• EasyTerm
• Preferred Term

EasyTerm^®

Affordable life insurance coverage made easy

EasyTerm is term life insurance your family can use to replace income or pay debts in the event of your death. It provides a tax-free payment to your beneficiaries, giving them financial security when they need it most.

Easy to Apply

• Getting coverage is easy - you can start right now and be on your way to protecting your family
• You’re covered from the day we approve your application and your first premium has been paid
• In some cases you could qualify for immediate coverage by answering a few personal and medical questions

Choose the Amount You Need

• Any amount from $50,000 to $5 million in coverage

Choose the EasyTerm Plan that is Best for You

• EasyTerm makes budgeting easy. Choose the premium guarantee period you prefer – 10, 20 or 30 years
• Coverage is guaranteed renewable to age 85 so you know you’re covered even if your health changes

Convert to a Term to 100 Policy

• If your needs change, you can convert your EasyTerm coverage to Term to 100 coverage any time before age 70
• No medical exam, no health or lifestyle related questions at time of conversion

Customize Your Plan

Add extra insurance protection to your life insurance plan:

• Waiver of Premium: covers your premium payments if you become disabled
• Critical Illness: provides tax-free cash if you’re diagnosed with a critical illness including heart attack, stroke/cerebral vascular incident, life-threatening cancers, kidney failure, major organ transplant, or coronary artery bypass surgery
  • Four coverage options: $25,000, $50,000, $75,000 and $100,000

Preferred Rates

• Depending on your health assessment, you may qualify for a lower cost of insurance

30-day Money Back Guarantee

• Cancel your policy within 30 days for a full refund

EasyTerm provides individual coverage and is only available to residents of Canada. Information above is intended as a summary. Features on the web page may change from time to time. For the complete terms and conditions of your policy, please refer to your Policy Contract that will be sent to you upon enrolment. One policy per person.

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