Welcome offer
25,000 bonus points for you
BMO eclipse rise Visa* Card
Get rewarded when it comes to building your financial future.
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Join a world of flexible rewards
Five timesthe BMO Rewards points
For every $2 spent on recurring bill payments, groceries, dining and takeout.92 You deserve it.
Fill up on savings
Get up to seven cents off per litre on Shell® fuel as an exclusive benefit for BMO card holders.98
Earn a bonus of up to 5,000 points every year!
Help with surprise expenses
Get access to one Free BMO PaySmart™ plan for one purchase up to $1,000 every two years.96 A BMO PaySmart™ plan can make life affordable now by turning your unexpected, large credit card purchases into smaller monthly payments at a low cost. Visit bmo.com/paysmart to learn more.
Make every day a 5x points day
Earn more (a lot more) on your daily needs and wants.
Recurring bill payments
Streaming services, a gym membership or a cellphone bill – earn points on all of it as you go about your day. GetFive timesthe points for every $2 spent on recurring bill payments.92
Groceries
You need to eat, so why not get rewarded at the same time? GetFive timesthe points for every $2 spent on groceries.92
Dining out
You’ve got great taste! EarnFive timesthe points for every $2 spent on dining out at your favourite restaurant.92
Takeout & food delivery
What’s better than getting your favourite meal to go or delivered to your doorstep? GettingFive timesthe points for every $2 spent on it!92
Plus, earn 1 point for every $2 spent on everything else.93
Your BMO Rewards benefits
- Redeem points for flights, hotels, car rentals, cruises and vacation packages with any travel provider
- Save for the future by redeeming points for a contribution to a BMO savings or investment account
- Pay with points. Let your points pick up the tab. Apply your points directly to things like gas, groceries or your night out
BMO Rewards calculator
Find out how many points you can earn with the BMO eclipse rise Visa* Card
Estimate your monthly spending
Recurring bill payments, groceries, dining and takeout (earn 5 times points for every $2 spent):
Minimum $0Maximum $5,000
All other purchases (earn 1 point for every $2 spent):
Minimum $0Maximum $5,000
Your first year BMO Rewards points total:
0
Yearly breakdown:
Welcome bonus points:
0
Recurring bills, grocery, dining and takeout:
0
Pay your Balance and Pay with Points bonus:
0
All other purchases:
0
Use of the reward calculator is for illustrative purposes only. Values displayed valid as of December 10, 2023.
Estimated yearly rewards
Use your BMO Rewards points to treat yourself to something big – or something small. They’re yours to spend however you'd like.
You could redeem 42,000 points for dinner for two at a nice restaurant.
OR redeem those points on a variety of everyday treats, such as:
2,400 points for lattes for you and a friend
12,600 points for a monthly gym membership
16,800 points for a spa treatment
- Mobile Device Insurance Provides up to $1,000 of protection against loss, theft or accidental damage of your smartphone, cellular phone or tablet, anywhere in the world if the device is purchased in full with your card or, if financed through a fixed term contract with a Canadian wireless service provider and all recurring wireless bill payments are charged to your card.97
- Extended Warranty InsuranceDoubles the original manufacturer’s warranty period on items purchased up to a maximum of one year when you charge the full purchase price to your card.97
- Purchase Security InsuranceCovered items purchased in full with your card are automatically insured against theft or damage for the first 90 days from date of purchase.97
- Stay in control with alerts, our card lock/unlock feature and lost or stolen card reporting.
- Enjoy an additional layer of security on all online purchases with Visa Secure. It safeguards cardholders if there is any monetary loss resulting from fraudulent card use.
Sustainability starts with the BMO eclipse rise Visa Card. Made with 100% recyclable Polyvinyl Chloride, it helps lessen our environmental impact by reducing Carbon dioxide emissions.
Digital features and security at your fingertips
Give your financial health a boost with online and mobile banking tools. Enjoy more control over your credit card and a better understanding about how you’re using it.
Safety and security
Can’t find your card? No worries, you can lock it, unlock it or report it lost or stolen at any time.
Financial insights
Stay on top of your spending with a personalized look at your money.
Credit score
Get free, 24/7 access to CreditView with no impact to your credit score.
Dispute a transaction and PIN reset
Resolve an issue with your statement or reset your PIN directly from your mobile app.
Frequently asked questions
Visit bmorewards.com to check out where your BMO Rewards points can take you or to browse our online merchandise catalogue and more.
You can pay with your Rewards points in three simple steps:
- Sign in to bmorewards.com and select the “Pay with Points” tab.
- Browse your recent transactions and select which eligible purchase you want to redeem points for.
- Choose how many points you would like to redeem toward your purchase - you can redeem your points for as little as $1!64
You’ll need to share a few things to open an account online, including your name, date of birth, contact info,Social insurance number, address, employment status, income source(s), and rent or mortgage amount. The better picture we have of your financial health, the faster we can let you know if your application has been approved.
There are a few requirements you need to meet to apply for a credit card with us:
- Be a Canadian citizen or permanent resident
- Have not declared bankruptcy in the past seven years
- Have reached the age of majority in the province in which you live (18 years in Alberta, Manitoba, Ontario, Prince Edward Island, Quebec and Saskatchewan. 19 years in all other provinces)
Yes. We’re committed to protecting your confidential information and privacy and we continuously employ the latest security software to our sites and apps.
Additionally, our digital experiences have been upgraded with extended validation (EV) SSL Certificates, which add another layer of protection by identifying our sites and applications as legitimate.
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