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Plus Plan

$9.95/month (waived if account balance is greater than $2,000)1

If you perform an average of one transaction per day, this plan gives you all the bank account features you need and none of the ones you don't.

What you get every month

  • 30 transactions – in branch, by phone, online or at a BMO ATM
  • 1 Interac e-Transfer/month
  • Cheque image return2
  • Assisted service bill payments
  • No-fee Travellers cheques (traditional style single signature)
  • Combine all your BMO chequing and savings accounts3 in one Banking Plan
  • $1.00 fee for debit transactions and/or account history inquires in excess of monthly transaction limit (per item)
  • Ability to make debit card purchases at merchants outside of Canada at no additional fee4
  • No-fee cash withdrawals using their BMO Debit Card at our newly expanded network of 1,350 BMO Harris BankSM ATMs in nine U.S. states, including Florida and Arizona5

Added protection

  • Overdraft Transfer Service between personal Bank Accounts in the Banking Plan
  • Personal Credit Reserve6 up to $2,500 upon approval7
  • Occasional Overdraft Protection Service8 (OOPS!® - up to $500) on a Bank Account in your Plan with no per item fee

How you save

Monthly Banking Plan Fee  $9.95
Monthly Banking Plan when you always keep balance of $2,000   FREE1
Kids, Teens, Students and Recent Graduates  FREE9

Terms and Conditions

Opening accounts online is now easier.
Premium Rate Savings Account
%*
Smart Saver Account
%**
*up to $59,999.99
**over $5,000