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New to Canada?

We say "Welcome to Canada" with some very special offers.

Newcomers to Canada

Your new life in Canada is filled with opportunities. Trust BMO, Canada’s first bank, to help prepare and support you for continued success.

  • Open a Bank Account
    Whether you are planning your move to Canada or have already started your new life here, BMO has a bank account that’s right for you.
  • Sending Money Home
    BMO offers you a safe, secure way to transfer money across the miles with our quick, convenient electronic wire payment services.
  • Banking in Canada
    From opening an account to student banking and credit cards, we help you make sense of it all.
  • Buying a Home
    Buying a home may be your largest investment in Canada, as such, you need the right advice from start to finish.
  • Buying a Car
    For many Canadians, a car is a necessity. Thankfully, you have many options for borrowing money and flexible payment options to buy the car that fits your new life here.
  • Investing Your Money
    Whether you’re new to investing or like to manage your own funds, BMO has the investment options and advice you need.
  • Being a Student in Canada
    While you’re adapting to student life in Canada, take advantage of banking options designed just for you and bank for free.
  • BMO in your community
    BMO is committed to supporting your community, and others, by sponsoring local events and traditional celebrations across the country.
Opening accounts online is now easier.
Premium Rate Savings Account
%*
Smart Saver Account
%**
*up to $59,999.99
**over $5,000