Two credit cards for students with no annual fee!

Free rewards and discounts on BOTH.

Earn AIR MILES®† reward miles or CashBack® on all purchases, plus SPC®‡ Card discounts!

BMO® SPC CashBack MasterCard®*

MasterCard

No annual fee.

Earn CashBack on every purchase!


Key Features

  • NO ANNUAL FEE1
  • CashBack: An annual rebate to your credit card: $1 cash back for every $200 spent on your card2
  • SPC (Student Price Card Ltd.) discounts of 10% to 15% at hundreds of your favourite stores
  • Earn 1.5% CashBack at Shell locations in Canada3
  • Earn 1.5% CashBack4 and get up to 25% off rentals5 at National Car Rental®†† & Alamo Rent A Car®** locations worldwide

Apply now

BMO SPC AIR MILES MasterCard

MasterCard

No annual fee.

FREE AIR MILES reward miles!


Key Features

  • NO ANNUAL FEE1
  • Earn fast: 1 AIR MILES reward mile for every $20 you spend on the card6
  • SPC (Student Price Card Ltd.) discounts of 10% to 15% at hundreds of your favourite stores
  • Earn 1.25x reward miles at Shell®‡‡ locations in Canada7
  • Earn 1.5x reward miles8 and get up to 25% off rentals5 at National Car Rental & Alamo Rent A Car locations worldwide

Apply now

Plus, both cards come with the following features:

  • Zero Dollar Liability: You're covered for unauthorized use of your credit card 9
  • Free extended warranty and purchase protection: Items bought with your student BMO MasterCard are automatically insured against theft or damage for 90 days from date of purchase10
  • 19.9% interest rate1
  • Worldwide acceptance at over 30 million locations
  • Did we mention "no annual fee"?