Living Benefit plans 10, 20, 75 and 100
Living Benefit 10 and 20 plans
- We guarantee automatic renewal of your 10 or 20 year coverage until you are 75 without needing to take medical exams. Your premiums are based on your age at renewal.
- We also provide the flexibility for you to convert to a permanent Living Benefit 75 or 100 policy
- Optional Return of Premium on Death benefit (ROPD)
Living Benefit 75 and 100 plans
- Coverage to age 75 or 100
- Premiums guaranteed never to increase
- Premiums for Living Benefit 100 plan can also be paid over 15 years
- Optional Return of Premium on Death (ROPD) benefit
- Optional Return of Premium on Surrender or Expiry (ROPS) benefits*
BMO Insurance Health Advocate™ Plan
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