• Life Recovery Plus
• Living Benefit Plans
• Well Woman

Life Recovery Plus

Coverage of the most common critical illnesses

• Heart attack, stroke or cancer can turn your world upside down and be a significant drain on your family’s financial resources. These 3 conditions are responsible for 89% of all critical illness insurance claims.*
• Covers you if you’re diagnosed with heart attack, stroke or life-threatening cancer
• Provides cash on diagnosis, a monthly income benefit for a year, and cash while you’re in hospital and when you have surgery.
• Guaranteed acceptance for individuals ages 18 and 60 with a signed declaration of health, even if you have a family history of heart attack, stroke or cancer.
• Provides a lump sum tax-free cash in your hands to use however you wish.

Money for Any Purpose – Paid Directly to You

• Find the best treatments available
• Replace lost income if you’re unable to work
• Cover your mortgage payments
• Pay home care or child care costs
• The choice is yours

Get a Second Opinion

• Access Best Doctors^®, a program that connects you and your doctor to world renowned specialists to confirm your diagnosis and treatment plan
• Best Doctors can help you if you have any type of cancer, coronary artery bypass surgery, heart attack, kidney failure, major organ transplant, paralysis, stroke and more
• Best Doctors can also help immediate and extended family members (limited to one Extended Family Benefit every three years)

Guaranteed Acceptance

• For individuals ages 18 to 60 with a signed declaration of health
• Even if you have a family history of heart attack, stroke or cancer.

No Medical Exam or Health Questions

You don’t have to see a doctor

Choose Basic or Enhanced Coverage

• Basic Plan provides a maximum benefit of $25,000
• Enhanced Plan provides a maximum benefit of $50,000

Example of monthly cost for Life Recovery Plus

	Age 25	Age 30	Age 35	Age 40	Age 45
Life Recovery Plus Enhanced Plan (up to $50,000 in coverage)
Male Non-Smoker	$11.25	$11.25	$17.25	$30.75	$48.00
Female Non-Smoker	$13.50	$13.50	$20.00	$31.75	$46.75

Immediate Insurance Coverage

Your protection begins the day we receive your completed application and your first premium has been paid

Special Discounts

• A spousal discount is available when both you and your spouse enrol at the same time
• A non-smoker discount is available if you haven’t used any tobacco, nicotine substitutes or marijuana within the last 12 months

30-day Money Back Guarantee

Cancel your policy within 30 days for a full refund

Life Recovery Plus provides individual coverage and is only available to residents of Canada. One policy per person. Coverage terminates at age 70.

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