Account Fees
| Service | Primary Chequing | Interest Chequing3 | Premium Rate Savings | Smart Saver4 | ||
|---|---|---|---|---|---|---|
| Self-serve | ||||||
| Electronic (per item) | ||||||
| Pre-authorized bill payment/debit | $1.00 | $1.00 | $1.00 | $5.005 | ||
| Debit card purchase1 | $1.00 | $1.00 | Not available | Not available | ||
| Interac Online debit | $1.00 | $1.00 | Not available | Not available | ||
| ATM (per item) | ||||||
| Cash withdrawal | $1.00 | $1.00 | $5.00 | $5.00 | ||
| Funds transfer | $1.00 | $1.00 | $1.00 | $5.005 | ||
| Electronic bill payment | $1.00 | $1.00 | Not available | Not available | ||
| Account history inquiry | $1.00 | $1.00 | $1.00 | $0.85 | ||
| Telephone banking (per item) | ||||||
| Funds transfer | $1.00 | $1.00 | $1.00 | $5.005 | ||
| Bill payment | $1.00 | $1.00 | Not available | Not available | ||
| Account history inquiry | $1.00 | $1.00 | $1.00 | $0.85 | ||
| Online/ Mobile banking (per item) | ||||||
| Funds transfer | $1.00 | $1.00 | $1.00 | $5.005 | ||
| Bill payment | $1.00 | $1.00 | Not available | Not available | ||
| Cheque drawn on account (per item) | $1.00 | $1.00 | Not available | Not available | ||
| Assisted-service | ||||||
| ATM (per item) | ||||||
| Paper bill payment | $1.00 | $1.00 | Not available | Not available | ||
| Branch/ BMO Customer Contact Agent (per item) | ||||||
| Withdrawal | $1.00 | $1.00 | $5.00 | $5.00 | ||
| Funds transfer | $1.00 | $1.00 | $1.25 | $5.005 | ||
| Bill payment2 | $1.00 | $1.00 | Not available | Not available | ||
| Account history inquiry | $1.00 | $1.00 | $1.25 | $5.00 | ||
| Other services | ||||||
| Account statement/ passbook (per month)6 | $2.00 | $2.00 | $2.00 | Free | ||
Fees funded from U.S. Dollar accounts will be collected in U.S. dollars.
1 Additional fees may be charged by the merchant for use of point-of-sale devices.
2 A bill payment handling fee of $1.50 applies where applicable.
3 This information is for existing account holders only.
4 This account cannot be included as part of an Everyday Banking Plan.
5 One free pre-authorized bill payment/debit or funds transfer from the account via ATM, telephone, online, mobile banking, branch, Customer Contact Agent or by automatic transfer between BMO accounts is allowed per month. A $5.00 fee applies for each additional transaction.
6 A free statement/passbook is not included with the Teens, Students, and Recent Graduates discounts under an Everyday Banking Plan.
1 Additional fees may be charged by the merchant for use of point-of-sale devices.
2 A bill payment handling fee of $1.50 applies where applicable.
3 This information is for existing account holders only.
4 This account cannot be included as part of an Everyday Banking Plan.
5 One free pre-authorized bill payment/debit or funds transfer from the account via ATM, telephone, online, mobile banking, branch, Customer Contact Agent or by automatic transfer between BMO accounts is allowed per month. A $5.00 fee applies for each additional transaction.
6 A free statement/passbook is not included with the Teens, Students, and Recent Graduates discounts under an Everyday Banking Plan.
