Top performers: 14 funds to watch
We’re proud to shine a spotlight on 14 guaranteed investment funds that were top quartile performers as of December 31, 2024.
Updated 
4 min. read
B M O Insurance offers a wide choice of Guaranteed Investment Funds to help meet investors’ needs.
We’re proud to shine a spotlight on 14 funds that were top quartileFootnote 1 performers as of December 31, 2024.
| Funds | Guarantee & Sales Charge | Morningstar Category |
|---|---|---|
| B M O Canadian Balanced growth GIF | 100/100 - Class A100/100 - Class F100/100 - Class A Prestige | Canada Insurance Tactical Balanced |
| B M O Canadian Income Strategy GIF | 100/100 - Class F | Canada Insurance Tactical Balanced |
| B M O North American Income Strategy GIF | 100/100 - Class F100/100 - Class A Prestige | Canada Insurance Tactical Balanced |
| B M O Growth E T F Portfolio GIF | 75/75 - Class F75/75 - Class F Prestige | Canada Insurance Global Equity Balanced |
| B M O U . S . Balanced Growth GIF | 100/100 - Class A100/100 - Class F100/100 - Class A Prestige | Canada Insurance Global Equity Balanced |
| B M O Sustainable Global Multi-Sector Bond GIF | 75/100 - Class F75/75 - Class F75/75 - Class F Prestige | Canada Insurance Global Fixed Income |
| B M O Balanced E S G E T F GIF | 100/100 - Class F75/100 - Class F75/75 - Class F75/75 - Class F Prestige | Canada Insurance Global Neutral Balanced |
| B M O Global Income & Growth GIF | 75/100 - Class A75/100 - Class A Prestige75/100 - Class F75/75 - Class A75/75 - Class A Prestige75/75 - Class F75/75 - Class F Prestige | Canada Insurance Global Neutral Balanced |
| B M O Sustainable Global Balanced GIF | 75/100 - Class F75/75 - Class F75/75 - Class F Prestige | Canada Insurance Global Neutral Balanced |
| B M O Global Innovators GIF | 75/100 - Class A75/100 - Class A Prestige75/100 - Class F75/75 - Class A75/75 - Class A Prestige75/75 - Class F75/75 - Class F Prestige | Canada Insurance Global Equity Balanced |
| B M O Asset Allocation GIF | 100/100 - Class F75/100 - Class F75/75 - Class F75/75 - Class F Prestige75/75 - Class A Prestige | Canada Insurance Canadian Neutral Balanced |
| B M O Canadian Income & Growth GIF | 75/100 - Class A75/100 - Class A Prestige75/100 - Class F75/75 - Class A75/75 - Class F75/100 - Class F Prestige | Canada Insurance Canadian Neutral Balanced |
| B M O Monthly Income GIF | 75/75 - Class F Prestige | Canada Insurance Canadian Neutral Balanced |
| B M O Dividend GIF | 75/75 - Class F Prestige | Canada Insurance Canadian Dividend & Income Equity |
Footnote Details 1The Morningstar Absolute Quartile Rankings are compiled by sorting the funds by returns relative to the segregated funds within the same peer group and range from 1 to 4 for all time periods covered and can change monthly. The top performing 25% of funds in each fund category are assigned a ranking of 1, the next 25% a 2, etc. As at December 31, 2024, the number of funds in each category were as follows: 204 funds in Canada Insurance Tactical Balanced; 967 funds in Canada Insurance Global Equity Balanced; 157 funds in Canada Insurance Global Fixed Income; 944 funds in Canada Insurance Global Neutral Balanced; 1,071 funds in Canada Insurance Global Equity; 1,374 funds in Canada Insurance Canadian Neutral Balanced; 292 funds in Canada Insurance Canadian Dividend & Income Equity. Source: Morningstar.ca
B M O GIF Performance Portal
Visit the portal to access Guaranteed Investment Fund profiles and performance information.
Segregated funds may be attractive to investors who want to tap into the growth potential of the markets while also enjoying protection from downside volatility. As with any investment, it’s essential to do your research and consult with your advisor to find a solution that works for you.
Disclaimer:
Any amount that is allocated to a segregated fund is invested at the risk of the Policyowner and may increase or decrease in value.
The information in this publication is intended as a summary of our products and/or services and may include projected values based on a set of assumptions. Actual results may not be guaranteed and may vary. Please consult the appropriate policy contract for details on the terms, conditions, benefits, guarantees, exclusions and limitations. The actual policy issued governs. Each policyholder’s financial circumstances are unique, and they must obtain and rely upon independent tax, accounting, legal and other advice concerning the structure of their insurance, as they deem appropriate for their circumstances. B M O Life Assurance Company does not provide any such advice to the policyholder or to the insurance advisor.
Insurer: B M O Life Assurance Company. 1055E
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