Exclusive offers on our best BMO AIR MILES®† Credit Cards
BMO AIR MILES®† Mastercard®*
Get a response in under 60 seconds!
Welcome offer: Get 1,600 AIR MILES Bonus Miles!1 That’s enough for $160 towards your purchases with AIR MILES Cash!2
Get a 0.99% introductory interest rate on Balance Transfers for 9 months, 2% fee applies to balance amounts transferred.3
Get 3x the Miles for every $25 spent at participating AIR MILES Reward Partners.4 Get 2x the Miles for every $25 spent at any eligible grocery store.23
Get 1 Mile for every $25 that you spend on your credit card.5
No annual fee.6
Automatically get Gold collector status15 and use fewer Dream Miles™ on flights17, 18 and merchandise18, 19, plus get VIP access to exclusive events.20
BMO AIR MILES ®† World Elite®* Mastercard®*
Get a response in under 60 seconds!
Welcome Offer: Get up to $1,000 in value including up to 7,000 AIR MILES Bonus Miles and no annual fee in your first year.9
Get 3x the Miles for every $12 spent at participating AIR MILES Reward Partners.14 Get 2x the Miles for every $12 spent at any eligible grocery store.24
Get 1 Mile for every $12 that you spend on your credit card.5
Use less Miles with our exclusive 25% discount on one worldwide AIR MILES flight redemption during the calendar year.12
Complimentary membership in Mastercard Travel Pass provided by DragonPass.10
Automatically get Onyx collector status16 and use fewer Dream Miles™ on flights17, 18 and merchandise.18, 19
Rewards Calculator
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BMO AIR MILES®† Mastercard®*
Rewards summary
First Year welcome Bonus
AIR MILES Reward MilesTotal Reward Miles earned
1st Year Use of the AIR MILES Rewards Miles calculator is for illustrative purposes only.
Based on the calculation that 20% of spend per month are purchases made at participating AIR MILES Reward Partners. Values displayed as of May 13, 2025.
Based on the calculation that 20% of spend per month are purchases made at participating AIR MILES Reward Partners. Values displayed as of May 13, 2025.
Travel
Merchandise
BMO AIR MILES ®† World Elite®* Mastercard®*
Rewards summary
First Year Welcome Bonus
AIR MILES Reward MilesTotal Reward Miles earned
1st Year Get 1 Mile/$12 in spend.5
Travel
Merchandise
Enjoy more credit card benefits and earn extra rewards
Double Dip at AIR MILES Sponsor locations
Use your BMO AIR MILES Mastercard and AIR MILES Collector Card at an AIR MILES sponsor to earn reward miles from both.7
Extended Warranty
Save the cost of buying optional extended warranty insurance on your next purchase by paying with your BMO credit card. This coverage doubles the original manufacturer's warranty period up to a maximum of one year.8
Download insurance certificate (PDF) for full-coverage details.Purchase Protection
Get added protection – most items bought with your card are automatically insured against theft or damage for 90 days from date of purchase.8
Download insurance certificate (PDF) for full-coverage details.
Mastercard Travel Rewards Program
Shop, dine and relax with our partners to unlock Mastercard Travel Rewards cashback offers when you travel and shop with your BMO AIR MILES World Elite Mastercard outside of Canada. Discover a world of Mastercard Travel Rewards cash rebate offers at traveloffers.mastercard.com
BMO AIR MILES World Elite Travel and Medical Protection11
(BMO AIR MILES World Elite Mastercard only)
Get Collision Damage Waiver benefits on rental cars, 15 days of Out-of-Province/Out-of-Country Emergency Medical coverage of up to $5 million, and more.
Download insurance certificate (PDF) for full coverage details.Offers for Digital Everyday Services
Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services. Check out all the offers by visiting mastercard.ca/world
Terms & Conditions
- Ongoing interest rates, interest-free grace period, annual fees and all other applicable fees are subject to change. Cash advances include Balance Transfers, cash-like transactions and Mastercard cheques. Visit your branch; call the Customer Contact Centre at 1-800-263-2263, or visit bmo.com/creditcards for current rates and fees. This is an exclusive online offer and only available on selected website’s. It is not available in BMO branches, bmo.com or the Customer Contact Centre.
- BMO AIR MILES Mastercard applications must be received between March 10, 2025 and June 1, 2026 (the “Offer Period”). 1,600 AIR MILES Bonus Miles offer is limited to new accounts. Existing BMO AIR MILES Mastercard customers who cancel their card during the Offer Period, and existing BMO Mastercard customers who transfer into this product during the Offer Period are not eligible.
In order to earn the 1,600 Bonus Miles, the following conditions must be met:
1. Spend $1,500 in net card purchases (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, credit or debit adjustments) within the first 110 days after the account open date.
2. Keep the account open and in good standing for at least 110 days.
All Bonus Miles will be credited in accordance with the set balance preference (between AIR MILES Cash and AIR MILES Dream balances) at the time of posting. The AIR MILES Bonus Miles Offer is subject to the AIR MILES Reward Program Terms and Conditions. Limit of one Bonus offer per Collector Account. This offer may be changed, extended or withdrawn at any time without notice. Use the Cash Miles in your AIR MILES Cash Account in-store in increments of 95 Cash Miles for every $10 towards your purchases at participating AIR MILES Partner locations (gift cards and near-cash products are excluded and other exclusions may also apply) and online at airmiles.ca/cash in increments of 95 Cash Miles for every $10 worth of value from participating Reward Partners. Standard daily Cash Miles usage limits and Terms and Conditions apply. All Rewards offered are subject to the Terms and Conditions of the AIR MILES Reward Program, are subject to change and may be withdrawn without notice. For complete details, visit airmiles.ca.
Please allow up to 8 weeks after the conditions for each element of the offer are fulfilled for the Bonus Miles to be credited to your AIR MILES primary Credit Cardholder’s Collector Account provided the account is open and in good standing. If the Credit Card is cancelled within 110 days from the date it was opened, all Bonus Miles earned within that period may be cancelled. - Use the Cash Miles in your AIR MILES Cash Account in-store in increments of 95 Cash Miles for every $10 towards your purchases at participating AIR MILES Partner locations (gift cards and near-cash products are excluded and other exclusions may also apply) and online at airmiles.ca/cash in increments of 95 Cash Miles for every $10 worth of value from participating Reward Partners. Standard daily Cash Miles usage limits and Terms and Conditions apply. All Rewards offered are subject to the Terms and Conditions of the AIR MILES Reward Program, are subject to change and may be withdrawn without notice. For complete details, visit airmiles.ca.
- a) Subject to these Terms and Conditions, each balance transfer amount is eligible for a promotional interest rate of 0.99% provided that each balance transfer is posted to your BMO AIR MILES Mastercard account (the “Account”) in the first 9 (nine) statement periods from the Account open date (“Promotional Period”) , and your Account remains in good standing. Offer is available to new customers only upon Account approval for applications submitted on or after September 2, 2022. Balances from other BMO credit card accounts are not eligible to be transferred. The promotional rate will no longer apply to your Account if you transfer into a card other than the BMO AIR MILES Mastercard. Balance transfers apply to Canadian dollar amounts only.
b) Balance transfers do not qualify to earn loyalty rewards such as AIR MILES Reward Miles. Balance transfers are treated as cash advances and the promotional interest rate applies from the date the transactions are posted to your Account until the last day of the Promotional Period. After the Promotional Period expires, any remaining balance transfer amounts will be charged interest at the standard annual interest rate for cash advances. The promotional interest rate of 0.99% does not apply to purchases, fees, cash advances and other charges posted to your Account during the Promotional Period. Standard interest rates will continue to apply to those transactions. Please refer to your monthly statement for the interest rate applicable to your Account.
c) Each balance transfer is subject to a fee of 2% which will be charged to your account on the date the balance transfer is posted to your Account. For example, if an amount of $1,000 is transferred to your Account, you will be charged a fee of $20. You may request a balance transfer for as low as $100, as long as the transfer amount plus the fee, does not exceed the unused portion of the credit limit on your Account.
d) If your Account has balances with different interest rates, such as purchases with a standard interest rate and balance transfers with a promotional interest rate, any payment that exceeds the minimum payment will be allocated proportionately to those balances according to the terms set out in section 14 of the BMO Mastercard Cardholder Agreement. For example, if you have an $800 purchases balance at the standard interest rate and a $200 balance transfer balance at a promotional interest rate, 80 per cent of your payment will be allocated to your purchases balance and 20 percent will be allocated to your balance transfer balance. This offer may be withdrawn or changed without notice.
e) You will pay interest on purchases unless you pay your full Account balance by the payment due date. For example, if you complete a balance transfer for $5,000 and spend $2,000 in purchases during the same statement period, you must pay the entire balance of $7,000 before the payment due date to avoid paying interest on your purchases. You will be charged interest if you only pay the amount owing for your purchases. There is no interest-free grace period for cash advances or balance transfers.
f) To transfer balances from non-BMO credit card accounts, register for Online Banking or log in at bmo.com and do the following; select your Mastercard account, then select Set up Balance Transfer or Pre-authorized payment, then select Credit Card Balance Transfer and follow the instructions to complete the transfer. - BMO AIR MILES Mastercard cardholders will earn 3 AIR MILES Reward Miles for every $25 in purchases at participating AIR MILES Partners. Participating AIR MILES Partners may be added or removed at any time without notice, visit airmiles.ca/en/promotions/bmo3x.html for Partner details. Miles will be calculated on the total eligible cumulative purchases made at all participating AIR MILES Partners and credited to your account within 90 days after the end of the applicable statement period. The number of Miles earned will be rounded down to the nearest whole number. Fractions of Miles will not be awarded. Eligible purchases are purchases charged to your credit card account (less refunds and excluding cash advances, cash-like transactions, interest charges, fees and credit or debit adjustments). The “3x the Miles” benefit is available on eligible purchases and may be withdrawn or changed at any time without notice. The “3x the Miles” benefit is applicable to the following BMO Credit Card products with no annual fee: BMO AIR MILES Mastercard, BMO Shell AIR MILES Mastercard, BMO Affinity AIR MILES Mastercard cards & Student BMO AIR MILES Mastercard. This benefit does not apply to any BMO AIR MILES Mastercard not named in the above list.
- Offer is cumulative over the statement period. Award of AIR MILES reward miles is made for purchases charged to your account (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, payments, credit or debit adjustments) and is subject to the AIR MILES Terms and Conditions. The number of reward miles will be rounded down to the nearest whole number. Fractions of reward miles will not be awarded.
- Ongoing interest rates, interest-free grace period, annual fees and all other applicable fees are subject to change. Cash advances include Balance Transfers, cash-like transactions and Mastercard cheques. Visit your branch; call the Customer Contact Centre at 1-800-263-2263, or visit bmo.com/creditcards for current rates and fees.
- Earn twice when you use your BMO AIR MILES Mastercard and show your AIR MILES Card at AIR MILES Partners. The amount of Miles you earn depends on the earn rate offered by the AIR MILES Partner and the earn rate offered on your BMO AIR MILES credit card.
- Insurance benefits are subject to specific terms and conditions, including limitations, exclusions and other important information contained in the Certificate of Insurance that is sent to new cardholders. Insurance coverages are provided by CUMIS General Insurance Company, a member of The Co-operators group of companies and administered by Allianz Global Assistance. Allianz Global Assistance is a registered business name of AZGA Service Canada Inc. and AZGA Insurance Agency Canada Ltd. For questions contact Allianz Global Assistance Canada at 1-877-704-0341 or visit www.allianz-assistance.ca
CUMIS General Insurance Company
P.O. Box 5065,
151 North Service Road
Burlington, Ontario L7R 4C2
Canada
1-800-263-9120
www.cumis.com - BMO AIR MILES World Elite Mastercard applications must be received between March 24, 2025 and June 1, 2026 (the “Offer Period”) to be eligible for the AIR MILES Bonus Miles and Annual Fee Refund offers (each an “Offer” and collectively the “Offers”). Bonus Offers are limited to new accounts. Existing BMO AIR MILES World Elite Mastercard customers who cancel their card during the Offer Period, and existing BMO credit card cardholders who transfer into this product during the Offer Period are not eligible for the Offers.
$1,000 in value is made up of:
a) Up to 7,000 AIR MILES Bonus Miles (up to $730 in value with Cash Miles) Eligible approved applicants will receive:
i. A bonus of 3,000 Bonus Miles will be applied to the primary Credit Cardholder’s Collector Account 110 days after the credit card account open date after you spend a minimum of $4,500 (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, credit or debit adjustments) within the first 110 days after the account open date.
ii. A further bonus of an additional 2,000 Bonus Miles will be applied to the primary Credit Cardholder’s Collector 180 days after the account open date when you spend a minimum of $10,000 (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, credit or debit adjustments) within the first 180 days after the account open date.
iii. An additional bonus of 2,000 Bonus Miles will be applied the primary Credit Cardholder’s Collector 365 days after the account open date when you spend $20,000 (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, credit or debit adjustments) within the first 365 days after the account open date.
iv. All Bonus Miles are credited in accordance with the set balance preference (between AIR MILES Cash and AIR MILES Dream balances) at the time of posting. The AIR MILES Bonus Miles Offer is subject to the AIR MILES Reward Program Terms and Conditions. Limit of one AIR MILES Bonus Miles Welcome Offer per Collector Number.
Please allow up to 8 weeks after the conditions for each element of the offer are fulfilled for the Bonus Miles to be credited to your AIR MILES primary Credit Cardholder’s Collector Account provided the account is open and in good standing. If the Credit Card is cancelled within 365 days from the date it was opened, all Bonus Miles earned within that period may be cancelled.
b) Annual Fee Waiver Offer ($120 in value): The primary cardholder annual fee of $120 will be waived in the first year and will appear as a fee and a credit on the primary cardholders first statement. After the first year, the annual fee will appear on your Credit Card statement twelve (12) months after the Credit Card open date. The Annual Fee Waiver Offer does not apply to the Additional Card annual fee.
c) Exclusive 25% Flight Booking Discount (up to a value of $75 worth in Cash Miles): If you have the BMO AIR MILES World Elite Mastercard, once per calendar year when you redeem Reward Miles for any flight booking, you will receive a 25% discount on the number of AIR MILES Reward Miles that are usually required (to a maximum of 750 Reward Miles) when you book through airmiles.ca or by calling 1-888-247-6453. The flight booking discount applies to the full flight booking and will be distributed equally on each ticket included in the booking, to a maximum of 750 Miles total. For example, if your booking included three 1,500 Miles flights totalling 4,500 Miles, then each flight would receive a 250 Miles discount, and you’d be required to redeem 3,750 Miles for the booking. Any portion of the maximum 750 allocated discounted Miles unused in the one eligible flight booking transaction will be forfeited. You can choose when to apply the discount – for example, on your first flight booking in the calendar year; or save it to apply on another flight booking later in the year – but it can only be used once per calendar year with no carry-overs allowed to the following year. For greater clarification, the 25% flight booking discount resets every calendar year and cannot be accumulated over the years. This benefit can only be reset for the collector to use in the same calendar year if the original booking where the benefit was used is cancelled under all of the following conditions: (i) the booking was cancelled in full (not for partial cancellations; i.e., one ticket), (ii) the cancellation happens within the same year of booking, and (iii) the airline issues a full refund for the booking. This benefit does not apply to Cash + Miles rewards. There are no blackout periods for flight redemptions. This benefit does not apply to the cash portion of the flight redemption (such as airport improvement fees and booking fees) or to the flight component of package vacations and cruises. This benefit cannot be combined with any other offer. Flight rewards offered are subject to the terms and conditions of the AIR MILES Reward Program, are subject to change, and may be withdrawn without notice. To use your Miles for flight rewards, you must have accumulated sufficient Dream Miles in your collector account. Some restrictions apply. Collectors must pay applicable surcharges, fees and taxes on flight rewards. Flight rewards may be subject to a minimum advance booking and availability from participating airlines. Changes, cancellations and refunds to flight tickets will follow the fare rules of the booking airline and may be subject to additional fees. For complete details, see current Program Terms and Conditions available at airmiles.ca.
d) Mastercard Travel Pass benefit (Value of US $68 = $95 CAD based on exchange rate of 1.40 December 5, 2024): includes membership to participating lounges within the Mastercard Travel Pass provided by DragonPass program – approximate membership value of US$68. Enjoy lounge access for a fee of just US$32 per person, per visit. Mastercard Travel Pass provided by DragonPass is a worldwide program run by DragonPass International Ltd. This benefit will be available to all cardholders of a BMO AIR MILES World Mastercard, BMO Cashback World Mastercard, BMO AIR MILES World Elite Mastercard or BMO Cashback World Elite Mastercard (all “eligible cardholders”). Eligible cardholders are required to comply with the Conditions of Use available online at mastercardtravelpass.dragonpass.com or on the Mastercard Travel Pass mobile application, as well as any additional terms and conditions applicable to the lounge or offer being used by the eligible cardholder. The Conditions of Use are subject to change from time to time without notice to Issuer or the eligible cardholders. Eligible cardholders wishing to access a participating lounge must present their Mastercard Travel Pass mobile app or membership document showing the QR code and DragonPass membership number (this may be obtained by the eligible cardholder by registering an account at mastercardtravelpass.dragonpass.com or downloading the Mastercard Travel Pass application from the app store) to the lounge receptionist and reference “Mastercard Travel Pass provided by DragonPass.” Some offers may be subject to a per-person, per-visit charge. Where applicable and dependent upon the offer, access charges, including those for an accompanying guest, may be charged to your credit card. Value and benefits of the Mastercard Travel Pass complimentary membership are subject to change without notice. Cardholders must enroll for this benefit, either through the Mastercard Travel Pass App (available to download for free) or on the Program Website (mastercardtravelpass.dragonpass.com) using a valid Canadian issued BMO World or World Elite Mastercard.
e) $0.25 off per litre Offer( Up to $200 in Value)
i. This offer is available only to AIR MILES collectors who received this offer invitation; offer is non-transferable. To qualify for the offer, eligible collectors must apply for a new BMO AIR MILES World Elite Mastercard or a new BMO AIR MILES Mastercard through the offer link provided in the offer invitation by following the online instructions to complete and submit the credit card application between March 24, 2025 and June 1, 2026. Your BMO AIR MILES credit card application must be received between March 24, 2025 and June 1, 2026 (the “Offer Period”) and approved by June 1, 2026 ( to be eligible to get $0.25 cents off per litre, on up to 8 fill-ups made at Shell from March 24, 2025 and June 1, 2026 ( to a maximum of 100 litres per transaction. Offer is limited to new accounts. Existing BMO AIR MILES credit card customers who cancel their card during the Offer Period, and existing BMO credit card customers who transfer into a BMO AIR MILES credit card product during the Offer Period are not eligible for the offer.
ii. Between March 24, 2025 and June 1, 2026 (eligible collectors save $0.25 per litre, up to 100 litres per transaction, and up to a maximum of 8 fuel purchase transactions, at participating Shell locations (excluding Flying J locations). This offer is applicable to all fuel grades. The maximum volume of fuel eligible for the $0.25 per litre per collector number is 800 litres. To receive the $0.25 per litre savings at the pump, the eligible AIR MILES collector number must be connected to your new BMO AIR MILES World Elite Mastercard or your new BMO AIR MILES Mastercard and the eligible AIR MILES card must be swiped at the time of the purchase transaction.
The offer is subject to change and may be withdrawn without notice.
AIR MILES, Shell and BMO reserve the right, in their sole discretion, to suspend, disqualify, limit or revoke this offer to any person or account holder manipulating or otherwise abusing the process, fairness, integrity or operation of the offer. This offer will be in addition to any other offers available for you.
Shell and their affiliates are not liable or responsible for any of the services and products offered/provided by BMO. Please note that any information you provide directly to Shell or that Shell obtains about you as a Shell customer or participant will be governed by Shell’s Privacy Notice.
Offer is subject to the Terms and Conditions of your BMO Mastercard Cardholder Agreement.
These offers are subject to change or can be withdrawn without notice. - Mastercard Travel Pass benefit includes membership to participating lounges within the Mastercard Travel Pass provided by DragonPass program – approximate membership value of US$68. Enjoy lounge access for a fee of just US$32 per person, per visit. Mastercard Travel Pass provided by DragonPass is a worldwide program run by DragonPass International Ltd. This benefit will be available to all cardholders of a BMO AIR MILES World Mastercard, BMO Cashback World Mastercard, BMO AIR MILES World Elite Mastercard or BMO Cashback World Elite Mastercard (all “eligible cardholders”). Eligible cardholders are required to comply with the Conditions of Use available online at mastercardtravelpass.dragonpass.com or on the Mastercard Travel Pass mobile application, as well as any additional terms and conditions applicable to the lounge or offer being used by the eligible cardholder. The Conditions of Use are subject to change from time to time without notice to Issuer or the eligible cardholders. Eligible cardholders wishing to access a participating lounge must present their Mastercard Travel Pass mobile app or membership document showing the QR code and DragonPass membership number (this may be obtained by the eligible cardholder by registering an account at mastercardtravelpass.dragonpass.com or downloading the Mastercard Travel Pass application from the app store) to the lounge receptionist and reference “Mastercard Travel Pass provided by DragonPass.” Some offers may be subject to a per-person, per-visit charge. Where applicable and dependent upon the offer, access charges, including those for an accompanying guest, may be charged to your credit card. Value and benefits of the Mastercard Travel Pass complimentary membership are subject to change without notice.
- Insurance benefits are subject to specific terms and conditions, including limitations, exclusions and other important information contained in the BMO AIR MILES World Elite Mastercard Certificate of Insurance that is sent to new cardholders. Insurance coverages are provided by CUMIS General Insurance Company, a member of The Co-operators group of companies and administered by Allianz Global Assistance. Allianz Global Assistance is a registered business name of AZGA Service Canada Inc. and AZGA Insurance Agency Canada Ltd. For questions contact Allianz Global Assistance Canada at 1-877-704-0341 or visit www.allianz-assistance.ca
CUMIS General Insurance Company
P.O. Box 5065,
151 North Service Road
Burlington, Ontario L7R 4C2
Canada
1-800-263-9120
www.cumis.com - Exclusive 25% Flight Booking Discount: If you have the BMO AIR MILES World Elite Mastercard, once per calendar year when you redeem Reward Miles for any flight booking, you will receive a 25% discount on the number of AIR MILES Reward Miles that are usually required (to a maximum of 750 Reward Miles) when you book through airmiles.ca or by calling 1-888-247-6453. The flight booking discount applies to the full flight booking and will be distributed equally on each ticket included in the booking, to a maximum of 750 Miles total. For example, if your booking included three 1,500 Miles flights totalling 4,500 Miles, then each flight would receive a 250 Miles discount, and you’d be required to redeem 3,750 Miles for the booking. Any portion of the maximum 750 allocated discounted Miles unused in the one eligible flight booking transaction will be forfeited. You can choose when to apply the discount – for example, on your first flight booking in the calendar year; or save it to apply on another flight booking later in the year – but it can only be used once per calendar year with no carry-overs allowed to the following year. For greater clarification, the 25% flight booking discount resets every calendar year and cannot be accumulated over the years. This benefit can only be reset for the collector to use in the same calendar year if the original booking where the benefit was used is cancelled under all of the following conditions: (i) the booking was cancelled in full (not for partial cancellations; i.e., one ticket), (ii) the cancellation happens within the same year of booking, and (iii) the airline issues a full refund for the booking. This benefit does not apply to Cash + Miles rewards. There are no blackout periods for flight redemptions. This benefit does not apply to the cash portion of the flight redemption (such as airport improvement fees and booking fees) or to the flight component of package vacations and cruises. This benefit cannot be combined with any other offer. Flight rewards offered are subject to the terms and conditions of the AIR MILES Reward Program, are subject to change, and may be withdrawn without notice. To use your Miles for flight rewards, you must have accumulated sufficient Dream Miles in your collector account. Some restrictions apply. Collectors must pay applicable surcharges, fees and taxes on flight rewards. Flight rewards may be subject to a minimum advance booking and availability from participating airlines. Changes, cancellations and refunds to flight tickets will follow the fare rules of the booking airline and may be subject to additional fees. For complete details, see current Program Terms and Conditions available at airmiles.ca.
- Terms and conditions apply. Boingo services provided by Boingo Wireless, Inc. See mastercard.boingo.com for full details.
- 3x the Miles: BMO AIR MILES World Elite Mastercard cardholders will get 3 AIR MILES Reward Miles for every $12 in purchases at participating AIR MILES Partners. Participating AIR MILES Partners may be added or removed at any time without notice, visit airmiles.ca/en/promotions/bmo3x/bmo-promo-partners.html for Partner details. Miles will be calculated on the total eligible cumulative purchases made at all participating AIR MILES Partners and credited to your account within 90 days after the end of the applicable statement period. The number of Miles awarded will be rounded down to the nearest whole number. Fractions of Miles will not be awarded. Eligible purchases are purchases charged to your credit card account (less refunds and excluding cash advances, cash-like transactions, interest charges, fees and credit or debit adjustments). The “3x the Miles” benefit is available on eligible purchases and may be withdrawn or changed at any time without notice.
- BMO AIR MILES Mastercard cardholders enjoy automatic AIR MILES Gold collector status and have access to the corresponding benefits as long as they remain a BMO AIR MILES Mastercard cardholder (“Partner Designation”). Should their BMO AIR MILES Mastercard cardholder status terminate, then requalification for Gold collector status is based on their collection of 500 eligible Reward Miles in a calendar year. Should they qualify for Onyx collector status based on their collection of 5,000 eligible Miles in a calendar year, then the Onyx collector status supersedes the Partner Designation. Eligible Miles are collected in connection with qualifying purchases made at participating AIR MILES partners; see the partner listing section on airmiles.ca. Certain Miles do not count towards the minimum eligible Mile requirement (“Exclusions”). Exclusions include, but are not limited to, refunded Miles, transferred Miles, any Miles collected through an employee incentive program, and Miles collected in connection with any specifically excluded offer. Partner Designation is determined by AIR MILES in its sole discretion. AIR MILES Gold collector status qualification requirements and benefits are subject to change at any time and without notice. See airmiles.ca/en/profile/status-benefits for the most up-to- date information.
- Cardholders of the BMO AIR MILES World Elite Mastercard, BMO AIR MILES Business Mastercard and BMO AIR MILES Small Business World Elite Mastercard (“Eligible Cardholders”) enjoy automatic AIR MILES Onyx collector status and have access to the corresponding benefits as long as they remain a BMO AIR MILES World Elite Mastercard cardholder (“Partner Designation”). Should their BMO AIR MILES World Elite Mastercard cardholder status terminate, then requalification for Onyx collector status is based on their collection of 5,000 eligible Reward Miles in a calendar year. Eligible Miles are collected in connection with qualifying purchases made at participating AIR MILES partners; see the partner listing section on airmiles.ca. Certain Miles do not count towards the minimum 5,000 eligible Mile requirement (“Exclusions”). Exclusions include, but are not limited to, refunded Miles, transferred Miles, any Miles collected through an employee incentive program, and Miles collected in connection with any specifically excluded offer. Partner Designation is determined by AIR MILES in its sole discretion. AIR MILES Onyx collector status qualification requirements and benefits are subject to change at any time and without notice. See airmiles.ca/en/profile/status-benefits for the most up-to- date information.
- An administration fee (plus taxes) if applicable will apply for each flight order. Collector status flight offer applies only to Reward Miles used to order select flights updated each month on airmiles.ca.
- Quantities may be limited. Collector status merchandise offer applies to Reward Miles used to order select merchandise rewards updated each month on airmiles.ca.
- Collector status flight and merchandise offers cannot be combined with any other offers such as Travel Specials and Deals of the Week. AIR MILES reserves the right to offer flights and merchandise for an equivalent or lesser number of Miles to all Collectors.
- Availability is limited and while supplies last. All orders and/or sales are final. These events are non-refundable and have no cash value. No exchanges or upgrades permitted. Not valid in combination with any other discount or special offer. See airmiles.ca/en/profile/status-benefits for details.
- This offer is available only to AIR MILES collectors who received this offer invitation; offer is non-transferable. To qualify for the offer, eligible collectors must apply for a new BMO AIR MILES World Elite Mastercard or a new BMO AIR MILES Mastercard through the offer link provided in the offer invitation by following the online instructions to complete and submit the credit card application between October 7, 2022 and October 27, 2022. Your BMO AIR MILES credit card application must be received between October 7, 2022 and October 27, 2022 (the “Offer Period”) and you must make a qualifying purchase at eligible restaurants, fast food restaurants, or food delivery services classified by Mastercard’s “Merchant Category Code” as “eating places, restaurants” (MCC 5812) or “fast food restaurants” (MCC 5814) between November 1, 2022 and April 30, 2023 using your new BMO AIR MILES credit card. 15 Bonus Miles will be awarded for every transaction made at eligible restaurants, fast food restaurants, or food delivery services within one calendar month, in addition to the base earn rate. No minimum purchase required per transaction. Limit of 500 Bonus Miles can be earned within one calendar month per cardmember in connection with this offer. Within 90 days of eligible purchase, the Bonus Miles will be posted to the AIR MILES collector number which is connected to the new BMO AIR MILES credit card received from this offer, and directly into the AIR MILES account at the time of posting. Offer is limited to new accounts. Existing BMO AIR MILES credit card customers who cancel their card during the Offer Period, and existing BMO credit card customers who transfer into a BMO AIR MILES credit card product during the Offer Period are not eligible for the offer. Offer is subject to the terms and conditions of your BMO Mastercard Cardholder Agreement. The offer is subject to change and may be withdrawn without notice. AIR MILES and BMO reserve the right, in their sole discretion, to suspend, disqualify, limit or revoke this offer to any person or account holder manipulating or otherwise abusing the process, fairness, integrity or operation of the offer. This offer will be in addition to any other offers available for you.
- BMO AIR MILES Mastercard cardholders will earn 1 AIR MILES Bonus Mile for every $25 in purchases made at eligible grocery merchants classified by Mastercard’s “Merchant Category Code” as “grocery stores and supermarkets” (MCC 5411) starting August 1, 2022 to earn 2 total Miles including the base earn rate. Grocery purchases at participating AIR MILES Partners will be not be eligible for this offer; however, they will continue to earn the “3x the Miles” benefit. For a list of current participating partners, please visit airmiles.ca/en/promotions/bmo3x/bmo-promo-partners.html. Bonus Miles will be earned on eligible grocery purchases up to a combined maximum of $500 in net purchases posted to your account per statement cycle period. Once the maximum is reached, purchases will no longer be eligible for this offer. BMO (“Bank of Montreal”) cannot guarantee that any merchant, operating in whole or in part as a grocery store, is classified by MCC 5411 and in no event will BMO be liable or responsible for any claims with respect to a grocery store purchase made at a merchant that is not classified by MCC 5411. Miles will be calculated on the total eligible cumulative purchases made at eligible merchants and credited to your AIR MILES Collector account within 90 days after the end of the applicable statement period. The number of Miles earned will be rounded down to the nearest whole number. Fractions of Miles will not be awarded. Eligible purchases are purchases charged to your credit card account (less refunds and excluding cash advances, cash-like transactions, interest charges, fees and credit or debit adjustments) and is subject to the AIR MILES Terms and Conditions and the BMO Mastercard Cardholder Agreement. The offer is available on eligible purchases and may be withdrawn or changed at any time without notice. Offer is cumulative over the statement period.
- BMO AIR MILES World Elite Mastercard cardholders will earn 1 AIR MILES Bonus Mile for every $12 in purchases made at eligible grocery merchants classified by Mastercard’s “Merchant Category Code” as “grocery stores and supermarkets” (MCC 5411) starting August 1, 2022 to earn 2 total Miles including the base earn rate. Grocery purchases at participating AIR MILES Partners will be not be eligible for this offer; however, they will continue to earn the “3x the Miles” benefit. For a list of current participating partners, please visit airmiles.ca/en/promotions/bmo3x/bmo-promo-partners.html. Bonus Miles will be earned on eligible grocery purchases up to a combined maximum of $500 in net purchases posted to your account per statement cycle period. Once the maximum is reached, purchases will no longer be eligible for this offer. BMO (“Bank of Montreal”) cannot guarantee that any merchant, operating in whole or in part as a grocery store, is classified by MCC 5411 and in no event will BMO be liable or responsible for any claims with respect to a grocery store purchase made at a merchant that is not classified by MCC 5411. Miles will be calculated on the total eligible cumulative purchases made at eligible merchants and credited to your account within 90 days after the end of the applicable statement period. The number of Miles earned will be rounded down to the nearest whole number. Fractions of Miles will not be awarded. Eligible purchases are purchases charged to your credit card account (less refunds and excluding cash advances, cash-like transactions, interest charges, fees and credit or debit adjustments) and is subject to the AIR MILES Terms and Conditions and the BMO Mastercard Cardholder Agreement. The offer is available on eligible purchases and may be withdrawn or changed at any time without notice. Offer is cumulative over the statement period.
- This offer is available only to AIR MILES collectors who received this offer invitation; offer is non-transferable. To qualify for the offer, eligible collectors must apply for a new BMO AIR MILES World Elite Mastercard or a new BMO AIR MILES Mastercard through the offer link provided in the offer invitation by following the online instructions to complete and submit the credit card application between September 9, 2022 and September 29, 2022. Your BMO AIR MILES credit card application must be received between September 9, 2022 and September 29, 2022 (the “Offer Period”) and you must make a qualifying purchase on Amazon.ca between October 1, 2022 and March 31, 2023 using your new BMO AIR MILES credit card to be eligible to receive up to 500 Bonus Miles per month. Bonus Miles will be awarded based on qualifying cumulative purchases within one calendar month on Amazon.ca: (i) get 75 Bonus Miles when you spend $100–$399; or (ii) get 300 Bonus Miles when you spend $400–$749; or (iii) get 500 Bonus Miles when you spend $750 or more. Within 90 days of eligible purchase, the Bonus Miles will be posted to the AIR MILES collector number which is connected to the new BMO AIR MILES credit card received from this offer, and directly into the AIR MILES account at the time of posting. Offer is limited to new accounts. Existing BMO AIR MILES credit card customers who cancel their card during the Offer Period, and existing BMO credit card customers who transfer into a BMO AIR MILES credit card product during the Offer Period are not eligible for the offer. Offer is subject to the Terms and Conditions of your BMO Mastercard Cardholder Agreement. The offer is subject to change and may be withdrawn without notice. AIR MILES, Amazon and BMO reserve the right, in their sole discretion, to suspend, disqualify, limit or revoke this offer to any person or account holder manipulating or otherwise abusing the process, fairness, integrity or operation of the offer. This offer will be in addition to any other offers available for you. Amazon and its affiliates are not liable or responsible for any of the services and products offered/provided by BMO. Please note that any information you provide directly to Amazon or that Amazon obtains about you as an Amazon customer or participant will be governed by Amazon’s Privacy Notice.
- This offer is available only to AIR MILES collectors who received this offer invitation; offer is non-transferable. To qualify for the offer, eligible collectors must apply for a new BMO AIR MILES World Elite Mastercard or a new BMO AIR MILES Mastercard through the offer link provided in the offer invitation by following the online instructions to complete and submit the credit card application between October 7, 2022 and October 27, 2022. Your BMO AIR MILES credit card application must be received between October 7, 2022 and October 27, 2022 (the “Offer Period”) and you must make a qualifying purchase at eligible restaurants, fast food restaurants, and food delivery services classified by Mastercard’s “Merchant Category Code” as “eating places, restaurants” (MCC 5812) or “fast food restaurants” (MCC 5814) between November 1, 2022 and April 30, 2023 using your new BMO AIR MILES credit card.
BMO AIR MILES Mastercard: 5 AIR MILES Reward Miles will be awarded for every $25 in purchases made at eligible restaurants, fast food restaurants, or food delivery services within one calendar month, including the base earn rate. Limit of 500 Reward Miles can earned within one calendar month per cardmember in connection with this offer.
BMO AIR MILES World Elite Mastercard: 5 AIR MILES Reward Miles will be awarded for every $12 in purchases made at eligible restaurants, fast food restaurants, or food delivery services within one calendar month, including the base earn rate. Limit of 500 Reward Miles can earned within one calendar month per cardmember in connection with this offer.
The number of Miles will be rounded down to the nearest whole number. Fractions of Miles will not be awarded. Within 90 days of eligible purchase, the Bonus Miles will be posted to the AIR MILES collector number which is connected to the new BMO AIR MILES credit card received from this offer, and directly into the AIR MILES account at the time of posting. Offer is limited to new accounts. Existing BMO AIR MILES credit card customers who cancel their card during the Offer Period, and existing BMO credit card customers who transfer into a BMO AIR MILES credit card product during the Offer Period are not eligible for the offer. Offer is subject to the terms and conditions of your BMO Mastercard Cardholder Agreement. The offer is subject to change and may be withdrawn without notice. AIR MILES and BMO reserve the right, in their sole discretion, to suspend, disqualify, limit or revoke this offer to any person or account holder manipulating or otherwise abusing the process, fairness, integrity or operation of the offer. This offer will be in addition to any other offers available for you. - This offer is available only to AIR MILES collectors who received this offer invitation; offer is non-transferable. To qualify for the offer, eligible collectors must apply for a new BMO AIR MILES World Elite Mastercard or a new BMO AIR MILES Mastercard through the offer link provided in the offer invitation by following the online instructions to complete and submit the credit card application between November 22, 2022 and January 26, 2023. Your BMO AIR MILES credit card application must be received by January 26, 2023 (the “Offer Period”) and you must make a qualifying purchase at Shell, Irving and eligible grocery stores between November 22, 2022 and March 31, 2023 using your new BMO AIR MILES credit card. Eligible grocery stores include grocery merchants classified by Mastercard's “Merchant Category Code” as “grocery stores and supermarkets” (MCC 5411).
BMO AIR MILES Mastercard: 10 AIR MILES Reward Miles will be awarded for every $25 in purchases made at eligible Shell, Irving and grocery stores within one calendar month, including the base earn rate. This earn rate will be awarded on first $1,000 spend within a calendar month per cardmember in connection with this offer (for a total of 400 AIR MILES Reward Miles).
BMO AIR MILES World Elite Mastercard: 10 AIR MILES Reward Miles will be awarded for every $12 in purchases made at eligible Shell, Irving and grocery stores within one calendar month, including the base earn rate. This earn rate will be awarded on first $1,000 spend within a calendar month per cardmember in connection with this offer (for a total of 830 AIR MILES Reward Miles).
The number of Miles will be rounded down to the nearest whole number. Fractions of Miles will not be awarded. Within 90 days of eligible purchase, the Bonus Miles will be posted to the AIR MILES collector number which is connected to the new BMO AIR MILES credit card received from this offer, and directly into the AIR MILES account at the time of posting. Offer is limited to new accounts. Existing BMO AIR MILES credit card customers who cancel their card during the Offer Period, and existing BMO credit card customers who transfer into a BMO AIR MILES credit card product during the Offer Period are not eligible for the offer. Offer is subject to the terms and conditions of your BMO Mastercard Cardholder Agreement. The offer is subject to change and may be withdrawn without notice. AIR MILES and BMO reserve the right, in their sole discretion, to suspend, disqualify, limit or revoke this offer to any person or account holder manipulating or otherwise abusing the process, fairness, integrity or operation of the offer. This offer will be in addition to any other offers available for you. - This offer is available only to AIR MILES collectors who received this offer invitation; offer is non-transferable. To qualify for the offer, eligible collectors must apply for a new BMO AIR MILES World Elite Mastercard or a new BMO AIR MILES Mastercard through the offer link provided in the offer invitation by following the online instructions to complete and submit the credit card application between November 22, 2022 and January 26, 2023. Your BMO AIR MILES credit card application must be received by January 26, 2023 (the “Offer Period”) and you must make a qualifying purchase at Shell , Irving and eligible grocery stores restaurants between November 22, 2022 and March 31, 2023 using your new BMO AIR MILES credit card. Eligible grocery stores include grocery merchants classified by Mastercard’s “Merchant Category Code” as “grocery stores and supermarkets” (MCC 5411).
BMO AIR MILES Mastercard: 20 AIR MILES Reward Miles will be awarded for every $25 in purchases made at eligible Shell, Irving and grocery stores within one calendar month, including the base earn rate. This earn rate will be awarded on first $1,000 spend within a calendar month per cardmember in connection with this offer (for a total of 800 AIR MILES Reward Miles).
BMO AIR MILES World Elite Mastercard: 20 AIR MILES Reward Miles will be awarded for every $12 in purchases made at eligible Shell, Irving and grocery stores within one calendar month, including the base earn rate. This earn rate will be awarded on first $1,000 spend within a calendar month per cardmember in connection with this offer. (for a total of 1660 AIR MILES Reward Miles).
The number of Miles will be rounded down to the nearest whole number. Fractions of Miles will not be awarded. Within 90 days of eligible purchase, the Bonus Miles will be posted to the AIR MILES collector number which is connected to the new BMO AIR MILES credit card received from this offer, and directly into the AIR MILES account at the time of posting. Offer is limited to new accounts. Existing BMO AIR MILES credit card customers who cancel their card during the Offer Period, and existing BMO credit card customers who transfer into a BMO AIR MILES credit card product during the Offer Period are not eligible for the offer. Offer is subject to the terms and conditions of your BMO Mastercard Cardholder Agreement. The offer is subject to change and may be withdrawn without notice. AIR MILES and BMO reserve the right, in their sole discretion, to suspend, disqualify, limit or revoke this offer to any person or account holder manipulating or otherwise abusing the process, fairness, integrity or operation of the offer. This offer will be in addition to any other offers available for you. - Trademarks of AM Royalties Limited Partnership used under license by AIR MILES Loyalty Inc. and Bank of Montreal.
- Registered trademark of Bank of Montreal.
- “Shell” and the Shell Pecten are trademarks of Shell Brands International AG. Used under license. Used with permission by Bank of Montreal.
- Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Used under license.
All Rewards offered are subject to the Terms and Conditions of the AIR MILES® Reward Program, are subject to change and may be withdrawn without notice. Some restrictions may apply. Quantities may be limited. See airmiles.ca for details.