HomePersonal BankingSmall BusinessCommercialCorporate & InstitutionalAbout BMO

Practical Plan

$4.00/month (waived if account balance is greater than $1,000)1

The name of this plan says it all. Why pay for services you don't need?

What you get every month

  • 10 transactions—in branch, by phone, online or at a BMO ATM
  • Assisted service bill payments
  • No-fee Travellers cheques (traditional style single signature)
  • Bank between all your BMO Bank Accounts for this one monthly price2
  • $1.00 fee for debit transactions and/or account history inquires in excess of monthly transaction limit (per item)
  • Ability to make debit card purchases at merchants outside of Canada at no additional fee3
  • No-fee cash withdrawals using their BMO Debit Card at our newly expanded network of 1,350 BMO Harris BankSM ATMs in nine U.S. states, including Florida and Arizona4

How you save

Monthly Banking Plan Fee  $4.00
Monthly Banking Plan when you always keep balance of $1,000  FREE1

Terms and Conditions

Opening accounts online is now easier.
Premium Rate Savings Account
%*
Smart Saver Account
%**
*up to $59,999.99
**over $5,000