Senior Plan with AIRMILES
$5.45/month1
If you're looking to travel during retirement and you are age 60 and over, the Senior Plan with AIR MILES can help you get to where you want to go faster.
What you get every month
- Unlimited transactions
- Personalized cheques (style limited)
- Cheque image return2
- Assisted-service bill payments
- Unlimited account history inquiries
- 1 non-BMO ATM debit transaction per month3
- Money orders and drafts (in available currencies)
- Certified cheques and stop payments
- Deposit post-dated items at no charge
- $5.00 discount on safety deposit box annual rental fee
- Certificate of confirmation of balance
Added protection
- Overdraft Transfer Service between BMO Bank Accounts in the Banking Plan
- Overdraft Protection up to $50 on U.S. Dollar chequing accounts in good standing4
- Personal Credit Reserve5 up to $2,500 upon approval6
- Occasional Overdraft Protection Service4 (OOPS!® - up to $500) on a Bank Account in your Banking Plan with no per item fee
Travel features
- Trip Protection included at no additional cost to you with your BMO Travel Medical Insurance purchase7
- 2 international debit purchases using non-BMO ATMs on the Cirrus®* network each month3
- 2 international debit purchases at merchants using Maestro®# service
- Preferred exchange rate when buying or selling U.S. cash (to a maximum of $5,000 U.S. per transaction)
- No-fee Travellers cheques (traditional style single signature and U.S. dollar Cheques for Two™††)
Investment savings
- 50% discount on annual fee on self-directed Registered Retirement Savings Plan (RRSP) or Registered Retirement Income Fund (RRIF) offered by BMO Nesbitt Burns Inc.8
- No Annual Fee on self-directed on RRSP or RRIF, LIF*, LRIF**, LIRA*** or RESP**** offered by BMO InvestorLine8
- No fee RRSP withdrawals
* Life Income Fund
** Locked-In Retirement Income Fund
*** Locked-In Retirement Account
**** Registered Education Savings Plan
** Locked-In Retirement Income Fund
*** Locked-In Retirement Account
**** Registered Education Savings Plan
Earn AIR MILES reward miles
- Earn 1 AIR MILES reward mile for every $40 you spend9 on your debit card when the Primary Chequing account is your lead account10
- Earn 25% Bonus AIR MILES reward miles, up to 100 reward miles per month, when you make purchases with your Gold AIR MILES MasterCard and you maintain a combined balance of $5,000 across all your Everyday Banking accounts per month11
