Please confirm you meet the minimum income requirements for this card by answering the following question(s):

BMO AIR MILES MasterCard Banner BMO AIR MILES MasterCard Banner

Earn valuable rewards with no annual fee.

BMO® AIR MILES®† MasterCard®*

BMO AIR MILES MasterCard Image
Our No Annual Fee AIR MILES MasterCard
Limited time offer: Earn 400 Bonus AIR MILES®† reward miles*
19.9% Interest Rate9
$0 Annual Fee9

The BMO AIR MILES MasterCard Gets You...



1 AIR MILES®† reward mile for every $20 in purchases17.

Features

Exclusive Benefits

Explore our world-class features that save you time and money.

Safety & Security

Use your card with confidence, knowing you're always protected.

Travel Services

Get around-the-clock coverage, whether you're in Canada or abroad.

Global Access

Make purchases and access your funds, no matter where you are.

Back

BMO Card Features

Exclusive Benefits

Collect more AIR MILES®† reward miles
  • Earn 1 AIR MILES reward mile for every $20 you spend, every time – and everywhere – you use your no fee MasterCard®*17
Earn faster and redeem sooner
  • Get 1.25x AIR MILES reward miles at all Shell®†† locations in Canada15
  • Get 1.5x reward miles18 – and get up to 25% off rentals at National®#† Car Rental and Alamo®*‡ Rent A Car locations worldwide26
  • FREE additional credit cards (earn even more reward miles by adding an additional cardholder to your BMO MasterCard®*)
Earn Double Rewards
  • Use your BMO AIR MILES MasterCard and
    AIR MILES Collector Card at an AIR MILES sponsor to earn reward miles from both.

Features Of Every Card


Extended Warranty

Save the cost of buying optional extended warranty insurance on your next purchase by paying with your BMO credit card. This coverage doubles the original manufacturer's warranty period up to a maximum of one additional year.8

Download insurance certificate (PDF) for full-coverage details

Purchase Protection

Get added protection – items bought with your card are automatically insured against theft or damage for 90 days from date of purchase.8

Download insurance certificate (PDF) for full-coverage details

Zero Dollar Liability

Get free protection from both theft and fraudulent use of your card. If your card is used without your authorization, you will not be liable if:
  • You did not contribute to the unauthorized use
  • You used reasonable care to safeguard your card and PIN
  • You notify us by telephone within 24 hours if you learn of the loss, theft or misuse of your card or cheques, or after you suspected that someone else knows your PIN
  • You have not reported two or more unauthorized transactions in the last 12 months, and your account is in good standing.
If you don't meet these criteria, you will be liable for all charges incurred in connection with the unauthorized use.

Help Around the World and Lost or Stolen Card Replacement Funds from MasterCard®* Global Service

Whether you've left your wallet in the airport or are lost in Paris and need to locate an ATM, you can call us 24 hours a day, 365 days a year. We'll connect you with a representative who speaks your language, and can help with:
  • Lost or stolen cards
  • Emergency replacement cards or up to $1,000 in emergency funds24
  • Locate an ATM that accepts MasterCard, Maestro®*, and Cirrus®* brands
  • Access account-related information
  • Access any applicable card benefits
Back

Travel Services

Travel Services

Get around-the-clock coverage, whether you're in Canada or abroad.

Add any of these comprehensive travel or insurance options to your BMO® MasterCard®* account.

Other card recommendations

Compare All Cards

® BMO Is a registered trademark of Bank of Montreal.
TM BMO Is a registered trademark of Bank of Montreal.
® MasterCard is a registered trademark of MasterCard International Inc. Used under license.
®† AIR MILES is a trademark of AIR MILES International Trading B.V. Used under license by LoyaltyOne, Co. and Bank of Montreal.
®†# IDefence® is a trademark owned by D+H Limited Partnership, used under licence by Bank of Montreal.
TM†# IDefence Plus is a trademark owned by D+H Limited Partnership, used under licence by Bank of Montreal.
TM†#CreditDefence is a trademark owned by D+H Limited Partnership, used under licence by Bank of Montreal.
*Bonus offer is limited to new accounts and will be applied to your Collector Account within forty-five (45) days after your first purchase. Applications must be received between May 1, 2014 and January 8, 2015. Limit of one Bonus offer per Account. If you cancel your card within 30 days of opening your account, the Bonus reward miles will be cancelled. Existing BMO AIR MILES MasterCard customers or those who cancel their card between May 1, 2014 and January 8, 2015 are not eligible. This offer is time limited and may be changed, extended or withdrawn at any time without notice.

Report Lost/Stolen Card
1-800-361-3361
Outside Canada or the U.S. call collect 514-877-0330