Feel protected wherever you are
BMO World Elite Total Travel and Medical Protection
- Travel worry-free with our best-in-class travel insurance. You and your family are well covered should an emergency or unexpected event disrupt your trip, for car rental collision damage and out-of-country medical expenses up to $2 million. Unlimited-trips-per-year coverage for trips up to 21 days.
- Save the cost of buying optional extended warranty insurance on your next purchase by paying with
your BMO credit card. This coverage doubles the original manufacturer's warranty period up to a
maximum of one additional year.
Zero Dollar Liability
- Get added protection – items bought with your card are automatically insured against theft or damage
for 90 days from date of purchase.
- In case the unexpected should happen, enjoy free protection from both theft and the fraudulent use of
your card. If your card is used without your authorization, you will not be liable if you notify us within 24 hours (among other criteria).
If your card is used without your authorization, you will not be liable if: you did not contribute to the unauthorized use; you used reasonable care to safeguard your card and PIN; you notify us by telephone within 24 hours if you learn of the loss, theft or misuse of your card or cheques, or after you suspected that someone else knows your PIN; you have not reported two or more unauthorized transactions in the last 12 months, and your account is in good standing. If you don't meet these criteria, you will be liable for all charges incurred in connection with the unauthorized use.
Help Around the World and Lost or Stolen Card Replacement Funds from MasterCard Global Service®*
Enjoy peace of mind when travelling around the world. You can call us 24 hours a day, 365 days a year
and we'll connect you with a representative who speaks your language, and can help with:
Additional Travel Insurance Options*
- Lost or stolen cards.
- Emergency replacement cards or up to $1,000 in emergency funds.
- Locate an ATM, and more.
This complete medical insurance option covers you and your family for travel of 31 days or less (up to
2 million of dollars in eligible costs).
For stays of longer duration, consider upgrading your 21-day coverage automatically included with
your BMO World Elite MasterCard to 31-day coverage.
*Not available to residents of Quebec.
For more information on this option, please call 1-800-263-2263.