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HomeWho we areWhat we doWhy choose usInsightsPrivate Wealth Services

Investment Management

BMO Private Banking manages over $20 billion in assets through its investment arm, BMO Private Investment Counsel Inc. One of Canada's oldest investment firms, BMO Private Investment Counsel Inc. has been providing successful and prudent investment management to affluent clients since 1925.

What is Discretionary Investment Management?

If you prefer to leave day-to-day investment decisions to a professional investment counsellor, backed by a highly disciplined team of portfolio managers and research analysts, then our discretionary investment management option could be the right approach for you.

We offer expert oversight of your asset portfolio, which is aligned to meet your investment objectives and risk tolerance.

Your focus may be

  • income generation
  • wealth preservation
  • capital growth

Informed insight and exceptional personal attention to your individual investment objectives are the core of our approach to investment management. Your dedicated investment counsellor will become your trusted financial partner, consulting with you to

  • identify what you want to achieve from your investments
  • create a sound investment strategy whose goal is to build and protect your wealth

We then apply our expertise to determine the most appropriate asset mix for your portfolio, which is one of the main ways investment management provides you with long-term value and manages your risk.

Finally, BMO Private Investment Counsel Inc. carries out this recommended investment solution by investing your assets across a comprehensive array of investment options, including North American and global strategies, managed by a top-tier group of specialists. Our in-house investment experts and renowned external advisors who oversee the management of these strategies each apply their own disciplined approach to managing the assets for which they are responsible.

The team includes

  • portfolio managers
  • research analysts
  • lawyers
  • tax specialists

They support your investment counsellor in initially crafting an investment portfolio tailored to your goals. They also assist your investment counsellor in managing your portfolio over time, ensuring that it maintains an asset mix that continues to meet your investing objectives, and that is aligned with the outlook for the economy and capital markets.

We believe that the key to successful investing is not avoiding risk, but managing risk/reward tradeoffs and maintaining diversification among and within asset classes. Your portfolio will be constructed on a foundation of long-term strategic asset allocation, bolstered by tactical adjustments that capture evolving market opportunities.

What are the benefits of Investment Management?
  • personal attention from your dedicated investment counsellor
  • freedom from making day-to-day investment decisions
  • disciplined approach to professional wealth management
  • core investment management strength
    • experience (proven long-term approach to managing portfolios)
    • controls (strict guidelines and procedures, regular reviews)
  • access to a comprehensive array of investment solutions across asset classes, geographies, styles and vehicles
  • communication (24-hour Internet access, flexible and customized reporting)
  • commitment to service
Who are Investment Management solutions best suited for?

Our clients are affluent individuals and families who do not want to manage the day-to-day aspects of their finances. They may be retired from a successful career, focused on running successful businesses, or managing demanding executive and professional roles.

We manage many client investment portfolios that have varying degrees of complexity and whose value typically ranges between $500,000 to well over $100 million.

How do we work with you?

You and your dedicated investment counsellor create an investment plan that is based on your individual situation:

  • your assets
  • need for income
  • tolerance for risk
  • need for liquidity
  • time horizon
  • legal and tax considerations
  • individual/family circumstances and values

Your investment counsellor will help you build a strategy using a step-by-step process:

  • evaluate your wealth needs
  • create a tailored financial plan
  • develop an Investment Policy Statement (IPS)
  • build an investment portfolio, with the support of a team of experts
  • review your IPS, your plan, and your investment portfolio on a regular basis
  • communicate with you regularly

Backing your investment counsellor is a team of experienced portfolio managers and research analysts. You can be confident everyone understands the BMO Private Investment Counsel Inc. philosophy and process.

Research enables us to build our outlook for the economy and capital markets, and to act decisively on investment opportunities. In addition to our independent and objective research, we incorporate the combined information, ideas and data from many expert sources:

  • insights of top strategists and economists
  • research from major brokerage houses
  • input from senior management of companies that our clients are invested in

We work with our partners across BMO Financial Group to manage our clients' wealth. You may also be interested in incorporating other approaches to managing your investments:

  • Full-service investing – you work with BMO Private Investment Counsel Inc. investment advisors, who access the BMO Nesbitt Burns full-service brokerage platform
  • Direct investing – you manage some of your investments directly through BMO InvestorLine, which is consistently rated Canada's number-one direct investing firm

Meet with us

Would you like to learn more about our Investment Management solutions? There are three easy ways you can contact one of our private banking professionals today.