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Save time and money with SmartFolio

What do you get when you mix the convenience of online service, an investment professional, and a low fee? You get BMO SmartFolio.

Low-cost Model ETF Portfolios

Save with a low-fee, diversified portfolio, made from BMO Exchange Traded Funds.

Explore SmartFolio Model ETF Portfolios

24/7 goal tracking

Input your goals and track your progress from your mobile device or desktop, so you can see how close you are to getting to your finish line — anytime, anywhere.

Hands-free investing

Once you’ve been matched with one of our model ETF portfolios, our experts take care of the rest.

Find out how our portfolio managers do it
Screenshot of the SmartFolio Performance dashboard
Screenshot of the SmartFolio Holdings dashboard

Account types

Choose an account that’s geared towards your end goal.

Tax-Free Savings Account
(TFSA)

A great way to save tax free.

Registered Retirement Savings Plans (RRSP)

Your investments can grow on a tax-deferred basis until you want to withdraw.

Registered Education Savings Plans (RESP)

Invest in your children’s future with this tax-deferred plan.

Spousal Registered Retirement Savings Plans (RRSP)

Spousal RRSPs are a way for couples to split retirement income. Your investments can grow on a tax-deferred basis until you want to withdraw.

Investment Accounts (Non-registered investment account)

If you need flexibility with the use of your funds,grow your funds in a taxable investment account.

Joint Investment 
Accounts

Build your investment account with two or more people and have flexibility with the use of your funds.

Registered Retirement Income Fund (RRIF)

Use a RRIF when you’re ready to start withdrawing retirement income from your RRSP.

Spousal Registered Retirement Income Fund (RRIF)

Use a Spousal RRIF when you’re ready to start withdrawing retirement income from your Spousal RRSP.


Discover the many benefits of having a BMO Smartfolio investment portfolio

Connect with us

Live Chat

8:00 a.m. - 8:00 p.m ET
Monday to Friday

Email us

Feel free to send us a note, but please don’t send account numbers and/or passwords.

smart.folio@bmo.com

Schedule a call

Have a BMO SmartFolio Representative contact you.

Call us

8:00 a.m. - 8:00 p.m ET
Monday to Friday

1-844-895-3721