Double your student benefits.
Pay no annual fee.

Get discounts at hundreds of SPC retailers, earn CashBack® and pay no annual fee.
Every year, 0.5% CashBack will give you a $1 credit for every $200 you spend on the card.
Apply now

BMO SPC CashBack MasterCard

  • 10% – 15% discounts at hundreds of Student Price Card (SPC) retailers and restaurants across Canada.
  • Save the annual SPC fee every year.
  • 0.5% CashBack on all card purchases 1
  • 1.5% CashBack on all your card purchases at Shell locations in Canada 2
  • 1.5% CashBack at National Car Rental & Alamo Rent A Car locations worldwide 3
  • 19.5% interest rate 5
  • No annual fee


Your card also includes:

  • 19.5% interest rate 5, or low 12.9% interest rate for an additional $45/yr
  • 21 day payment grace period 5
  • Extended Warranty and Purchase Protection 7
  • MasterCard PayPass®*
  • Chip Technology
  • IDefenceTM* - Identity Theft Assistance
  • MasterCard SecureCodeTM*
  • Zero Liability 8
  • Worldwide acceptance at nearly 30 million locations
  • And more…


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