Performance Plan
$13.95/month (waived if account balance is greater than $3,000)1
If you bank a lot, this plan covers all the monthly transactions you make online, by phone, at BMO ATMs or in branch.
What you get every month
- Unlimited transactions
- Earn AIR MILES reward miles on purchases made with your debit card
- 1 non-BMO ATM debit transaction on the Interac®* network/month 2
- 2 Interac e-Transfers/month
- Cheque image return3
- Assisted service bill payments
- No-fee Travellers cheques (traditional style single signature)
- Bank between all your BMO Bank Accounts for this one monthly price4
- Ability to make debit card purchases at merchants outside of Canada at no additional fee5
- No-fee cash withdrawals using their BMO Debit Card at our newly expanded network of 1,350 BMO Harris BankSM ATMs in nine U.S. states, including Florida and Arizona6
Added protection
- Overdraft Transfer Service between personal Bank Accounts in the Banking Plan
- Up to $50 of Overdraft Protection on U.S. Dollar chequing accounts in good standing7
- Personal Credit Reserve8 up to $2,500 upon approval9
- Occasional Overdraft Protection Service7 (OOPS!® - up to $500) on a Bank Account in your Plan with no per item fee
How you save
| Monthly Banking Plan Fee | $13.95 | |
| Monthly Banking Plan when you always keep balance of $3,000 | FREE1 | |
| Kids, Teens, Students and Recent Graduates | $4.00 |
Want to collect AIR MILES reward miles for your everyday banking? Learn how you can accelerate your earning potential.











