BMO SmartFolio
Smart Digital Investing for all Canadians
help you invest smarter with confidence
with advisory fees from 0.4 to 0.7%.
of performance, fees and progress towards your goals.
What is SmartFolio?
SmartFolio is a digital investing experience that helps you invest online with confidence. The first service of its kind by any bank in Canada, SmartFolio gives you the convenience of online investing with the support of expert portfolio managers.
The benefits of low-fee investing
Management fees can really have an impact on your investments over time. The graph below shows how lower fees improve the return of a portfolio with a 0.7% fee vs a 2% fee (with a 6% return). To see the difference lower fees can make to your investments, simply enter your investment amount and the number of years you plan to invest:
What it costs:
Monthly Account Fees
Monthly Account Fees
Online investing with a human touch
SmartFolio is an online service, but your portfolio is managed by experienced professionals. Your portfolio management team regularly reviews and adjusts your portfolio, so you don’t have to worry about making trades or market changes. They do all the heavy lifting, you reap all the rewards.
Learn more about what we doSmartFolio by the numbers
Smart ways to invest with SmartFolio
Getting started with SmartFolio
It’s quick and easy to open a SmartFolio account if you’re a BMO customer. Once you complete our risk questionnaire, we just need:
- An estimate of your net worth
- Your social insurance number
- Your bank information
Not a BMO customer? We’ll need to get to know a little more about you to get you started.
Ready to start investing?
Open your SmartFolio account and let us help you reach your financial goals. Start by getting matched with an ETF Portfolio.
Looking for more hands-on investing? No problem.
There are other online options available that give you more control of your investing.
BMO InvestorLine Self-Directed®
Take full control of your investments
A great choice if: you want to be in control of the entire investment process, from research and trading to tracking your portfolio's progress
BMO InvestorLine adviceDirect®
Your virtual investment advisor
A great choice if: you want to trade yourself, with built-in guidance backed by expert analysis to help you decide what to do
Connect with us
Live Chat
8:00 a.m. - 8:00 p.m ET
Monday to Friday
Email us
Feel free to send us a note, but please don’t send account numbers and/or passwords.
Schedule a call
Have a BMO SmartFolio Representative contact you.
1 Seven BMO ETFs were awarded top honours at the 2017 Thomson Reuters Lipper Fund Awards