Talk With Our Kids About Money

Kids can learn about money at home and in class

The “Talk with Our Kids About Money” program consists of two key components: the “Home Program”, which is accessible all year round, and the “School Program” which is a one-day event taking place on April 15, 2015.

The Home Program
The “Home Program” provides parents, guardians and other caregivers with tools, ideas and activities they can use to begin or continue discussions with their kids about money. The Talk With Our Kids About Money Home Program is designed for kids of all ages.

The School Program
On April 15, 2015 Grade 7 teachers will be encouraged to teach a lesson during Talk With Our Kids About Money Day that will focus on a money issue or topic. To assist them in doing so, support resources such as complete lesson plans for different subject areas, will be available to them. These materials are designed to support the provincial government’s desire to integrate financial education into the curriculum and can be used throughout the school year. If teachers wish to link the School Program to the Home Program, there are pre- and post-activities that can be leveraged.

For more information on the Talk With Our Kids About Money (TWOKAM) Home Program, School Program or Talk With Our Kids About Money Day, visit the TWOKAM website. Learn about the Canadian Foundation for Economic Education (CFEE) and the work they do to promote financial literacy in Canada.

A great way for parents to teach their kids about money

Today’s kids are exposed to more gear, more gadgets and more high-pressure advertising than ever before. How can you as a parent go about teaching your kids about money so they’ll be prudent consumers and manage their money responsibly? BMO can help you with teaching your kids about money. We have a wealth of expert advice, helpful articles, informative webisodes, and fun games and activities that will give you and your kids a head start on the road toward making money make sense for the entire family.

BMO SmartSteps for Parents
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Ages 5 - 6

Teach them money skills through games, puzzles and crafts.
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Ages 7 - 8

They understand how money can help them get things they want.
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Ages 9 - 12

They’re ready to start learning money-management skills.
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Ages 13 - 15

Teens get the connection between earnings and purchasing power.
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Make a game of teaching your kids about money!
Try these online games and activities.

Learning about money can be fun for kids. Head to The Zone and you’ll see what we mean. You’ll find neat online money games and activities that make talking about money with your kids, child’s play! The Zone is a great way to spend time with your kids playing online games and activities, and learning about money at the same time. Enjoy the fun!

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Ages 5 - 6

Have fun creating your own piggy bank, matching up coin cards and more!
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Ages 7 - 8

Play cool interactive games and activities against your friends!
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Ages 9 - 12

Save your pennies by playing these fun and FREE online games and activities!
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Ages 13 - 15

Have a blast as you find out how to make your money last longer!
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Budgeting Tips and Money Management Advice for Students

As a student you’re not just busy looking after your studies at school. You’ve got meals to make, a place to look after, a social life to maintain and banking and bills to manage. BMO Bank of Montreal is here to help make banking easy with budgeting tips and money management advice for students. Just “Like” us on Facebook and we’ll share tips and advice on how you can take care of your finances. We’ve also put together some handy money management resources designed for students, including an RSP calculator to help you plan for your future. Just click on any of the links below.

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Online Financial Tools & Calculators

To help make your money make sense, BMO Bank of Montreal has put together this handy list of online financial calculators and tools.

Youth & Student Banking @ BMO

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Kids Accounts

Our Kids Discounted Bank Plans feature a discount of $9.95 per month1 on your child’s monthly bank fee–that’s a savings of up to $119.40 per year.
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Teens Accounts

Our Teen Discounted Bank Plans feature a discount of $9.95 per month1 on your monthly bank fee. Plus you also get a free SPC®†† Card , good for discounts at hundreds of retailers across Canada.
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Students Accounts

Our Student Discounted Bank Plans feature a discount of $9.95 per month1 on your bank fees and a free SPC®†† Card , good for discounts at hundreds of retailers. Graduating? BMO offers students one additional year of discounted banking after graduation.
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RESP

A Registered Education Savings Plan (RESP) is a smart way to maximize education savings. Tax-sheltered investment growth and eligibility for government grants can make a big contribution to your child's future.
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