Choose a plan
Learn more about income annuities and guaranteed investment funds (commonly referred to as segregated funds) to determine the right plan for your needs.
Income Annuities
Get a secure source of retirement income
Do you worry about outliving your retirement income? People are living longer due to medical advances and healthier lifestyle choices. Help protect your savings and your retirement by using a lump-sum investment to purchase an income annuity. Get a regular, guaranteed source of income for a specific time period or for life.
Benefits
Guaranteed payments - No need to manage an investment portfolio
- Inflation protection option available
Guaranteed Investment Funds (GIF)
Help protect your wealth
Saving for retirement and making wise investment choices can be a challenge for today's investors. Maximizing your retirement funds doesn't mean having to take a higher risk. BMO GIFs can help project your wealth by enabling you to take advantage of rising markets, while enjoying a safety net during market downturns.
Benefits
- Guarantees that protect up to 100% of your investment
- A range of fund choices available based on your personal need
- A full suite of non-registered and registered savings and retirement income plans
Insights and advice
What is a segregated fund?
Segregated funds: Offered only by insurance companies, they give access to the growth potential of the markets, and their guarantees may mitigate volatility.
Annuities 101
Retirement planning can be daunting, even for experts. But what if there was a steady and proven financial solution that could provide a reliable source of income in retirement, regardless of market conditions?
Can Mary (65) and John (65) guarantee their income will last?
Learn how income annuities can help you beat retirement risks.
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