The views and opinions expressed in the books referenced above are those of the authors only and are not to be attributed to BMO Harris Bank N.A. or its parent company, Bank of Montreal, or any of their subsidiaries, affiliates, employees, directors or officers (collectively, "BMO Harris"), BMO Harris does not necessarily endorse or support the views or opinions set forth in these books. The authors alone are responsible for the accuracy and reliability of any performance information provided in these books. Past performance is no guarantee of future results. These books are not intended to constitute investment advice or recommendation with respect to any particular security or basket of securities. BMO Harris is not responsible in any manner for direct, indirect, special or consequential damages, howsoever caused.