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      Canada

      An easy solution for frequent travellers to the U.S.

      U.S. Dollar Primary Chequing Account

      A day-to-day account that allows you to manage your transactions in U.S. dollars for easy currency exchanges - including payments in U.S. dollars.

      With this account

      Free Banking

      When you maintain a minimum monthly balance with qualifying Bank Plan *4.

      Overdraft Services

      We have simple protection options to cover unexpected shortfalls in your account with our Overdraft Services.

      Cheque Services

      Write cheques and view cheque images online for easy record keeping and balance details.

      Did you know we offer discounts for special groups? If you qualify, choose one of the following (if not, move to the next step):

      Reset Discount

      Performance Plan

      Our most popular Bank Plan offers unlimited everyday banking transactions for a competitive price.

      Unlimited transactions across all BMO® channels 20

      1 non-BMO ATM withdrawal on the Interac® network / month 22

      Benefits

      • Cheque image return 18
      • Assisted service bill payments
      • View cheques online

      Travel Features

      • Unlimited point of sale transactions on the Maestro® network globally 25
      • No-fee cash withdrawals using your BMO Debit Card at our network of over 1,350 BMO Harris ATMs in nine U.S. states, including Florida and Arizona

      Plus Plan

      Includes about 1 everyday banking transaction per day for a low monthly fee.

      25 transactions per month across all BMO® channels 20

      FREE for Kids, Teens, Students and Recent Grads under BMO Discounted Banking Programs 29

      Benefits

      • Cheque image return 18
      • Assisted service bill payments
      • View cheques online
      • Offers point of sale debit transactions on the Maestro® network globally 25
      • No-fee cash withdrawals using your BMO Debit Card at our network of over 1,350 BMO Harris ATMs in nine U.S. states, including Florida and Arizona

      AIR MILES® Plan

      Earn AIR MILES® Reward Miles with unlimited everyday banking transactions.

      Unlimited transactions across all BMO® channels 20

      Earn 1 AIR MILES® Reward Mile for every $30 you spend on your BMO Debit Card 21

      Benefits

      • Cheque image return18
      • Assisted service bill payments
      • Earn 25 Bonus AIR MILES Reward Miles each month when you also have a BMO AIR MILES World MasterCard®

      Travel Features

      • Unlimited point of sale debit transactions on the Maestro® network globally 25
      • No-fee cash withdrawals using your BMO Debit Card at our network of over 1,350 BMO Harris ATMs in nine U.S. states, including Florida and Arizona

      Practical Plan

      Our low cost/no cost option.

      Compare low cost bank accounts.

      12 everyday banking transactions per month across all BMO® channels 20

      FREE for Seniors30 under the BMO Discounted Banking Program and for beneficiaries of a Registered Disability Savings Plan 31

      Benefits

      • Assisted service bill payments
      • View cheques online
      • Offers point of sale debit transactions on the Maestro® network globally 25
      • No-fee cash withdrawals using your BMO Debit Card at our network of over 1,350 BMO Harris ATMs in nine U.S. states, including Florida and Arizona

      Pay-As-You-Go Plan

      You can choose to pay on a "per transaction" basis for the accounts you select. This option may be suitable if you complete fewer than four transactions per month.


      Benefits

      • You only pay for the transactions and services you use.

      Summary

      Accounts
      Discount
      • Kids
      • Kids
      • Kids
      • None
      • None
      • None
      • Teens
      • Teens
      • Teens
      • None
      • None
      • None
      • Students and recent post-secondary school graduates29
      • Students and recent post-secondary school graduates29
      • Students and recent post-secondary school graduates29
      • None
      • None
      • None
      • Seniors
      • Seniors
      • Seniors
      • Seniors
      • Seniors
      • None
      • None
      • Newcomers to Canada – free banking for first 12 months32
      • None
      • None
      • None
      • None
      • RDSP beneficiaries
      • RDSP beneficiaries
      • RDSP beneficiaries
      • RDSP beneficiaries
      • RDSP beneficiaries
      • None
      • None
      • None
      • None
      • None
      • None
      • None
      Plan
      • Premium
      • Performance
      • Plus
      • AIR MILES®
      • Practical
      • Pay-As-You-Go

      Total

      $30.00/mo Open now $15.95/mo Open now $10.95/mo Open now $15.95/mo Open now $4.00/mo Open now Fees Vary Open now $19.05/mo Open now $5.00/mo Open now $0.00/mo Open now $15.95/mo Open now $4.00/mo Open now Fees Vary Open now $19.05/mo Open now $5.00/mo Open now $0.00/mo Open now $15.95/mo Open now $4.00/mo Open now Fees Vary Open now $19.05/mo Open now $5.00/mo Open now $0.00/mo Open now $15.95/mo Open now $4.00/mo Open now Fees Vary Open now $26.00/mo Open now $11.95/mo Open now $6.95/mo Open now $11.95/mo Open now $0.00/mo Open now Fees Vary Open now $30.00/mo Open now $0.00/mo Open now $10.95/mo Open now $15.95/mo Open now $4.00/mo Open now Fees Vary Open now $26.00/mo Open now $11.95/mo Open now $6.95/mo Open now $11.95/mo Open now $0.00/mo Open now Fees Vary Open now

      Services With Your Bank Account


      24/7 Banking 24/7 Banking

      Pay bills, transfer funds, view transactions online - all from your desktop, tablet or smartphone.

      Managing Money Managing Money

      Setup direct deposits or Pre-Authorized Payments, order cheques, and transfer money easily.

      Account Services Account Services

      Budgeting tools and account alerts to keep you informed.

      Travel Services Travel Services

      Important services for travellers including insurance and foreign currency.

      Back

      Digital Banking

      BMO Online Banking

      Secure, around-the-clock access to your account to pay bills, transfer money and more. Get started in just a few
      simple steps.

      BMO Mobile Banking

      Our BMO Mobile Banking app lets you manage your money just about anywhere you go, whenever you want. *32

      BMO Branch Banking

      With over 900 branches across Canada, we offer a full range of financial services.

      BMO Telephone Banking

      Access a wide range of financial services and products from anywhere you have access to a telephone
      by calling
      1-800-363-9992. *36