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Real Estate Finance

 

 

  • Exceptional service to our customers participating in the Canadian real estate industry
  • At BMO Bank of Montreal, our Real Estate Finance Group has provided construction project financing and commercial mortgages to Canadian real estate companies on a specialized basis over the past two decades.
  • As such, we have accumulated extensive experience in the structuring and provision of credit facilities for land development, single family homes, high and low-rise condominiums, commercial and industrial properties and multi-unit residential facilities.

 

 


 

Best for

 

Canadian real estate companies with a range of development goals and expertise.

 

  • Construction organizations
  • Developers of all types of real estate requiring financing
  • Developers looking to provide mortgage solutions to new residents
  • Construction organizations
  • Developers of all types of real estate requiring financing
  • Developers looking to provide mortgage solutions to new residents

Details

 

 

Products we offer

Types of Loans

 

We provide construction, land development, servicing and mortgage financing.

 

Real Estate financial services includes:

 

Residential Construction Loans
  • Single-family residential homes
  • Townhomes
  • High and low-rise condominiums
  • Construction and improvement (hard and soft costs)
  • Land acquisition and site preparation
  • Home purchaser mortgage financing for builder sites (BMO Personal Banking)
Income Property Construction and Term Loans
  • Retail, Industrial, Commercial, and
  • Multi-unit residential properties
  • Retirement and long-term care facilities
  • Student housing, Self-storage
  • Loan Terms over 10 years for high investment grade properties (BMO Life)
  • Construction and improvement (hard and soft costs)
  • Land acquisition and site preparation

 

Land Development and Servicing Loans
  • Land acquisition and pre-development short term financing
  • Residential and commercial land development servicing

 

Investment Banking and Cross Border Real Estate Financial Services
  • Available respectively through BMO Capital Partners & BMO Harris US.
More about How we help

More about How we help

We also provide:
  • Centralized management, from regional offices in Toronto, Vancouver, Calgary, Ottawa, Montreal and Halifax
  • Executive and Account Management personnel deal exclusively with real estate lending transactions
  • Support directly by our partners within the entire BMO Finance group

Our team

 

Mike Beg,
Vice President & Head, Real Estate Finance

 

michael.beg@bmo.com

 

Mike Beg is responsible for management of Real Estate Finance and its clients across Canada. Mike brings over 25 years of banking experience including commercial and real estate lending in Ontario and British Columbia, risk management and strategic investment roles supporting the bank's Canadian and U.S. businesses, and more recently corporate finance with a focus in acquisition and cross border financing. Mike holds both a Bachelor of Commerce in Finance and a Diploma in Urban Land Economics from the University of British Columbia. He also holds an MBA from Dalhousie University and a FICB designation (Fellow, Institute of Canadian Bankers).


Rolf Neufeld,
Managing Director, Structuring and Credit Risk

 


Jim Eplett,
Vice President, Commercial Mortgages

 


Marc-Andre Bergeron,
Managing Director & Regional Team Lead Ontario

 


Michel Struthers,
Managing Director & Regional Team Lead, Eastern Ontario & Western Quebec,

 


Roland Ardiles,
Managing Director & Regional Team Lead Prairies

 


Charles Trudel,
Managing Director & Regional Team Lead, Quebec

 


Ian MacInnis,
Managing Director & Regional Team Lead Atlantic

 


Greg Vriend,
Managing Director & Regional Team Lead British Columbia

 


Offices   

 

 

Toronto Head Office
First Canadian Place
100 King Street West,
18 th Floor
Toronto, Ontario
M5X 1A1

Ottawa
Constitution Square Building
340 Albert Street, Suite 920,
9 th Floor
Ottawa, Ontario
K1R 7Y6

Calgary
First Canadian Centre
350-7 th Avenue S.W.,
9 th Floor
Calgary, Alberta
T2P 3N9

Montreal
105 rue Saint-Jacques,
3 rd Floor
Montreal, Quebec
H2Y 1L6


Halifax
1675 Grafton Street,
Suite 1400
Halifax, Nova Scotia
B3J 0E9

Vancouver
First Bank Tower
595 Burrard Street,
6 th Floor
Vancouver, British Columbia
V7X 1L7