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World Elite MasterCard World Elite MasterCard

Any destination. No hesitation.

BMO® World Elite™* MasterCard®*

BMO World Elite MasterCard Image
Our Premier Travel Card
Get a $300 travel credit, plus $2 for every $100 in card purchases.5
20.5% Interest Rate9
$150 Annual Fee9
Minimum $70,000 (individual) or $120,000 (household) annual income required

The BMO World Elite MasterCard Gets You...

2 reward points for every $1 in credit card purchases – that's 2% back on travel.10

Here's how it works:

  • Spend
    $5,000
    on credit card purchases
  • Earn
    10,000
    BMO Rewards points
  • Redeem
    $100
    towards travel

$300 Travel Credit

30,000 Welcome Points equals $300 towards a flight, hotel booking, and more2

Booking Is Simple

Earn unlimited rewards points and redeem them whenever, on whatever travel you want through the BMO Rewards Centre.
Your points will never expire5. Plus, BMO Rewards points cover ALL flight charges including taxes and fees.5

24/7 Redeemable Rewards

Redeem your credit card rewards anytime with no blackout periods or seat restrictions. Book online or by calling the BMO Rewards Center*
*There is no online booking fee. A fee of $29.95, plus applicable taxes, will be charged per phone booking. You can use your points to cover the booking fees.

VIP Lounge Access

VIP Lounge Access

Exclusive access to VIP airport lounges worldwide, with included Priority Pass®‡† membership, plus four lounge visits per year.27

Features

Exclusive Benefits

Explore our world-class features that save you time and money.

Safety & Security

Use your card with confidence,
knowing you're always protected.

Why BMO World Elite?

How does the BMO World Elite MasterCard stack up against the competition?

Global Access

Make purchases and access your funds, no matter where you are.

Back

Exclusive Benefits

Exclusive Benefits

Travel, merchandise and more...
  • Experience the freedom of turning your everyday credit card purchases into merchandise 4 and travel rewards with no restrictions on airlines, flights, or when you can travel.
  • NEW! You can now use your BMO MasterCard at Costco locations across.

  • Get 30,000 welcome bonus points2
  • Use right away as a $300 travel credit.

  • Stretch your travel points
  • Apply rewards points toward the retail price of your flight – no markups – so the cheaper the trip, the fewer points you need.
  • See how many BMO RewardsTM points you could earn with your BMO World Elite MasterCard.

  • Fully Flexible Redemptions
  • If you don't have enough points for the full cost of your trip, you can pay the difference with your BMO MasterCard – with no mark-ups.

  • More than a travel program
  • The BMO Rewards program also offers a full range of non-travel redemption options like electronics and charitable donations. You can even redeem your points into your BMO investment account.
  • FREE Additional Cards
  • Add an additional cardholder to your credit card account (and earn even more BMO Rewards points) with no additional annual fee.
  • BMO World Elite Total Travel and Medical Protection6

    You and your family are well covered should an emergency or unexpected event disrupt your trip, for car rental collision damage and out-of-country medical expenses up to $2 million. Unlimited-trips-per-year coverage for trips up to 21 days. (This benefit is included for customers under the age of 65. See below for more travel insurance options.)

    Download insurance certificate (PDF) for full-coverage details

    Additional Travel Insurance Options6

    For longer stays, consider upgrading your 21-day coverage automatically included with your BMO World Elite MasterCard (for customers under age 65).

    Upgrade your travel coverage to include trips up to 31 days in length (up to $2 million in eligible costs).

    Age (cardholder and spouse) Annual fee
    Less than 65 $29


    For customers ages 65 and over, the following 31-day travel insurance options are available.

    Age (cardholder and spouse) Annual fee
    65-69 $249
    70-74 $349

    For more information on these options, please call 1-800-263-2263.

    Download insurance certificate (PDF) for full-coverage details


    Dining and Entertainment Reservations and Recommendations

    24/7 access to BMO Concierge Service by calling 1-800-741-6758.

    Features Of Every Card


    Extended Warranty

    Save the cost of buying optional extended warranty insurance on your next purchase by paying with your BMO credit card. This coverage doubles the original manufacturer's warranty period up to a maximum of one additional year.

    Download insurance certificate (PDF) for full-coverage details

    Purchase Protection

    Get added protection – items bought with your card are automatically insured against theft or damage for 90 days from date of purchase.

    Download insurance certificate (PDF) for full-coverage details

    Zero Dollar Liability

    Get free protection from both theft and fraudulent use of your card. If your card is used without your authorization, you will not be liable if:
    • You did not contribute to the unauthorized use
    • You used reasonable care to safeguard your card and PIN
    • You notify us by telephone within 24 hours if you learn of the loss, theft or misuse of your card or cheques, or after you suspected that someone else knows your PIN
    • You have not reported two or more unauthorized transactions in the last 12 months, and your account is in good standing.
    If you don't meet these criteria, you will be liable for all charges incurred in connection with the unauthorized use.

    Help Around the World and Lost or Stolen Card Replacement Funds from MasterCard Global Service

    Whether you've left your wallet in the airport or are lost in Paris and need to locate an ATM, you can call us 24 hours a day, 365 days a year. We'll connect you with a representative who speaks your language, and can help with:
    • Lost or stolen cards
    • Emergency replacement cards or up to $1,000 in emergency funds24
    • Locate an ATM that accepts MasterCard, Maestro®*, and Cirrus®* brands
    • Access account-related information
    • Access any applicable card benefits

    Back

    Why BMO World Elite?

    Why BMO World Elite?

    Travel Rewards Credit Card Comparison

    BMO World Elite MasterCard TD Aeroplan Visa Infinite* CIBC Aventura Visa Infinite* RBC Visa Infinite Avion*
    Annual Card Fee $150 $120 $120 $120
    Additional Card Fee FREE (unlimited cards) $50 $50 $50
    Welcome Points 30,000 15,000 15,000 15,000
    Welcome Points Value/ $ 1 short-haul flight/$300 1 short-haul flight/$300 1 short-haul flight/$300 1 short-haul flight/$350
    Earn Rate on Purchases 2 BMO Rewards Points/$1 1 Aeroplan Mile/$1 1 Aventura Point/$1 1 RBC Rewards Point/$1
    Bonus Earn Partners 4 BMO Rewards Points/$1 at select car rental locations 1.5 Aeroplan Miles/$1 for gas, grocery, and drugstore purchases Up to 3 Aventura points/$1 for gas, grocery, drugstore purchases, select travel and restaurant related purchases Up to 1.25 RBC Rewards Points/$1 at select travel partners and travel-related purchases
    Always 2% Travel Redemption Rate
    Use Points for Fees and Taxes
    Travel Medical Insurance Coverage 21-day Up to $2,000,000 15-day Up to $1,000,000 15-day Up to $5,000,000 15-day Up to $5,000,000
    Number of Complimentary Airport Lounge Access per year 4 1
    Trip Cancellation, Trip Interruption and Trip Delay Insurance
    Extended Warranty
    Purchase Protection

    *Third-party trademarks belong to their respective owners.

    The information in the above table is for illustration and comparison purposes only. Information was obtained from publicly available competitors' websites. Information is as of June 1, 2014, and is subject to change.


    This could get you in free travel