Choose an Account
Smart Saver Account
No Monthly Fee
- % on the entire balance when the balance is $5,000.00 and over27
- % on the balance up to $4,999.9927
- Earn a competitive interest rate on all balances27
- Access to BMO MoneyLogic™, an online financial management tool that helps you to view, track and manage your money.
- Free unlimited transfers from your BMO Smart Saver account to your other BMO accounts through BMO ATM, Online and Mobile Banking, telephone banking, branch, Customer Contact Agent, or by reoccurring transfer between BMO accounts.
No fees on
- % interest rate on cash savings
- Invest up to a maximum of $5,500 - or more if you have any unused contribution room left from previous years
- Complete access to your money any time tax-free (excludes debit card access)
- No fees for contributions, withdrawals or transfers from this account
- Eligible for CDIC deposit insurance up to applicable limits to protect your savings