Please confirm you meet the minimum income requirements for this card by answering the following question(s):

BMO SPC Air miles MasterCard BMO SPC Air miles MasterCard

Students save big with this free
and easy option.

BMO SPC®** AIR MILES®† MasterCard®*

Card
Just for students: Exclusive discounts + Free rewards.
Limited time offer: Earn 400 Bonus AIR MILES reward miles.*
19.9% Interest Rate9
$0 Annual Fee9

The BMO SPC AIR MILES MasterCard Gets You...



1 AIR MILES®† reward mile for every $20 in purchases17.

Features

Exclusive Benefits

A card designed to help you save while in school

Safety & Security

We got you covered on protection for your purchases

Travel Services

Get around-the-clock coverage, whether you're in Canada or abroad.

Global Access

Make purchases and access your funds, no matter where you are.

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Exclusive Benefits

Exclusive Benefits

Ideal for students who:
  • Want a credit card with no annual fee
  • Love to get discounts
  • Like to reward themselves with movie tickets, gift items and travel
More Ways to Collect Rewards
  • Earn 1 AIR MILES reward mile for every $20 in credit card purchases1
  • Use your BMO MasterCard and AIR MILES Collector Card at an AIR MILES sponsor to earn reward miles from both.
Choose from great rewards  It`s easy to redeem for merchandise, travel or AIR MILES Cash through the AIR MILES Reward Program.


Designed for Students  No reference letter or parent's signature is needed to apply for the BMO SPC AIR MILES MasterCard
Enjoy Student Discounts  SPC®** discounts of 10% to 15% at hundreds of your favourite stores
We've Got You Covered  Credit card purchases are insured against theft or damage for 90 days.5 You're also covered against unauthorized usage.31


Features Of Every Card



Extended Warranty

Save the cost of buying optional extended warranty insurance on your next purchase by paying with your BMO® credit card. This coverage doubles the original manufacturer's warranty period up to a maximum of one additional year.

Download insurance certificate (PDF) for full-coverage details

Purchase Protection

Get added protection – items bought with your card are automatically insured against theft or damage for 90 days from date of purchase.

Download insurance certificate (PDF) for full-coverage details

Zero Dollar Liability

Get free protection from both theft and fraudulent use of your card. If your card is used without your authorization, you will not be liable if:
  • You did not contribute to the unauthorized use
  • You used reasonable care to safeguard your card and PIN
  • You notify us by telephone within 24 hours if you learn of the loss, theft or misuse of your card or cheques, or after you suspected that someone else knows your PIN
  • You have not reported two or more unauthorized transactions in the last 12 months, and your account is in good standing.
If you don't meet these criteria, you will be liable for all charges incurred in connection with the unauthorized use.

Help Around the World and Lost or Stolen Card Replacement Funds from MasterCard®*Global Service

Whether you've left your wallet in the airport or are lost in Paris and need to locate an ATM, you can call us 24 hours a day, 365 days a year. We'll connect you with a representative who speaks your language, and can help with:
  • Lost or stolen cards
  • Emergency replacement cards or up to $1,000 in emergency funds24
  • Locate an ATM that accepts MasterCard, Maestro®*, and Cirrus®* brands
  • Access account-related information
  • Access any applicable card benefits
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Travel Services

Travel Services

Get around-the-clock coverage, whether you're in Canada or abroad.

Add any of these comprehensive travel or insurance options to your BMO® MasterCard®* account.




Report Lost/Stolen Card
1-800-361-3361
Outside Canada or the U.S. call collect 514-877-0330

® BMO Is a registered trademark of Bank of Montreal.
TM BMO Is a registered trademark of Bank of Montreal.
® MasterCard is a registered trademark of MasterCard International Inc. Used under license.
®† AIR MILES is a trademark of AIR MILES International Trading B.V. Used under license by LoyaltyOne, Co. and Bank of Montreal.
®** Trade-mark/registered trade-mark of Student Price Card Ltd.
®†# IDefence® is a trademark owned by D+H Limited Partnership, used under licence by Bank of Montreal.
TM†# IDefence Plus is a trademark owned by D+H Limited Partnership, used under licence by Bank of Montreal.
TM†#CreditDefence is a trademark owned by D+H Limited Partnership, used under licence by Bank of Montreal.
*Bonus offer is limited to new accounts and will be applied to your Collector Account within forty-five (45) days after your first purchase. Applications must be received between May 1, 2014 and January 8, 2015. Limit of one Bonus offer per Account. If you cancel your card within 30 days of opening your account, the Bonus reward miles will be cancelled. Existing BMO AIR MILES MasterCard customers or those who cancel their card between May 1, 2014 and January 8, 2015 are not eligible. This offer is time limited and may be changed, extended or withdrawn at any time without notice.