Bill payment and transfers right from your My Accounts page
Quick access to account transactions and requests
Relocated My Messages
Personalized My Shortcuts
Quickly find answers in the new Help Centre
- One click to get your account details
- Quick access to transactions and requests in the left hand side menu
- Complete transactions and requests quickly and easily such as pay bills, transfer funds, order cheques and more
Make a payment, view your upcoming future dated bill payments and cancel a payment from the same page
All payment and transfer related requests located on the left hand side
Send an Interac e-Transfer, send a reminder email, view or cancel your pending e-Transfers in one place
- Access all your payment and transfer related requests here
- Send money to anyone with a Canadian bank account and email address
- Receive, view and manage your bills in one place
- Update your personal information
- Manage your online and mobile banking preferences and settings
- Find everything you need to know about chequing and savings accounts, credit cards, mortgages, loans and investments
- Open a new account and access it immediately with our easy and secure online application
- Apply online for a credit card or loan, or get pre-approved for a mortgage
Take a tour of the new and improved BMO Online Banking
We’ve simplified the layout and added convenient new features to help you find what you
need easily, securely and in fewer steps.
To learn more about all the features and services available to you through Online Banking,
simply click on any button to get more information about that section.
100% Online Banking Guarantee for Personal Banking Customers
At BMO Bank of Montreal, we are committed to keeping your personal and banking information safe and secure. That is why we will reimburse you 100% for any losses to your Personal Banking accounts resulting from unauthorized transactions through Online Banking. To view full details of our online banking security guarantee and for more information on how BMO protects you when you bank online, please view our security guarantee.
Not signed up for online banking?
If you're not yet a BMO customer,
visit a branch today
or call
1-877-CALL BMO.
New Summary page
If you’ve signed in with your BMO Debit Card number, you’ll land on the My Accounts page
where you can view a complete list of your accounts:
- Bank accounts
- BMO Bank of Montreal credit cards
- Loans & Mortgages
- Investments
If you’ve signed in with your BMO MasterCard, you’ll see your MasterCard information. By
clicking on your account, you can view all of your MasterCard transactions, requests and more
Transactions and requests
Access additional account transactions and requests by placing your mouse over the icon located beside the account name, by clicking on the account name on the left hand side, or by clicking on the account from the My Account Summary table.
Quick bill payment and transfer box
Pay bills or transfer funds directly from your My Accounts page or click on “Add Another Payment“ link to pay up to 5 bills at once.
My Messages
Relocated so you can easily send us a message, as well as view important notices, BMO offers and epost mail. You can also see all the requests or messages you’ve sent to us.
Help Centre
Improved to help you with any questions you may have.
My Shortcuts
Set up and edit your shortcuts to quickly go to the pages you use most in Online Banking.
My Accounts page provides you with a detailed and consolidated view of all of your accounts. When you
click on a specific account from the My Account Summary page, you’ll be able to view your:
Chequing and Savings accounts
Get a complete and detailed summary of your accounts including the current balance and available funds, and view up to two years of account history.
Credit Cards
See your account transactions including information from the last three statements, available credit, recent payment information and rewards program for your card.
Mortgage
View your mortgage details including your annual mortgage summary, property tax account information and payment details.
Tax-Free Savings, Registered Education Savings Plan (RESP) and Registered Disability Savings Plan
View investment details including your account transactions, investment mix and objectives.
Helpful Tips
Look for the information icon which provides additional tips on completing transactions.
We’ve made it easier for you to find the services you need without having to look for them. Just click
on any account listed on the left hand side and you’ll see the range of transactions and
services applicable to your account:
Chequing or Savings accounts
- Make a payment
- Make a transfer
- Stop a payment
- Order cheques
- Order travellers cheques and foreign currency
- Change statement preferences
- Download account details
Credit Cards
- Make a payment or transfer
- Dispute a charge
- Change credit limit
- Set up a balance transfer
or pre-authorized payment - Change statement preferences
- Request a statement copy
- Download account details
Mortgage accounts
- Make a lump sum payment
- Increase your mortgage payment
- Skip a payment
Helpful Tips
You can also pay a bill, transfer money and complete additional transactions by going to the Payments & Transfers tab.
Important bill payment details at your fingertips
Pay your bills, cancel a payment you’ve made on the same day and view all your upcoming future dated bill payments in one place.
Simplified view of all your payments and transfers
Easily access all payment and transfer services and transactions from the menu located on the left hand side.
Easily Manage your
Interac e-Transfers
Send an Interac e-Transfer, send a reminder email, view or cancel your pending transfers all from one page.
Helpful Tips
- Use the Quick Payment or Transfer box right on your My Accounts page to pay your bills or transfer funds
- Look for our progress indicator used throughout Online Banking for requests and transactions to show where you are in the process. Once a step is completed, you’ll see a checkmark
- When managing your Payee list, use the Options dropdown menu to directly complete the bill payment without having to repeat steps. Information is also prefilled, so you don’t have to duplicate anything
View and manage your payments and transfers with a simplified layout that will take you directly to what you need in fewer steps. You can:
- Complete up to 5 bill payments at one time
- Transfer funds between your BMO accounts
- Cancel a payment
- Investigate a bill payment
- View and manage your future dated bill payments
- Set up a recurring transfer
- Cancel a recurring transfer
- Manage your payee list, including setting up a nickname for each of your payees
- View your payment history
- View your session history
Helpful Tips
- Cancel a payment directly from the My Payments & Transfers page without having to enter additional details
- Payee is the term we've used to replace Biller, and refers to the company or organization you'd like to make a payment to
Send money to friends and family with an email address and a personal bank account in Canada
quickly and securely. When you click on Interac e-Transfers, you can:
- Send an Interac e-Transfer
- Cancel your pending e-Transfers
- Send a reminder email
- View your Interac e-Transfer history
- Manage your recipients
- Learn how to receive an Interac e-Transfer
Helpful Tips
Send an Interac e-Transfer, send a reminder email, view or cancel your pending transfers all from one page.
epost™ is Canada Post's free online bill delivery service that allows you to receive your bills electronically through Online Banking. Sign up for your free epost account and select from over 200 bills available, like cable, phone, credit cards and utilities.
You can:
- View and pay the bills that you set up for epost through Online Banking
- Set up and edit your epost payee list
- File your bills for up to 7 years
- Print the bills if you need them
For more information and to sign up for an epost account, visit Online Banking or www.epost.ca.
With BMO MoneyLogic, you can take better control of the way you manage your money and
reach your financial goals sooner by:
Consolidating your transactions from BMO accounts
- Categorize your transactions
- Search for specific transactions
Setting saving and spending goals
- Create budgets and set savings goals
- Receive personalized progress notifications
Tracking your spending habits
- Track your transactions by category
- Obtain detailed transaction reports
- Receive in-depth spending analysis
Comparing your spending to the Community
- Compare your income and expenses anonymously to others in the BMO MoneyLogic Community.
Helpful Tips
BMO MoneyLogic allows you to download three types of PDF reports
showing your income analysis, expense analysis, and financial transactions.
These reports can be saved to your computer, emailed or printed.
For more information, please visit the BMO MoneyLogic guide.
When you click on My Profile & Preferences, you’ll see all of your contact information.
All requests specific to your customer profile are now consolidated in the menu located on
the left hand side – making it easier to manage and change your settings and preferences.
From the My Profile & Preferences tab, you can:
- View and change your contact information
- Change your password
- Change your security settings
- Link your BMO accounts – add accounts, including BMO Nesbitt Burns or BMO
InvestorLine, that are missing from your Online Banking summary as well as accounts
you’d like to access through Automated Bank Machines - Set up and edit your mobile preferences – manage which accounts you would like to view
on your mobile phone and choose a nickname to easily identify your accounts through
mobile banking - Set up and manage your alerts – receive notifications of your account activity to your mobile
phone and personal email address
Helpful Tips
To edit your address information, just look for the blue button in the bottom right hand corner.
BMO Bank of Montreal offers a full range of products and services as
well as helpful tools
and resources for your savings, investing and borrowing needs.
Chequing and Savings Accounts
- See what accounts we offer
- Open up to five Canadian and/or US accounts at one time
- Use quick links to access other information and resources
Credit Cards
- Take a look at the full range of credit cards offered by BMO
- Learn more about our reward programs including
AIR MILES reward miles - We can help you choose a card that is right for you
- Easily apply online
Mortgages and Loans
- See how we can help with all your borrowing needs, like getting
a mortgage or a loan - Get information on our borrowing products
- Learn about SmartSteps for Homeowners
- Have a BMO mobile Mortgage Specialist call you to review
and discuss your mortgage needs
Investments
- Learn about the full range of investment products offered at BMO, including Guaranteed Investment Certificates (GICs), Mutual Funds, Registered Retirement Savings Plans (RRSPs) and savings options
- Arrange to have an Investment Professional contact you to discuss your investment options and help you with your investment decisions
- Get information on how you can purchase investment products directly online or by calling us
