Biometrics works within a layered approach to security:

1. Account

  • Is this a genuine card or payment device?
  • Is the information protected?

2. Cardholder

  • Are you who you say you are?
  • Are you the rightful owner of the card?

Biometric authentication
ensures 2 key security levels are met:

  • Something you have
    (your mobile device)
  • +
  • Something you are
    (your fingerprint or face)

3. Transaction

  • Does the data fit expected patterns?
  • Is this transaction genuine?

Strong authentication is a customer win: