Guaranteed Market Indexed Accounts (GMIA) now available!
Universal Life

Key Highlights

  • Exposure to equity market performance, with the security of a GIC!
  • Net rates of return are guaranteed never to be negative
  • Interest that’s calculated and credited EVERY YEAR over the Investment Term
  • $5,000 minimum lump sum deposit on all new Life Dimensions policies (issued under version 2010/11/18)
  • Flexibility to switch to a Fixed Interest Rate Option or other available GMIAs on Interest Crediting Dates without any penalty

NEW tools ...

Illustrate and Compare!

Visit to run and print an illustration for your clients showing the potential returns of a GMIA, based on historical data for the past 5, 10, 15 or 20 years. Plus, compare the GMIA against a traditional Market Indexed Account and GIA.

Get the Facts!

The GMIA Series tab allows you to click through to a Fact Sheet for each GMIA Series for more details such as interest crediting rate factors and actual credited rates. Visit and print a copy for your clients.

MB 206 (2011/06/15)

To find out more about BMO Insurance products, please call your MGA or contact the BMO Insurance regional sales office in your area or visit

Ontario Region
Quebec - Atlantic Region
Western Region

Information contained in this document is for illustrative purposes and is subject to change without notice.

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