Business Mastercard and BMO AIR MILES Small Business World Elite Mastercard (“Eligible Cardholders”) enjoy automatic AIR MILES Onyx collector status and have access to the corresponding benefits as long as they remain a BMO AIR MILES World Elite Mastercard cardholder (“Partner Designation”). Should their BMO AIR MILES World Elite Mastercard cardholder status terminate, then requalification for Onyx collector status is based on their collection of 5,000 eligible Reward Miles in a calendar year. Eligible Miles are collected in connection with qualifying purchases made at participating AIR MILES partners; see the partner listing section on airmiles.ca. Certain Miles do not count towards the minimum 5,000 eligible Mile requirement (“Exclusions”). Exclusions include, but are not limited to, refunded Miles, transferred Miles, any Miles collected through an employee incentive program, and Miles collected in connection with any specifically excluded offer. Partner Designation is determined by AIR MILES in its sole discretion. AIR MILES Onyx collector status qualification requirements and benefits are subject to change at any time and without notice. See airmiles.ca/en/profile/status-benefits for the most up-to-date information.
- An administration fee (plus taxes) if applicable will apply for each flight order. Collector status flight offer applies only to Reward Miles used to order select flights updated each month on airmiles.ca.
- Quantities may be limited. Collector status merchandise offer applies to Reward Miles used to order select merchandise rewards updated each month on airmiles.ca.
- Collector status flight and merchandise offers cannot be combined with any other offers such as Travel Specials and Deals of the Week. AIR MILES reserves the right to offer flights and merchandise for an equivalent or lesser number of Miles to all Collectors.
- Availability is limited and while supplies last. All orders and/or sales are final. These events are non-refundable and have no cash value. No exchanges or upgrades permitted. Not valid in combination with any other discount or special offer. See airmiles.ca/en/profile/status-benefits for details.
- Effective October 4, 2021, Onyx collectors enjoy automatic Shell Go+ membership status and have access to the corresponding benefits until December 31, 2022. If you qualify for Onyx collector status after October 4, 2021, your access to Shell Go+ membership may take up to 30 days from the date you qualify. Shell Go+ membership is subject to the Shell Go+ Terms and Conditions which can be found at shellgoplus.ca/en/legal.
- This offer is available only to AIR MILES collectors who received this offer invitation or accessed an offer invitation through other channels. To qualify for the offer, eligible collectors must apply for a new BMO AIR MILES World Elite Mastercard or a new BMO AIR MILES Mastercard through the offer link provided in the offer invitation by following the online instructions to complete and submit the credit card application between May 2, 2022 and May 20, 2022. Your BMO AIR MILES credit card application must be received between May 2, 2022 and May 20, 2022 (the “Offer Period”) and approved by June 3, 2022 to be eligible to get 25 cents off per litre, on 10 fill-ups made at Shell from June 15, 2022 to September 15, 2022, to a maximum of 40 litres per transaction. Offer is limited to new accounts. Existing BMO AIR MILES credit card customers who cancel their card during the Offer Period, and existing BMO credit card customers who transfer into a BMO AIR MILES credit card product during the Offer Period are not eligible for the offer.
- Between June 15, 2022 and September 15, 2022, eligible collectors save $0.25 per litre, up to 40 litres per transaction, and up to a maximum of 10 fuel purchase transactions, at participating Shell locations (excluding Flying J locations). This offer is applicable to all fuel grades. The maximum volume of fuel eligible for the $0.25 per litre per collector number is 400 litres. To receive the $0.25 per litre savings at the pump, the eligible AIR MILES collector number must be connected to your new BMO AIR MILES World Elite Mastercard or your new BMO AIR MILES Mastercard, and the eligible AIR MILES card must be swiped at the time of the purchase transaction.
The offer is subject to change and may be withdrawn without notice.
AIR MILES, Shell and BMO reserve the right, in their sole discretion, to suspend, disqualify, limit or revoke this offer to any person or account holder manipulating or otherwise abusing the process, fairness, integrity or operation of the offer. This offer will be in addition to any other offers available for you.
Shell and their affiliates are not liable or responsible for any of the services and products offered/provided by BMO. Please note that any information you provide directly to Shell or that Shell obtains about you as a Shell customer or participant will be governed by Shell's Privacy Notice.
Offer is subject to the Terms and Conditions of your BMO Mastercard Cardholder Agreement. - This offer is available only to AIR MILES collectors who received this offer invitation; offer is non-transferable. To qualify for the offer, eligible collectors must apply for a new BMO AIR MILES World Elite Mastercard or a new BMO AIR MILES Mastercard through the offer link, provided in the offer invitation, and follow the online instructions to complete and submit the credit card application between June 9, 2022 and July 6, 2022. Your BMO AIR MILES credit card application must be received between June 9, 2022 and July 6, 2022 (the “Offer Period”) and you must make a purchase in-store or online at any Metro location in Ontario, excluding Thunder Bay, by August 17, 2022, using your new BMO AIR MILES credit card, to be eligible to receive the 2,000 Cash Miles. No minimum spend required. Within 30 days of eligible purchase, the Cash Miles will be posted to the AIR MILES collector number, which is connected to the new BMO AIR MILES credit card received from this offer, and directly into the AIR MILES Cash account regardless of the set balance preference at the time of posting. Offer is limited to new accounts. Existing BMO AIR MILES credit card customers who cancel their card during the Offer Period, and existing BMO credit card customers who transfer into a BMO AIR MILES credit card product during the Offer Period, are not eligible for the offer. This offer is subject to the terms and conditions of your BMO Mastercard Cardholder Agreement. The offer is subject to change and may be withdrawn without notice. AIR MILES, Metro and BMO reserve the right, in their sole discretion, to suspend, disqualify, limit or revoke this offer to any person or account holder manipulating or otherwise abusing the process, fairness, integrity or operation of the offer. This offer will be in addition to any other offers available for you. Metro and its affiliates are not liable or responsible for any of the services and products offered/provided by BMO. Please note that any information you provide directly to Metro or that Metro obtains about you as a Metro customer or participant will be governed by Metro’s Privacy Notice.
- BMO AIR MILES Mastercard cardholders will earn 1 AIR MILES Bonus Mile for every $25 in purchases made at eligible grocery merchants classified by Mastercard’s “Merchant Category Code” as “grocery stores and supermarkets” (MCC 5411) starting August 1, 2022 to earn 2 total Miles including the base earn rate. Grocery purchases at participating AIR MILES Partners will be not be eligible for this offer; however, they will continue to earn the “3x the Miles” benefit. For a list of current participating partners, please visit airmiles.ca/BMOpartners. Bonus Miles will be earned on eligible grocery purchases up to a combined maximum of $500 in net purchases posted to your account per statement cycle period. Once the maximum is reached, purchases will no longer be eligible for this offer. BMO (“Bank of Montreal”) cannot guarantee that any merchant, operating in whole or in part as a grocery store, is classified by MCC 5411 and in no event will BMO be liable or responsible for any claims with respect to a grocery store purchase made at a merchant that is not classified by MCC 5411. Miles will be calculated on the total eligible cumulative purchases made at eligible merchants and credited to your AIR MILES Collector account within 90 days after the end of the applicable statement period. The number of Miles earned will be rounded down to the nearest whole number. Fractions of Miles will not be awarded. Eligible purchases are purchases charged to your credit card account (less refunds and excluding cash advances, cash-like transactions, interest charges, fees and credit or debit adjustments) and is subject to the AIR MILES Terms and Conditions and the BMO Mastercard Cardholder Agreement. The offer is available on eligible purchases and may be withdrawn or changed at any time without notice. Offer is cumulative over the statement period.
- BMO AIR MILES World Elite Mastercard cardholders will earn 1 AIR MILES Bonus Mile for every $12 in purchases made at eligible grocery merchants classified by Mastercard’s “Merchant Category Code” as “grocery stores and supermarkets” (MCC 5411) starting August 1, 2022 to earn 2 total Miles including the base earn rate. Grocery purchases at participating AIR MILES Partners will be not be eligible for this offer; however, they will continue to earn the “3x the Miles” benefit. For a list of current participating partners, please visit airmiles.ca/BMOpartners. Bonus Miles will be earned on eligible grocery purchases up to a combined maximum of $500 in net purchases posted to your account per statement cycle period. Once the maximum is reached, purchases will no longer be eligible for this offer. BMO (“Bank of Montreal”) cannot guarantee that any merchant, operating in whole or in part as a grocery store, is classified by MCC 5411 and in no event will BMO be liable or responsible for any claims with respect to a grocery store purchase made at a merchant that is not classified by MCC 5411. Miles will be calculated on the total eligible cumulative purchases made at eligible merchants and credited to your account within 90 days after the end of the applicable statement period. The number of Miles earned will be rounded down to the nearest whole number. Fractions of Miles will not be awarded. Eligible purchases are purchases charged to your credit card account (less refunds and excluding cash advances, cash-like transactions, interest charges, fees and credit or debit adjustments) and is subject to the AIR MILES Terms and Conditions and the BMO Mastercard Cardholder Agreement. The offer is available on eligible purchases and may be withdrawn or changed at any time without notice. Offer is cumulative over the statement period.
- No purchase or use of Miles necessary. Contest runs from 12:00:01 a.m. ET on August 11, 2022 to 11:59:59 p.m. ET on September 7, 2022 and is open to Canadian resident AIR MILES collectors who have reached 16 years of age. Collectors can get an entry into the Grand Prize and Secondary Prize draws each time they make a purchase at a participating partner. No minimum spend required. Grand Prize: 3,000,000 AIR MILES Reward Miles. Secondary Prizes: 3 x 300,000 Miles; 30 x 30,000 Miles; 300 x 3,000 Miles; and 3,000 x 300 Miles. The approximate value of AIR MILES Reward Miles prize depends on the chosen method of use and available reward options at the time of use. Correctly answered math skill-testing question required. Odds of winning a prize depend on number of eligible entries received. Visit airmiles.ca/summercontest for full rules, including no-purchase entry option.
- Trademarks of AM Royalties Limited Partnership used under license by LoyaltyOne, Co and Bank of Montreal.
- Registered trademark of Bank of Montreal.
- “Shell” and the Shell Pecten are trademarks of Shell Brands International AG. Used under license. Used with permission by Bank of Montreal.
- Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Used under license.
All Rewards offered are subject to the Terms and Conditions of the AIR MILES® Reward Program, are subject to change and may be withdrawn without notice. Some restrictions may apply. Quantities may be limited. See airmiles.ca for details.