BMO SmartFolio

Getting started with SmartFolio

It’s quick and easy to open a SmartFolio account if you’re a BMO customer. Once you complete our risk questionnaire, we just need:

• An estimate of your net worth
• Your social insurance number
• Your bank information

Not a BMO customer? We’ll need to get to know a little more about you to get you started.

• Here’s what you’ll need as part of the sign-up process.

  If you’re new to BMO, you’ll need one document from group A and one from group B in order to open a SmartFolio account.

  Group A:

  • CRA (e.g. notice of assessment, GST refund)
  • T4 statement
  • Utility bill (your name must be indicated)
  • Investment account statement

  Group B:

  • Credit card statement
  • Bank statement
  • Loan account statement (e.g. mortgage, car loan, etc.)

  Please ensure your documents:

  • are unaltered, with clearly visible information
  • are valid and provide the most recent records
  • include an account or reference number
  • are an original electronic document (i.e. no photocopies, photographs, faxes or scans)
  • are from different sources