With the BMO AIR MILES WORLD MasterCard, you could earn 0
AIR MILES reward miles by spending the same amount. Plus, the number of reward miles you would need to redeem for an AIR MILES flight would be reduced by 25%. Learn more

To start building a good credit score, pay your balance or minimum monthly payment on time. A bad credit rating can have a negative impact when you want to get a loan, buy a car or condo or even get the job you've been after.