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HomePersonal BankingWealth ManagementSmall BusinessCommercialCorporate & InstitutionalAbout BMO

Franchising

As members of the Canadian Franchise Association, we understand franchising and can offer you specialized expertise and strong business and financial support to ensure the success of your venture. Our depth of experience with franchising, along with our customized financial solutions, can help you navigate the franchise marketplace and meet your other banking needs.

Operating Line of Credit

Borrow exactly what you need for your franchise, when you need it, simply by writing cheques that immediately draw down the operating loan to a pre-determined limit1. Conversely, automatically receive a credit against outstanding loans when a deposit is made.

1 Subject to meeting Bank of Montreal’s usual credit granting criteria.

Convenient, accessible features

  • Combines loans, deposits and day-to-day banking services into one convenient operating account
  • Easy 24/7 access2 to funds via online or telephone banking and ATM machines
  • Keep track of cash flow with a convenient monthly statement
  • Interest rate is based on BMO®’s Prime Rate plus an increment that ranges depending on the application
  • Fixed monthly facility fee
  • Enjoy greater security and peace of mind for you and your franchise by insuring your loan with the Optional Commercial Loan Insurance

2 Subject to interruptions in online systems or in power supply or any other factor or event beyond the control of Bank of Montreal.

Core Inventory Financing

Stocking the right amount of inventory to meet the demands of your customers is a key factor in the success of a franchise. Our core inventory financing solution1 can help you fulfill those orders without tying up your working capital.

1Subject to meeting Bank of Montreal’s usual credit granting criteria.

Capital Loans

Whenever you need access to cash to buy and install equipment, furniture, fixtures and leaseholds for your franchise, we have capital financing1 available to help make those purchases possible.

1 Subject to meeting Bank of Montreal’s usual credit granting criteria.

Convenient, accessible features

  • Protect your business cash flow from interest rate fluctuations by choosing a fixed-interest-rate option (variable rate option available)
  • Manage the amount of each payment with varying repayment terms of up to 10 years
  • Enjoy greater security and peace of mind for you and your franchise by insuring your loan with the Optional Commercial Loan Insurance

Real Estate Financing

The growth of your franchise may require you to purchase land, buildings, start new construction or make major renovations to your outlet. If so, our specialized financing1 can help you acquire new property or expand existing premises to suit your needs.

1 Subject to meeting Bank of Montreal’s usual credit granting criteria.

Convenient, accessible features

  • Protect your business cash flow from interest rate fluctuations by choosing a fixed-interest-rate option (variable rate option available)
  • Manage the amount of each payment with varying repayment terms of up to 10 years
  • Enjoy greater security and peace of mind for you and your franchise by insuring your loan with the Optional Commercial Loan Insurance

Franchise Resources

Franchising may account for more than 40% of all retail sales in North America, but does that mean it’s a good business opportunity for you? Our extensive online franchising resources – and our team of National Franchising Services experts – can help you answer that question and any others you may have about the industry

Questions? Ready to Apply?
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