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HomePersonal BankingWealth ManagementSmall BusinessCommercialCorporate & InstitutionalAbout BMO

Commercial Mortgages

Access the funds you need to finance the growth you envision.

Whether you are acquiring a new business premises, expanding your facilities, or need to refinance or consolidate current debt, BMO® offers a selection of commercial mortgages that offer a range of terms, a choice of amortization and a repayment schedule suited to your requirements.

Commercial Mortgage

Time to take your business to the next level? Whether you are looking to acquire new property, expand facilities or consolidate your debts, a Commercial Mortgage1 offers you a range of terms and amortization periods to meet your long-term financing requirements.

Convenient, flexible features put you in control:

  • It’s your choice: fixed interest rates are available for 1, 2, 3, 4, 5, 7 and 10-year terms, with an amortization period of up to 25 years
  • Convenient blended monthly payments fixed for the selected term
  • Renew up to 75 days before the renewal date
  • Competitive low interest rates that you can lock in for up to 45 days before the drawdown date
  • Enjoy greater security and peace of mind for you and your business by insuring your loan with the optional Commercial Loan Insurance Plan

1Subject to meeting Bank of Montreal’s usual credit granting criteria.
2Subject to limitations in Certificate (1.05 MB - PDF ) for Optional Insurance for Commercial Loan Insurance Plan

Farm Mortgage

If you need to buy new or used farm equipment without delay, this pre-arranged line of credit – separate from your general operating line – could be the answer.

Questions? Ready to Apply?
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