BMO Nesbitt Burns® is our full-service advisory firm. This service is ideal for you if you want to feel confident knowing you are working with an investment professional who will help you understand your options and explain the implications of your decisions.

You will work with your own dedicated Investment Advisor who can provide a tailored plan to manage your wealth. You'll have access to a full range of advisory services such as investment management, financial planning, tax planning, insurance planning, estate planning and philanthropy. You will also have the flexibility to remain fully involved in daily investment management decisions or delegate those decisions to your advisor who will proactively manage your portfolio so you can focus on other important life matters.

• Highest score for client loyalty*
• Over 100 years of providing the right wealth solutions to clients

*BMO Nesbitt Burns received the highest net promoter score (tied with Scotia McLeod) in the 2013 Full Service Brokerage Report from Ipsos Reid.

Member-Canadian Investor Protection Fund and IIROC.

BMO InvestorLine® Self-Directed is our online investing service where you can buy and sell investment products on your own. Using an online investing service such as BMO InvestorLine is ideal if you are comfortable doing research, are confident in your investing decisions and want to be in full control of your investments.

You'll have access to a wider range of investment options than would be available to you through a regular bank branch. And with
easy-to-use screening and technical analysis tools, you can manage your investments with confidence. BMO InvestorLine also gives you the opportunity to improve your investment knowledge through helpful educational resources such as articles, demos and webcasts.

• Most satisfied clients* – Online Brokerage Report, Ipsos Reid, 2013
• Named top bank-owned online broker by the Globe and Mail in 2008, 2009, 2011 & 2012
• BMO InvestorLine's S&P research ranked #1 by the Wall Street Journal "Best on the Street" Analyst Survey, May 2011

*Based on scores directionally higher vs. the other big 4 Banks.

Member-Canadian Investor Protection Fund and IIROC.

BMO InvestorLine adviceDirect® is our new revolutionary online investing service that also provides personalized investing advice. adviceDirect is ideal if you are a long-term investor and want to be in charge of your investments and want to have access to professional, personalized advice to help you stay on track and reach your investment goals.

This service continuously monitors your investments ensuring you stay aligned with your personal investing style and instantly notifies you with unbiased recommendations when your portfolio's asset allocation, diversification or risk requires your attention. You will be able to take advantage of resources that will allow you to confidently manage your investments. For example, you will be able to review specific buy/sell recommendations and easily compare against highly rated alternatives, see the impact of a trade on your portfolio before you buy, or contact a dedicated investment specialist when you need support.

• Winner of the 2012 Morningstar Award for Best Use of Technology

Member-Canadian Investor Protection Fund and IIROC.

BMO Harris Private Banking® is our private bank that provides integrated services to Canada's affluent families at all stages of their lives covering the disciplines of banking, investment management, estate and trust and wealth planning.

BMO Harris Private Banking is ideal for when your investments have grown to more than $1 million and you need someone to help you stay on top of your wealth. You'll receive dedicated personalized service from a team of professionals who will work with you and your family to manage the complexities of wealth with services that include investment management, estate and trust services, philanthropy and succession planning.

• Winner of the World Finance award for Best Private Bank in Canada for the third consecutive year
• Named Best Private Bank in Canada 2013 by the Global Banking and Finance Review for the third consecutive year

The BMO Wealth Institute provides insight and strategies around wealth planning and financial decisions to better prepare clients and prospects for a confident financial future. BMO's team of wealth planning professionals have deep expertise around all aspects of wealth planning including retirement, estate, tax and insurance.