Analysis

This section helps you visualize, and analyze your expense patterns and account balances. You can choose between
Income & Expenses by Category on the top left, which displays a pie chart or graph view of your income and expenses
with the ability to view with a defined time range.

Improving your results

Improving your results

The Uncategorized section of the pie represents transactions that currently
don't fall into a defined category. The fewer the number of these type of
transactions, the more accurate and complete the analysis of your
expenses and income will be.

Your cash flow

Your cash flow

Discover how much money you have coming in against how much is going out
using the Cash Flow tool. It's a great way to see how you're doing financially.

How is the Community information used?

All the Community information is compiled anonymously and then used to
establish benchmarks so people like you can see how they compare to others.
Your information in the money management tool isn't monitored or reviewed by
BMO employees for any purpose other than technical support upon your
authorization. We never sell or give lists of our customers or their financial
data to other companies.

Comparing yourself to the community

Comparing yourself to the community

You can see how your income and expenses compare to others in your
community. This anonymous view allows you to view community averages
by each category and see where they spend less or more than you.

Missing analysis details

Some transactions may not show up in Analyze Your Transactions for the following reasons:

1
Some transactions are excluded: When transactions have been excluded from your Pie Chart, the pie chart icon is
greyed out on the Transaction table. When you hover over the pie chart icon for a particular transaction a tooltip will
display "Exclude from analysis" or "Include in analysis".
2
Your selected time range excludes transactions: Check the time range on Analyze Your Transactions to ensure
the missing transactions are within the time range you have selected.
3
Your selected accounts exclude transactions: Check to see if the missing transactions are in the accounts you have
selected for analysis by checking the Accounts dropdown box.
4
Your transaction is a bill payment or transfer: Some types of these transactions are automatically excluded by the
system to avoid computing your income or expenses twice.