Universal Life


Find out why more Advisors are switching to LifeProvider for UL!

  • Competitive Level COI Rates
  • * Ranking based on Minimum Premium

    Age 30Age 35Age 40Age 45Age 50Age 55
    Male $50,000
    Non-Smoker $100,000
    Female $50,000
    Non-Smoker $100,000
    • Simple Plan Design
      • Coverage as low as $25,000
      • Built-in rebalancing feature on market portfolio indexed accounts to keep investments aligned to your clients’ investment styles
      • Leading Term and CI riders for a complete insurance solution
    • Helping Hands Assistance Services at No Extra Charge
      • Every LifeProvider automatically includes Helping Hands giving your client and their immediate family members access to around-the-clock medical consultation, homecare and convalescence referrals, senior’s assistance, online health and wellness resources, professional counseling and caregiver and beneficiary support
    • Easy-to-use Tools Available on the Wave
      • Use the Insurance Calculator to quickly calculate your client’s basic insurance needs in just a few steps
      • Use the Investor Profile Questionnaire to take the worry out of managing your client’s money. In as little as 10 minutes, you will be able to assess your client’s investment objectives and tolerance to risk.
    • Underwriting Made Easy
      • Non-medical only requirement up to and including age 55 for coverage under $100,000
      • Express Underwriting Team available to help you process your cases more quickly and efficiently for cases up to $150,000 of face amount
      • Multi-line Underwriters for all Life and Critical Illness cases which avoids unnecessary delays and co-signatures

    * Companies surveyed as of September 14, 2010: BMO Insurance, Canada Life, Empire Life, Equitable Life, Industrial Alliance, Manulife, RBC Insurance, Standard Life, Sun Life and Transamerica.

    MB178 (2010/09/16)

    To find out more about BMO Insurance products, please call your MGA, contact the BMO Insurance regional sales office in your area or visit www.bmoinsurance.com/advisor.
    Ontario Region
    Quebec - Atlantic Region
    Western Region

    Information contained in this document is for illustrative purposes and is subject to change without notice.

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    BMO Life Assurance Company | 60 Yonge Street | Toronto | ON | M5E 1H5 | Canada