Navigation skipped

Premium credit cards

Enjoy a credit card experience that offers you top-of-the line features and benefits to help celebrate life’s most memorable moments. Choose from four reward programs: BMO Rewards, CashBack, v i porter and Blue Rewards.

Choose the card that fits your lifestyle

Your exclusive benefits

Accelerated earn rate

Whichever reward program you choose, reach your reward goals faster by enjoying our best earn rates on the categories that matter to you.

Travel worry-free

Get out-of-province and out-of-country emergency medical protection, plus a range of other travel protections.

Pick your rewards program

Take a trip, find a gift or treat yourself! Explore how far your BMO Reward points can go.

  • Travel – Redeem your points for flights, hotels, car rentals cruises, and vacation packages – with no black-out periods.
  • Shop – Browse our extensive catalogue, featuring hundreds of products and gift cards from top brands.
  • Invest – Save for the future by redeeming points for a contribution to a BMO savings or investment account.
  • Pay with points – Let your points pick up the tab. Apply your points directly to eligible purchases.

Let’s keep it simple. Easily earn cash on all your purchases. Redeem your cash back how and when it best suits you.

  • Conveniently cash out – You can choose if you want your cash annually, as a recurring payment or as a lump sum. Redeem any time for as low as $1 or set up an automatic recurring deposit starting at $25.
  • Feed the piggy bank – Choose to deposit your cash back into your BMO chequing, savings or InvestorLine account.
  • Put it back on your card – Redeem your cash back as a statement credit.
  • ten times​ the Points26: Earn ten times​ the Points for every $1 spent on travel booked through Blue Rewards Travel, powered by Expedia.
  • ten times​ the Points26: Earn ten times​ the Points for every $1 spent at participating Blue Rewards Partners.
  • two times​ the Points31: Earn two times​ the Points for every $1 spent on groceries, gas, electric vehicle charging, wholesale and alcohol purchases.
  • Exclusive offers36: Unlock exclusive offers at top brands through Blue Rewards offers.
  • Redeem your Points: Redeem Points on Blue Rewards Travel, powered by Expedia, or choose from over 400 brands and merchandise, including eGift Cards and in-store purchases.

Earn faster, travel easier, and enjoy exclusive perks from takeoff to touchdown.

  • More perks – Enjoy complimentary checked bags, Porter Classic seat selection, priority re-accomodation for flight delays and more!
  • More points – Earn v i porter points on every dollar spent on everything. Redeem them for flights with Porter Airlines or Porter’s partner airlines.
  • More convenience – Pay for your base fare entirely with points, or use a combination of points and dollars.
Browse VIPorter cards

Ready to get started?

  • Find a branch

    Locate a BMO branch near you.

  • Let's meet

    Prefer to get things done in person? Schedule a time to talk about your options.

    Book an appointment
  • Give us a call

    Have questions? That’s what we’re here for.

    1-877-225-5266