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BMO Insurance

Discover our insurance options

 How do I know what kind of insurance I need?

  • Life Insurance

    Protect your family’s financial future with a solution designed for you.

    Learn more
  • Critical Illness Insurance

    Crucial coverage to prepare for the unexpected.

    Learn more
  • Travel Insurance

    Stay covered while you’re away from home.

    Learn more
  • Investment Products

    Choose the right plan to help achieve your goals.

    Learn more

Why choose BMO Insurance? 

We want you to be confident in the coverage you receive from us.

Our purpose

Our dedicated licensed insurance advisors are here to provide you with personalized help.

Our history

Our proven history of financial strength is founded on a legacy that extends back to 1817.

Your choice

Our flexible coverage options, comprehensive benefits and competitive prices can serve your needs.

Learn more

Not sure how much insurance is enough?

Gain clarity with our insurance calculators.Discover the right amount of coverage based on your needs with our helpful insurance calculators.

Life Insurance CalculatorCritical Illness Calculator

Call or get a quote online

Are you interested in purchasing insurance but unsure where to start? Follow our easy three-step guide to begin your application process.

step one

Get a quote

Use one of our designated quote tools and speak to your insurance advisor.

step two

Pick a policy

Select your policy term length and additional coverage benefits with your insurance advisor.

step three

Complete application

Finalize your application with an insurance advisor.

Have questions about the insurance process? Give us a call.

Frequently asked questions about Insurance

  • Unfortunately, we currently don't provide policy information online. You can contact your Insurance Advisor, who has access to your information.  

    If you are unable to contact your advisor for some reason, please call us at 1-800-387-4483 or email BMO Insurance to discuss your policy.

    You’ll need to provide a policy number so that we can verify that we can share the information with you.

  • Sign into your financial institution's online banking site or app where you normally pay bills.Add our company as a payee by entering the following information:   

    Payee Name: BMO LIFE ASSURANCE COMPANYAccount Number: 811 (plus your BMO policy number). 

    Note:The 811 is mandatory and needs to be included before your policy number.You'll need to enter a separate account number for each BMO policy that you are paying.If you need assistance in setting this up, please contact your own bank.

  • Complete and mail us the Change My Beneficiary Form on the Existing Customers page.

  • Submit a completed copy of the Name Change or Correction form

    Important: Remember to include your policy number, copies of required documents and signature on any correspondence you send to us. 

  • We take complaints seriously and will work with you to rectify them. Learn more to determine the right contact details to escalate your issue to.

Insights and advice

    Contact us

    There are various ways to get in touch. Choose your preferred method.

    • Call us

      Please give us a call Monday – Friday from 9am to 6pm E S T.

      1-800-387-4483
    • Let us contact you

      Have a licensed insurance advisor contact you.

    • Start your claim today

      Learn more about our straightforward process to file a claim.