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HomePersonal BankingWealth ManagementSmall BusinessCommercialCorporate & InstitutionalAbout BMO

High Interest Savings

Did you know that as a BMO customer you can add up to 20 accounts online
to your Everyday Bank Plan for FREE1?

Smart Saver Account

BMO's high interest savings account offers competitive interest rates on all balances
so that you can save for short and long term goals.

Interest Rate

  • % on balances up to $4,999.9927
  • % on the entire balance when the balance is $5,000.00 and over27


  • Earn a competitive interest rate on all balances27
  • Get one free transfer per month from your BMO Smart Saver account through any BMO channel, including BMO ATM, Online and Mobile Banking, Telephone Banking including with a customer contact agent, in branch, or by recurring transfer between BMO accounts31
  • Securely view and store your account statements any time online with eStatements
  • Access to BMO MoneyLogicTM, an online financial management tool that helps you to view, track and manage your money
Looking for a chequing account in addition to a Smart Saver Account? Find it here.
Additional Services and Fees
Book your own appointment. Get Started.
Smart Saver Account
Premium Rate Savings Account