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Vehicle dealers and leasing companies





As a vehicle dealer or leasing company, you have specialized banking needs that require a thorough understanding of the industry. After years of experience working closely with the automotive sector, we have developed a suite of customized financial solutions and in-depth expertise that can meet your need for short or long term financing, and other business banking requirements.

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Financing solutions for vehicle dealers and leasing companies

Floor Plan Loans

  • Seamlessly manage your inventory to meet demand.
  • Our flexible credit limits1 can help you make sure you have the inventory you need to prepare for seasonal sales spikes

Operating Loans

  • When you need to finance the purchase of used vehicles, customer receivables or parts inventory
  • Our operating loans1 can help you take control of your day-to-day business operations

Wholesale Lease Financing

  • Finance the purchase of new or used passenger vehicles and light trucks
  • A smart solution when you need to update your inventory of vehicles available for lease

Term Loans

  • Whether you need to purchase equipment, renovate your premises or upgrade your showroom
  • Flexible, cost-effective term loans offer the funds you need to finance the growth of your dealership1

Retail Finance Programs

  • Be the single source for your customer's financing needs
  • Our programs allow you to offer competitive interest rates and referral fees, plus consistent and prompt loan administration1

Commercial Mortgage

Whether you’re acquiring new premises, expanding your facilities or need to refinance or consolidate current debt, our selection of commercial mortgages come with a range of terms, amortization periods and repayment schedules.


Contact Us


Robert Sadokierski,
Vice-President and Head, Automotive Finance


Robert Sadokierski is the North American Segment Head and leads the Automotive Finance business as well as the Equipment Finance business for BMO Bank of Montreal. He has extensive experience with domestic and international institutions in corporate and structured finance, as well as strategic alliances including board membership of large financial service companies. Robert holds a BCOMM., MBA as well as a CPA designation.

Gordon Taylor,
Managing Director, Strategic Initiatives and Business Development


Gordon Taylor’s primary accountabilities are to lead large-scale change efforts within the Automotive Finance team, implementation of strategy, and managing our existing and developing new relationships with automobile manufacturers. These accountabilities leverage Gordon’s Automotive Finance capabilities. In addition to his experience in Automotive Finance, Gordon brings extensive experience in other aspects of financial service. For instance, Gordon rejoined the Automotive Finance team in October 2015 after having spent a few years setting up and managing a Corporate Credit Card underwriting team and then leading the Canadian Consumer Credit team. Gordon holds a B. Admin (Finance, Computer Science) and an MBA.

Ethan Goldberg,
Vice President and Regional Market Leader
Ontario and Atlantic Canada


Ethan Goldberg is a Vice President and Regional Market Leader of Automotive Finance and is responsible for overseeing the market in Ontario and Atlantic Canada. Ethan has been with BMO Financial Group since 2000 and has extensive experience in commercial and corporate banking focusing primarily on growth, mergers and acquisition and cross border financing solutions for a variety of industries. Prior to assuming his current role, Ethan was a Managing Director within the Diversified Industries line of business with geographic coverage responsibility for Greater Toronto and South Western Ontario. Ethan holds a B. Comm.

Sylvain Raymond,
Vice President and Regional Market Leader Quebec


Sylvain Raymond is Vice President and Regional Market Leader of Automotive Finance and is responsible for overseeing the Group's activities in Quebec. He is a CFA Charterholder, holds a B.Eng. (Mechanical) from McGill University as well as a MBA from the Schulich School of Business. During his 28 year career Sylvain has worked for a few companies and has over 16 years of broad experience in the financial services industry.

Bradley Warren,
Vice President and Regional Market Leader
British Columbia and the Yukon


Bradley Warren is a Vice President and Regional Market Leader of Automotive Finance and is responsible for overseeing the Commercial market in British Columbia and the Yukon Territories and all of Western Canada for the Retail market. Bradley holds a Bachelor of Commerce degree from the University of Bombay and has over 20 years of diversified banking experience both domestic and international.

®Registered trade-mark of Bank of Montreal

1Subject to meeting Bank of Montreal's usual credit granting criteria.