Choose your insureNOW™ plan
There are big moments in life when planning for the future is important – getting married, starting a family or buying a home. With insureNOW Plus, we've made it simple with one easy-to-purchase package of life, critical illness and accidental disability insurance with no medical exam required to apply. There really is no better time than now to get the coverage you need.
Build a foundation with insureNOW or help prepare for a number of life’s unexpected events with insureNOW Plus.
insureNOW Highlights
- Simplified Term Life insurance you can buy online
- Use your benefits to cover any expenses, such as mortgage payments, childcare costs, tuition fees and more
- Premiums stay the same for the duration of your coverage
- No medical exam is required for approval of the application, just answer a few simple questions by phone or online
- 30-day money-back guarantee
insureNOW Plus™ Highlights
All the benefits on insureNOW term life insurance with the added protection of Critical Illness and accidental disability coverage
Choose your insureNow plan |
insureNOWTMGet a Quote |
insureNOW PlusTMGet a Quote |
|---|---|---|
| Who Can Buy | Canadian residents ages 18 to 49 | Canadian residents ages 18 to 49 |
| Coverage Period | Until Age 65 | Until Age 65 |
| Coverage amount | $50,000 to $250,000 in term life insurance coverage | $50,000 to $250,000 in total coverage Up to 50% of total coverage in Critical Illness Benefit coverage Up to 15% of total coverage in Accidental Disability Benefit coverage |
| Benefit | Tax-free cash benefit paid to your beneficiary following your death | Tax-free cash benefit paid to your beneficiary following your death
Tax-free cash benefit paid out for a covered Critical Illness and a covered Accidental Disability If you experience a critical illness or become disabled as a result of an accident you receive a portion of your total coverage amount, and the balance of your coverage remains as life insurance. Critical Illness Insurance coverage is paid directly to you if you have a or , if you're with a or if you undergo following a of 30 days. Accidental Disability Insurance coverage is paid directly to you if you're as the result of an accident and the total disability continues for 180 consecutive days. You can receive payment for the Critical Illness benefit OR the Accidental Disability benefit, but not both. Expand for more details |
| Additional Features | Option to add Extended Life Benefit to your plan, which will continue coverage at 25% of your policy total at age 65. No premiums are required after age 65 | Option to add Extended Life Benefit to your plan, which will continue coverage at 25% of your policy total at age 65. No premiums are required after age 65 |
| What's Not Covered | Your beneficiary will not receive benefits if:
|
You will not receive the Life Benefit if:
You will not receive a Critical Illness or Accidental Disability Benefit if your condition results directly or indirectly from:
In addition, the accidental disability benefit is not paid if total disability results directly or indirectly from the following causes:
Expand for more details |
| Payment Options | Pay premiums monthly or yearly by credit card or automatic withdrawal from your bank account | |
| Get a Quote or Call 1-855-599-5928 |
||
Choose your insureNOW plan
insureNOWTMGet a Quote |
insureNOW PlusTMGet a Quote |
|---|---|
| Who Can Buy | |
| Canadian residents ages 18 to 49 | Canadian residents ages 18 to 49 |
| Coverage Period | |
| Until Age 65 | Until Age 65 |
| Coverage amount | |
| $50,000 to $250,000 in term life insurance coverage | $50,000 to $250,000 in total coverage Up to 50% of total coverage in Critical Illness Benefit coverage Up to 15% of total coverage in Accidental Disability Benefit coverage |
| Benefit | |
| Tax-free cash benefit paid to your beneficiary following your death | Tax-free cash benefit paid to your beneficiary following your death
Tax-free cash benefit paid out for a covered Critical Illness and a covered Accidental Disability If you experience a critical illness or become disabled as a result of an accident you receive a portion of your total coverage amount, and the balance of your coverage remains as life insurance. Critical Illness Insurance coverage is paid directly to you if you have a or , if you're with a or if you undergo following a of 30 days. Accidental Disability Insurance coverage is paid directly to you if you're as the result of an accident and the total disability continues for 180 consecutive days. You can receive payment for the Critical Illness benefit OR the Accidental Disability benefit, but not both. Expand for more details |
| Additional Features | |
| Option to add Extended Life Benefit to your plan, which will continue coverage at 25% of your policy total at age 65. No premiums are required after age 65 | Option to add Extended Life Benefit to your plan, which will continue coverage at 25% of your policy total at age 65. No premiums are required after age 65 |
| What's Not Covered | |
Your beneficiary will not receive benefits if:
|
You will not receive the Life Benefit if:
You will not receive a Critical Illness or Accidental Disability Benefit if your condition results directly or indirectly from:
In addition, the accidental disability benefit is not paid if total disability results directly or indirectly from the following causes:
Expand for more details |
| Payment Options | |
| Pay premiums monthly or yearly by credit card or automatic withdrawal from your bank account | |
| Get a Quote or Call 1-855-599-5928 |
|
This information is only a summary. Actual terms, exclusions and limitations are explained in the policy.
Footnotes:
Insurance issued by BMO Life Assurance Company
