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Whether you’re a busy professional or business owner, if you spend much of your time out of the country, or you simply want to enjoy your retirement years without the burden of day-to-day administration of your affairs, our Financial Care & Management service may be an ideal solution.

 

enCircle and enCircle Continuity services help you organize and arrange for almost any type of help you need to manage your business, personal and financial life. These services are also practical for aging family members and those who care about them.



HOW WE HELP

 


 

We develop a plan to help give you control and continuity today and through the important transitions in your life.

enCircle CONTINUITY

 

Even if you are in perfect health today, things may change in the future. Often we don’t consider this possibility until something happens and we must take immediate action. As a BMO Private Banking client, you have access to enCircle Continuity, a service for seniors that can prepare you and your family in the event of a physical or mental illness.

 

Even if you are in perfect health today, things may change in the future. Often we don’t consider this possibility until something happens and we must take immediate action. As a BMO Private Banking client, you have access to enCircle Continuity, a service for seniors that can prepare you and your family in the event of a physical or mental illness.

 

With Continuity, your dedicated relationship manager will create a customized wealth plan that includes the potential for changes to your health and well-being down the road. In addition to the full suite of enCircle services, you will also have access to power of attorney for property services and estate settlement/wealth transfer services.

 

If the time comes when you are no longer able or no longer wish to make decisions pertaining to your wealth, we will take charge under your power of attorney for property using your customized wealth plan as our roadmap. We will also take on the responsibility for settling your estate and transition of your wealth.

 

We partner with you to make sure your financial goals and wishes control how your wealth is managed today, and going forward.

enCircle

 

A dedicated BMO Private Banking professional can personalize a program to assist you and/or your family members, whatever your particular needs or situation. Then you leave the administrative details to us and we'll report back to you every step of the way.

 

A dedicated BMO Private Banking professional can personalize a program to assist you and/or your family members, whatever your particular needs or situation. Then you leave the administrative details to us and we'll report back to you every step of the way.

 

Whatever your life or career stage, this all-in-one service offers convenience, freedom and peace of mind, providing the following assistance:

 

Cash Management and Bill Payment – timely payment of bills; electronic deposit of government and/or company pensions; gift-giving and charitable donations

 

Facilitation of Income Tax Preparation – collection of your tax information; coordination with an independent accounting firm to prepare and file your tax return

 

Investment Management – assessment of your investment objectives; development of an investment plan that best meets your goals; ongoing management of your portfolio

 

Primary Platinum Banking – personal banking services for your everyday banking and credit needs, including U.S. banking services

 

Estate and Trust Planning – Administrative assistance with wills, powers of attorney, trusts, estate administration

 

Lifestyle Services – access to an exclusive 1-800 number and website, available 24/7, to obtain services pertaining to home and family, health and fitness, travel, leisure, entertainment, elder care, health care, domestic household support and much more

 

Family Education Services – small, private courses, covering the basics of sound financial management, plus some of the more complex aspects, for you and your family (including young adult children)

 

Consolidated Statement Package – statements summarizing the activity in your enCircle account

OTHER SERVICES

 


 

See how our services can help address your wealth management needs.

 



CONTACT US

 


 

Let’s have a conversation about how
BMO Private Banking
can help you and your family.

 

 

 

 

* Banking services are provided by Bank of Montreal, trust and estate services are provided by BMO Trust Company, investment management services are provided by BMO Private Investment Counsel Inc., and lifestyle services are provided by a third party service provider, Morneau Shepell Ltd.