BMO® CashBack® World MasterCard®*

BMO® CashBack® World MasterCard®* Earn CashBack faster Earn 1.25% CashBack rewards on your credit card purchases.
Earn CashBack faster
Earn 1.25% CashBack rewards on your credit card purchases2A.
19.9% Interest Rate8
$79 Annual Fee8
Minimum $60,000 (individual) or $100,000 (household) annual
Earn CashBack rewards on all card purchases to a maximum monthly spend of $7,000*.

Rewards Calculator

 

 

 

 

 

 

 

 

 

 


   

 

The BMO CashBack World MasterCard Gets You...

Complementary Roadside Assistance Program

 

Includes free battery boosts, flat-tire change, lockout service and towing (a $69/year value)19.

Earn more CashBack

 

Triple your CashBack when you use your card at Shell20. Plus get up to 25% discount at National Car Rental and Alamo Rent A Car25.

BMO Concierge Service

 

Expert guidance on dining, entertainment and leisure with 24/7access by calling 1-800-741-6758.

Features

 

 

Exclusive Benefits

Explore our world-class features that save you time and money.

Exclusive Benefits

 

The 1.25% Annual Cash Rebate2

1.25% CashBack on all purchases2A. With a $500 monthly spend you get an annual CashBack rebate of $75

More Savings on the Roads

Get up to 25% off rentals at National Car Rental ®#† and Alamo Rent A Car ®#† at participating locations25

Features of Every Card

Extended Warranty

Save the cost of buying optional extended warranty insurance on your next purchase by paying with your BMO credit card. This coverage doubles the original manufacturer's warranty period up to a maximum of one additional year.

 

Note: Purchases made with the BMO CashBack World MasterCard: Extended Warranty Plus doubles the original manufacturer’s warranty period up to a maximum of two additional years7.

 

Purchase Protection

Get added protection – items bought with your card are automatically insured against theft or damage for 90 days from date of purchase7.

 

Note: Duration is 180 days under Purchase Protection Plus for the BMO CashBack World MasterCard

 

Zero Dollar Liability30

Get free protection from both theft and fraudulent use of your card. If your card is used without your authorization, you will not be liable if:

  • You did not contribute to the unauthorized use
  • You used reasonable care to safeguard your card and PIN
  • You notify us by telephone within 24 hours if you learn of the loss, theft or misuse of your card or cheques, or after you suspected that someone else knows your PIN
  • You have not reported two or more unauthorized transactions in the last 12 months, and your account is in good standing.
Help Around the World and Lost or Stolen Card Replacement Funds from MasterCard Global Service

Whether you've left your wallet in the airport or are lost in Paris and need to locate an ATM, you can call us 24 hours a day, 365 days a year. We'll connect you with a representative who speaks your language, and can help with:

  • Lost or stolen cards23
  • Emergency replacement cards or up to $1,000 in emergency funds23
  • Locate an ATM that accepts MasterCard, Maestro®*, and Cirrus®* brands
  • Access account-related information
  • Access any applicable card benefits

Safety & Security

Use your card with confidence, knowing you're always protected.

Travel Services

Get around-the-clock coverage, whether you're in Canada or abroad.

Global Access

Make purchases or access your funds, n o matter where you are.

 

Terms, agreements, rates, and fees

Important Information on
Rates and Fees

 

Key information about your BMO MasterCard, such as current fees, interest rates, grace period, minimum payment, foreign currency conversion and more.

 

BMO MasterCard Cardholder Agreement

 

A detailed explanation of your rights and responsibilities as a BMO MasterCard cardholder.

 

BMO CashBack Rewards Terms and Conditions

 

This guide outlines in detail terms and conditions governing your BMO CashBack World MasterCard rewards.

 

 

Can’t find what you’re looking for?

 

Use our easy to use tools and credit card reward calculators to help you find the card that's right for you and your needs.

Use our easy to use tools and credit card reward calculators to help you find the card that's right for you and your needs.

 

 

Help Me Choose

 

Simply select the options you want and we'll suggest credit cards to meet your needs.

 

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Compare Cards

 

Compare up to 4 credit cards details now.

 

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Help & Support

General Credit Card Live Support:

Call 1-800-263-2263

 

Make an appointment

 

Lost or Stolen Cards:

Call 1-800-361-3361 from North America,
or call collect 514-877-0330 internationally

 

Credit Limit Changes:

Call us at 1-866-991-4769 (TTY 1-866-859-2089)

  • ® BMO Is a registered trademark of Bank of Montreal.
  • TM BMO Is a registered trademark of Bank of Montreal.
  • ®* MasterCard is a registered trademark of MasterCard International Incorporated. Used under license.
  • ®† AIR MILES is a trademark of AIR MILES International Trading B.V. Used under license by LoyaltyOne, Co. and Bank of Montreal.
  • ®†# IDefence® is a trademark owned by D+H Limited Partnership, used under licence by Bank of Montreal.
  • TM†# IDefence PlusTM is a trademark owned by D+H Limited Partnership, used under licence by Bank of Montreal.
  • TM†#CreditDefence™ is a trademark owned by D+H Limited Partnership, used under licence by Bank of Montreal.