Free Chequing & Savings Account
- Free banking while you're a student and for up to one year after you graduate
- Free SPC Card
BMO® SPC CashBack® MasterCard®*
- Limited time: Earn $50 in CashBack rewards
- No annual fee
- Built in SPC discounts
Student Line of Credit
- Use it to pay tuition, books, rent, meal plans - anything you need.
Low interest payments
Student Budget Tools and Advice
It’s never too early or too late to plan for your financial future.
Your Financial life
Get tips, tools and resources to help you navigate your finances.
Shop with SPC and BMO
10% to 15% discounts at 120+ retailers gives you access to
all the brands you love.
SPC BMO cards have exclusive offers, no fees and SPC
savings built right in.
Explore SPC offers
University & College Affinity Cards
As a college or university student, you’re looking for the best student credit card for
your needs. A BMO SPC University/College Credit Card offers value, convenience and
cash back or rewards on all your purchases. And it helps you support your school.