HomePersonal BankingSmall BusinessCommercialCorporate & InstitutionalAbout BMO

Performance Plan

$13.95/month (waived if account balance is greater than $3,000)1

If you bank a lot, this plan covers all the monthly transactions you make online, by phone, at BMO ATMs or in branch.

What you get every month

  • Unlimited transactions
  • Earn AIR MILES reward miles on purchases made with your debit card
  • 1 non-BMO ATM debit transaction on the Interac®* network/month 2
  • 2 Interac e-Transfers/month
  • Cheque image return3
  • Assisted service bill payments
  • No-fee Travellers cheques (traditional style single signature)
  • Bank between all your BMO Bank Accounts for this one monthly price4
  • Ability to make debit card purchases at merchants outside of Canada at no additional fee5
  • No-fee cash withdrawals using their BMO Debit Card at our newly expanded network of 1,350 BMO Harris BankSM ATMs in nine U.S. states, including Florida and Arizona6

Added protection

  • Overdraft Transfer Service between personal Bank Accounts in the Banking Plan
  • Up to $50 of Overdraft Protection on U.S. Dollar chequing accounts in good standing7
  • Personal Credit Reserve8 up to $2,500 upon approval9
  • Occasional Overdraft Protection Service7 (OOPS!® - up to $500) on a Bank Account in your Plan with no per item fee

How you save

Monthly Banking Plan Fee  $13.95
Monthly Banking Plan when you always keep balance of $3,000   FREE1
Kids, Teens, Students and Recent Graduates   $4.00

Want to collect AIR MILES reward miles for your everyday banking? Learn how you can accelerate your earning potential.

Terms and Conditions

Opening accounts online is now easier.
Premium Rate Savings Account
%*
Smart Saver Account
%**
*up to $59,999.99
**over $5,000