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Equipment Leasing


Building with crane.

BMO Equipment Leasing addresses the capital expenditure, cash flow, tax and accounting strategies of leading North American enterprises.


Our equipment finance professionals take a consultative approach, working collaboratively with each client to maximize the key strategic benefits associated with equipment leasing:


  • Preserves Working Capital – Leasing provides up to 100% financing, enhancing cash flow for reinvestment in productive activities.
  • Mitigates Equipment Obsolescence – Leasing facilitates equipment upgrades, capitalizing on technological advancements and enhancing competitive advantage.
  • Tax Optimization – Lease financing is often 100% deductible, delivering potential accelerated tax benefits.


Details

Our Value

Technology Driven Solutions

Our tailored equipment finance products are complemented by the BMO Equipment Connect platform – a unique innovation delivering direct online access to a robust suite of lease and asset management reporting.

Cross-Border Financing Capabilities

Financing products are delivered in concert with BMO Harris US affiliates ensuring a seamless North American solution, mitigating taxation issues arising from cross-border financing.

Industry Specialization

We understand the unique challenges facing finance and procurement professionals across multiple industries and sectors. Our financing products are‎ tailored by industry and asset class, ensuring that structures and amortizations meet the unique needs of each client. Key areas of asset specialization:

 

  • Manufacturing
  • Mining Equipment
  • Tractors and Trailers
  • Corporate Aircraft
  • Agricultural Equipment
  • Marine

 

 

  • Rail
  • Construction Equipment
  • IT Equipment
  • Material Handling
  • Printing Equipment
  • Furniture & Fixtures
  • Medical / Health
  • Forestry
  • Environmental

 

 

 





Our Products

Equipment Financing Lines

  • Our pre-approved equipment line of credit addresses multiple acquisitions over time without re-negotiating general terms and conditions.
  • Facilitates capital expenditure / budget planning processes

Interim Financing Options

  • Our Interim Funding Agreement provides a bridge financing solution to facilitate down payments and progress payments during the asset acquisition process.
  • Interest only payments apply during the interim period, further enhancing cash flow
  • BMO Equipment Leasing coordinates all supplier invoicing and payments, significantly reducing client administration

BMO Equipment Connect - Client Portal

  • This exclusive online platform delivers equipment leasing information directly to clients via our secure site.
  • Equipment Connect’s user-friendly search tools provide immediate access to a full suite of robust reporting, documentation, billing and payment history, and asset details.

Capital Lease Financing

  • A conventional lease structure that delivers up to 100% financing
  • Clients maintain the economic benefits of asset ownership

Operating Lease Financing

  • A financing structure that supports off-balance sheet treatment - enhances return on asset ratios
  • Capitalizes on technological advancement through equipment return / upgrade provisions

Sale Leaseback Financing

  • Facilitates the sale of a company’s capital assets while allowing for their continued use
  • Proceeds may be reinvested to support additional capital requirements and expansion strategies