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HomePersonal BankingWealth ManagementSmall BusinessCommercialCorporate & InstitutionalAbout BMO

BMO Prepaid Travel MasterCard

Enjoy safe, convenient access to funds – at home or while you travel – with no interest charges.

  • GREAT FOR BUDGETING

    GREAT FOR BUDGETING


    Your card is preloaded with what you want to spend

  • SECURE ONLINE PURCHASES

    SECURE ONLINE
    PURCHASES

    A secure, alternate payment method for online transactions

  • PERFECT TRAVEL COMPANION

    PERFECT TRAVEL
    COMPANION

    Make easy purchases at home or away - over 30 million locations worldwide

The BMO Prepaid Travel MasterCard gets you:

  • A convenient payment card loaded with your own money – use everywhere MasterCard®* is accepted, over 30 million locations in Canada and worldwide
  • Easy to load and reload your card from your bank account1
  • A great budgeting tool for travel or everyday purchases. Spending and cash withdrawals are limited to the amount you load on your prepaid card
  • Free protection from both theft and fraudulent use of your BMO MasterCard on all purchases
    – including online2
  • Security and purchase protection features included with every BMO MasterCard – with no interest charges

    Fees and Rates:

    $6.95 annual fee
    No interest charges

    Card Details

    Enjoy the benefits of a credit card – safe, convenient access to spending money – without paying interest. An easy way to make purchases and cash withdrawals around the corner or around the world at more than 30 million locations worldwide.

    • Not a credit card – but a payment card loaded with your own money that comes with the same built-in security features as any BMO MasterCard – with no interest charges
    • Make purchases wherever MasterCard is accepted – 30 million locations worldwide. And cash withdrawals from any of the one million ATMs worldwide that accept MasterCard.
    • Enjoy PIN protection – You will receive your PIN (Personal Identification Number) 5-10 business days after you receive your prepaid card
    • Load funds easily (from $100 to $10,000 CDN) – from your Canadian bank account as a bill payment1
    • Enjoy free protection from both theft and fraudulent use of your BMO MasterCard with our Zero Dollar Liability program2
    • Get free extended warranty and purchase protection: Items bought with your card are automatically insured against theft for 90 days. And you save the cost of buying extended warranty insurance – you're already covered.3

      Insurance and Protection

      Feel protected wherever you are – with the exclusive insurance and protection available with your BMO Prepaid Travel MasterCard®:

      Extended Warranty

      • Save the cost of buying optional extended warranty insurance on your next purchase by paying with your BMO Prepaid Travel MasterCard. This coverage doubles the original manufacturer's warranty period up to a maximum of one additional year.
      Download insurance certificate (PDF) for full-coverage details.

      Purchase Protection

      • Get added protection – items bought with your card are automatically insured against theft or damage for 90 days from date of purchase.
      Download insurance certificate (PDF) for full-coverage details.

      Zero Dollar Liability

      • In case the unexpected should happen, enjoy free protection from both theft and the fraudulent use of your card. If your card is used without your authorization, you will not be liable if you notify us within 24 hours (among other criteria).

        Show criteria

      Help Around the World and Lost or Stolen Card Replacement Funds from
      MasterCard Global Service®*


      Enjoy peace of mind when travelling around the world. You can call us 24 hours a day, 365 days a year and we'll connect you with a representative who speaks your language, and can help with:

      • Lost or stolen cards
      • Emergency replacement cards or up to $1,000 in emergency funds
      • Locate an ATM, and more

      Funds you load into the account are not insured under the Canada Deposit Insurance Corporation Act (CDIC)

      The Fine Print

      To save you time, here's a convenient page of resources that outlines everything you need to know about your BMO Prepaid Travel MasterCard terms, costs, cardholder rights and benefits.

      Important Information on Rates and Fees

      Cardholder Agreement

      Footnotes

      • A detailed explanation of the rules and provisions that govern your BMO Prepaid Travel MasterCard.
      • INCLUDED FEATURES

        INCLUDED FEATURES

        Every BMO MasterCard® comes loaded with valuable features.

      • OPTIONAL COVERAGE

        OPTIONAL COVERAGE

        We offer additional insurance coverage options to take the worry out of your trips.

      • ADDITIONAL SECURITY

        ADDITIONAL SECURITY

        Feel protected wherever you are with the exclusive security features that comes with your BMO MasterCard.

      Ready to apply?